Aama
ActiveThe computed 12-month bankruptcy probability of Aama is 2.2% (moderate). The 2024 annual accounts show equity of €175k and a net result of €-52k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 18938 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy▼ -24 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-16
Solvency100▲+3
Growth64=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.24 against 2.11 in 2023), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73%
Return on assets
-21.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
66 d late
2022
86 d late
2021
147 d late
2020
31 d late
2019
63 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€507k▲ 23.3%
2020 · €411k
2018: €322k
2019: €449k
2020: €411k
2018 → 2021
EBIT margin
23.3%▲ 8.5pp
2020 · 14.7%
2018: 16.4%
2019: 7.4%
2020: 14.7%
2018 → 2021
Net result
€-52k
2023 · €7k
2018: €41k
2019: €29k
2020: €53k
2021: €87k
2022: €6k
2023: €7k
2018 → 2024
Working capital
€144k▼ 30.4%
2023 · €207k
2018: €36k
2019: €69k
2020: €104k
2021: €185k
2022: €196k
2023: €207k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€411k-€507k▲ 23.3%
Equity€125k-€213k▲ 69.6%€219k▲ 2.9%€226k▲ 3.3%€175k▼ 22.9%
Operating result€60k-€118k▲ 94.9%€11k▼ 90.8%€12k▲ 11.2%€-161
Net result€53k-€87k▲ 65.6%€6k▼ 92.8%€7k▲ 16.9%€-52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €161 after €12k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €239k
Fixed assets
€30k▲ 57.8%
Current assets
€209k▼ 47.0%
Equity and liabilities €239k
Equity
€175k▼ 22.9%
Debt
€65k▼ 65.4%
The debt ratio falls from 45.2% to 27.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€6k▼
2023 · €16k
Cash flow
€-46k▼
2023 · €12k
Solvency
73.0%▲
2023 · 54.8%
Current ratio
3.24▲
2023 · 2.11
Quick ratio
3.20▲
2023 · 2.10
Debt / equity
0.37▼
2023 · 0.82
ROE
-29.7%▼
2023 · 3.2%
ROA
-21.7%▼
2023 · 1.8%
Interest coverage
3.02▼
2023 · 10.65
Debt
€65k▼
2023 · €187k
Debt ≤ 1 year
€65k▼
2023 · €187k
Income taxes
€472▼
2023 · €3k
Staff costs
€107k▲
2023 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€413k€239k▼
Fixed assets21/28€19k€30k▲
Tangible fixed assets22/27€18k€29k▲
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€7k€9k▲
Other tangible fixed assets26-€11k
Financial fixed assets28€970€1k▲
Current assets29/58€394k€209k▼
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€352k€171k▼
Trade receivables40€124k€121k▼
Other amounts receivable41€227k€50k▼
Cash at bank and in hand54/58€40k€35k▼
Equity and liabilities
Total equity and liabilities10/49€413k€239k▼
Equity10/15€226k€175k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€218k€166k▼
Amounts payable17/49€187k€65k▼
Amounts payable within one year42/48€187k€65k▼
Trade debts44€51k€41k▼
Suppliers440/4€51k€41k▼
Taxes, remuneration and social security45€136k€24k▼
Taxes450/3€18k€17k▼
Remuneration and social security454/9€118k€7k▼
Income statement
Code20232024
Remuneration, social security and pensions62€98k€107k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€937€4k▲
Gross operating margin9900€116k€117k▲
Operating profit (loss)9901€12k€-161▼
Financial income75/76B€0€133▲
Recurring financial income75€0€133▲
Financial charges65/66B€2k€51k▲
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B-€50k
Profit (loss) for the period before taxes9903€10k€-51k▼
Income taxes67/77€3k€472▼
Profit (loss) for the period9904€7k€-52k▼
Profit (loss) for the period to be appropriated9905€7k€-52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€218k€166k▼
Profit (loss) brought forward from the previous period14P€211k€218k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet €-52k ▼807%
Net result drops to €-52k, the lowest in the series.
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 86 days late
2022
25-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 147 days late
2021
31-12
Financial
Highest result since 2018net €87k ▲65.6%
Operating result €118k, net result €87k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲69.6%
4 profitable years in a row build equity to €213k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €125k ▲72.5%
3 profitable years in a row build equity to €125k.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 197 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nederenamestraat 99700 OudenaardeGround area
518 m²
Building footprint
402 m²
Volume, LiDAR
1,896 m³
Parcel 45503A0590/00M000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sushi-Home
since 20162.258.195.038
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45503A0590/00M000 | Flanders | 518 m² | 1 · 402 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudenaarde2.258.195.038
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DE KRONEMOLEN
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DEHA
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 8,817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.