Summary
AAMYS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €409,487 and a net result of €2,345. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 3320 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
30 d early
2022
28 d early
2021
4 d late
2020
2 d late
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€409,487▲ 0.6%
2023 · €407,142
Net result
€2,345▼ 96.6%
2023 · €68,024
Total assets
€414,086▼ 4.6%
2023 · €433,929
Solvency
98.9%▲ 5.1pp
2023 · 93.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€99,209▲ 23.4%€85,302▼ 14.0%€117,823▲ 38.1%€86,244▼ 26.8%-€2,718
Net result€78,463above the sector's middle half▲ 46.0%€64,902within the sector's middle half▼ 17.3%€90,551above the sector's middle half▲ 39.5%€68,024above the sector's middle half▼ 24.9%€2,345below the sector's middle half▼ 96.6%
Equity€223,665within the sector's middle half▲ 54.0%€288,566within the sector's middle half▲ 29.0%€359,117above the sector's middle half▲ 24.4%€407,142above the sector's middle half▲ 13.4%€409,487above the sector's middle half▲ 0.6%
Total assets€227,292within the sector's middle half▲ 53.9%€294,851within the sector's middle half▲ 29.7%€386,875within the sector's middle half▲ 31.2%€433,929within the sector's middle half▲ 12.2%€414,086within the sector's middle half▼ 4.6%
Debt€3,627▲ 45.7%€6,285▲ 73.3%€27,758▲ 342%€26,788▼ 3.5%€4,599▼ 82.8%
Working capital€219,487above the sector's middle half▲ 57.1%€259,790above the sector's middle half▲ 18.4%€335,243above the sector's middle half▲ 29.0%€387,022above the sector's middle half▲ 15.4%€399,264above the sector's middle half▲ 3.2%
Solvency98.4%above the sector's middle half▲ 0.1pp97.9%above the sector's middle half▼ 0.5pp92.8%above the sector's middle half▼ 5.0pp93.8%above the sector's middle half▲ 1.0pp98.9%above the sector's middle half▲ 5.1pp
Current ratio55.29above the sector's middle half13.77above the sector's middle half▼ 41.5216.30above the sector's middle half▲ 2.54
Return on assets (ROA)34.5%above the sector's middle half▼ 1.9pp22.0%above the sector's middle half▼ 12.5pp23.4%above the sector's middle half▲ 1.4pp15.7%within the sector's middle half▼ 7.7pp0.6%below the sector's middle half▼ 15.1pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2,718 after €86,244 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €414,086
Fixed assets
€12,223 ▼ 43.5%
Current assets
€401,864 ▼ 2.5%
Equity and liabilities €414,086
Equity
€409,487 ▲ 0.6%
Debt
€4,599 ▼ 82.8%
Debt's share of the balance-sheet total falls from 6.2% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.6%▼
2023 · 16.7%
Debt ≤ 1 year
€2,599▼
2023 · €25,288
Income taxes
€3,343▼
2023 · €24,058
A ratio outside any meaningful range has been withheld (balance sheet total €414,086, equity €409,487).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €6,286 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,957 | €6,499 | €7,811 | €8,655 | €9,397 | ▲ 8.6% |
| Other operating charges640/8 | - | €1,844 | €1,181 | €1,445 | €1,252 | ▼ 13.4% |
| Gross operating margin9900 | €104,760 | €99,931 | €126,816 | €96,344 | €7,930 | ▼ 91.8% |
| Operating profit (loss)9901 | €99,209 | €85,302 | €117,823 | €86,244 | -€2,718 | ▼ 103% |
| Financial income75/76B | - | - | €32 | €6,030 | €8,745 | ▲ 45.0% |
| Recurring financial income75 | - | - | €32 | €6,030 | €8,745 | ▲ 45.0% |
| Financial charges65/66B | - | €200 | €195 | €193 | €339 | ▲ 75.6% |
| Recurring financial charges65 | €65 | €200 | €195 | €193 | €339 | ▲ 75.6% |
| Profit (loss) for the period before taxes9903 | €99,144 | €85,102 | €117,660 | €92,082 | €5,688 | ▼ 93.8% |
| Income taxes67/77 | €20,681 | €20,200 | €27,109 | €24,058 | €3,343 | ▼ 86.1% |
| Profit (loss) for the period9904 | €78,463 | €64,902 | €90,551 | €68,024 | €2,345 | ▼ 96.6% |
| Profit (loss) for the period to be appropriated9905 | €78,463 | €64,902 | €90,551 | €68,024 | €2,345 | ▼ 96.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €227,292 | €294,851 | €386,875 | €433,929 | €414,086 | ▼ 4.6% |
