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AAM

Active
Private limited companyfounded 20242 yrs activeLe Pachis,Fauvillers 262, 6637 Fauvillers, BelgiumKBO/BCE: BE 1005.974.231
Summary

The computed 12-month bankruptcy probability of AAM is 2.7% (moderate). The 2025 annual accounts show equity of €92,574 and a net result of €100,023. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability45▲+31
Solvency44▲+21
Growth78
Track record82
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.07 in 2024; short-term debt: 30.1% and cash: 8.7% of total assets), and 80.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19.4%
Return on assets
21%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
28 d late
2024
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 February 2024, AAM was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€100,023
2024 · -€12,449
Working capital
-€101,956▲ 3.0%
2024 · -€105,072
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€666--€2,592▼ 289%
Net result-€12,449-€100,023
Equity-€7,449-€92,574
Total assets€356,169-€476,149▲ 33.7%
Debt€363,618-€383,574▲ 5.5%
Working capital-€105,072--€101,956▲ 3.0%
Staff (FTE)0-0
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2024: -€666-€666Net result 2024: -€12,449-€12,449Operating result 2025: -€2,592-€2,592Net result 2025: €100,023€100,02320242025-€50,000€0€50,000€100,000Operating result 2024: -€666-€666Net result 2024: -€12,449-€12,400Operating result 2025: -€2,592-€2,590Net result 2025: €100,023€100,00020242025
The operating result stays negative: a loss of €2,592 in 2025 against €666 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €474,864
Fixed assets €433,500 ▲ 25.3%
Current assets €41,364 ▲ 387%
Equity and liabilities €476,149
Equity €92,574
Debt €383,574
Debt finances 80.6% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€2,205▼
2024 · -€402
Cash flow
€100,410▲
2024 · -€12,185
Current ratio
0.29▲
2024 · 0.07
Debt to equity
4.14▲
2024 · -48.81
ROE
108.0%
ROA
21.0%▲
2024 · -3.5%
Interest coverage
-0.16▼
2024 · -0.03
Debt ≤ 1 year
€143,320▲
2024 · €113,569
Debt > 1 year
€240,255▼
2024 · €250,049
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€356,169€476,149▲
Formation expenses20€1,672€1,285▼
Fixed assets21/28€346,000€433,500▲
Financial fixed assets28€346,000€433,500▲
Current assets29/58€8,497€41,364▲
Cash at bank and in hand54/58€8,497€41,364▲
Equity and liabilities
Total equity and liabilities10/49€356,169€476,149▲
Equity10/15-€7,449€92,574▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€12,449€87,574▲
Amounts payable17/49€363,618€383,574▲
Amounts payable after more than one year17€250,049€240,255▼
Financial debts170/4€250,049€240,255▼
Amounts payable within one year42/48€113,569€143,320▲
Current portion of amounts payable after more than one year42€36,377€66,127▲
Other amounts payable47/48€77,192€77,192=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264€387▲
Gross operating margin9900-€402-€2,205▼
Operating profit (loss)9901-€666-€2,592▼
Financial income75/76B-€116,000
Recurring financial income75-€116,000
Financial charges65/66B€11,783€13,384▲
Recurring financial charges65€11,783€13,384▲
Profit (loss) for the period before taxes9903-€12,449€100,023▲
Profit (loss) for the period9904-€12,449€100,023▲
Profit (loss) for the period to be appropriated9905-€12,449€100,023▲
Appropriation of the result
Profit (loss) to be appropriated9906-€12,449€87,574▲
Profit (loss) brought forward from the previous period14P--€12,449
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264€387▲ 46.6%
Gross operating margin9900-€402-€2,205▼ 449%
Operating profit (loss)9901-€666-€2,592▼ 289%
Financial income75/76B-€116,000-
Recurring financial income75-€116,000-
Financial charges65/66B€11,783€13,384▲ 13.6%
Recurring financial charges65€11,783€13,384▲ 13.6%
Profit (loss) for the period before taxes9903-€12,449€100,023▲ 903%
Profit (loss) for the period9904-€12,449€100,023▲ 903%
Profit (loss) for the period to be appropriated9905-€12,449€100,023▲ 903%
Line20242025Change
Assets
Total assets20/58€356,169€476,149▲ 33.7%
Formation expenses20€1,672€1,285▼ 23.2%
Fixed assets21/28€346,000€433,500▲ 25.3%
Financial fixed assets28€346,000€433,500▲ 25.3%
Current assets29/58€8,497€41,364▲ 387%
Cash at bank and in hand54/58€8,497€41,364▲ 387%
Equity and liabilities
Total equity and liabilities10/49€356,169€476,149▲ 33.7%
Equity10/15-€7,449€92,574▲ 1,343%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€12,449€87,574▲ 803%
Amounts payable17/49€363,618€383,574▲ 5.5%
Amounts payable after more than one year17€250,049€240,255▼ 3.9%
Financial debts170/4€250,049€240,255▼ 3.9%
Amounts payable within one year42/48€113,569€143,320▲ 26.2%
Current portion of amounts payable after more than one year42€36,377€66,127▲ 81.8%
Other amounts payable47/48€77,192€77,192=
Line20242025Change
Profit (loss) for the period9904-€12,449€100,023▲ 903%
+ Depreciation and write-downs630€264€387▲ 46.6%
Operating cash flow (approximation)-€12,185€100,410▲ 924%
Investment in fixed assets (approximation)--€87,887-
Change in cash-€32,867-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial Back to profitnet €100,023
Net result €100,023 after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fauvillers · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,437 m²
Building footprint
94 m²
Volume, LiDAR
796 m³
Parcel 82009B0266/02W000, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AAM
Le Pachis,Fauvillers 262, 6637 FauvillersHoldings
since 20242.358.543.617
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
82009B0266/02W000 Wallonia 1,437 m² 1 · 94 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-02-2024
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.