| Fixed assets21/28 | €5,678 | €30,276 | €25,374 | €21,620 | €12,223 | ▼ 43.5% |
| Tangible fixed assets22/27 | €5,678 | €30,276 | €25,374 | €21,620 | €12,223 | ▼ 43.5% |
| Furniture and vehicles24 | - | €30,276 | €25,374 | €21,620 | €12,223 | ▼ 43.5% |
| Current assets29/58 | €221,614 | €264,576 | €361,501 | €412,309 | €401,864 | ▼ 2.5% |
| Amounts receivable within one year40/41 | €15,843 | €29,768 | €25,612 | €55,333 | €9,280 | ▼ 83.2% |
| Trade receivables40 | - | €25,468 | €12,459 | €48,835 | - | - |
| Other amounts receivable41 | - | €4,300 | €13,154 | €6,498 | €9,280 | ▲ 42.8% |
| Current investments50/53 | - | - | - | €328,000 | €369,810 | ▲ 12.7% |
| Cash at bank and in hand54/58 | €203,668 | €232,543 | €335,106 | €27,711 | €22,329 | ▼ 19.4% |
| Deferred charges and accrued income490/1 | - | €2,266 | €782 | €1,265 | €444 | ▼ 64.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €227,292 | €294,851 | €386,875 | €433,929 | €414,086 | ▼ 4.6% |
| Equity10/15 | €223,665 | €288,566 | €359,117 | €407,142 | €409,487 | ▲ 0.6% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €203,665 | €268,566 | €339,117 | €387,142 | €389,487 | ▲ 0.6% |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | - | - | - |
| Distributable reserves133 | - | €266,566 | €337,117 | €387,142 | €389,487 | ▲ 0.6% |
| Amounts payable17/49 | €3,627 | €6,285 | €27,758 | €26,788 | €4,599 | ▼ 82.8% |
| Amounts payable within one year42/48 | €2,127 | €4,785 | €26,258 | €25,288 | €2,599 | ▼ 89.7% |
| Trade debts44 | €1,616 | €1,106 | €3,058 | €3,651 | €773 | ▼ 78.8% |
| Suppliers440/4 | - | €1,106 | €3,058 | €3,651 | €773 | ▼ 78.8% |
| Taxes, remuneration and social security45 | - | €3,200 | €3,200 | - | - | - |
| Taxes450/3 | - | €3,200 | €3,200 | - | - | - |
| Other amounts payable47/48 | - | €479 | €20,000 | €21,637 | €1,826 | ▼ 91.6% |
| Accrued charges and deferred income492/3 | - | €1,500 | €1,500 | €1,500 | €2,000 | ▲ 33.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €78,463 | €64,902 | €90,551 | €68,024 | €2,345 | ▼ 96.6% |
| + Depreciation and write-downs630 | €2,957 | €6,499 | €7,811 | €8,655 | €9,397 | ▲ 8.6% |
| Operating cash flow (approximation) | €81,421 | €71,400 | €98,362 | €76,679 | €11,742 | ▼ 84.7% |
| Investment in fixed assets (approximation) | - | -€31,097 | -€2,910 | -€4,901 | €0 | ▲ 100% |
| Change in cash | - | €28,874 | €102,563 | -€307,395 | -€5,382 | ▲ 98.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Weakest financial yearnet €2,345 ▼96.6%
Net result drops to €2,345, the lowest in the series.
31-12
Financial
Liquidity times 9current ratio 154.60
Current ratio from 16.30 to 154.60; short-term debt falls from €25,288 to €2,599.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €90,551 ▲39.5%
Operating result €117,823, net result €90,551, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Equity above €200,000Eq €223,665 ▲54%
3 profitable years in a row build equity to €223,665.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 18current ratio 142.16
Current ratio from 7.71 to 142.16; short-term debt falls from €13,631 to €990.
31-12
Financial
Equity above €100,000Eq €145,201 ▲57.9%
2 profitable years in a row build equity to €145,201.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2017
Ground area
321 m²
Parcel 41014A1123/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
AAMYS
since 20172.268.515.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41014A1123/00K000 | Flanders | 321 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600K7TS9041QF2009
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Of 1,507 companies in sector 66199 we hold annual accounts for 923. 623 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
77229Renting and leasing of other personal and household goods
Contact
E-mail
yves.vanlangenhove@telenet.beAalst
E-invoicing
Reachable via Peppol
Peppol ID
0208:0681812703
Also
9925:BE0681812703
Registered
09-10-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.