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AAH

Active
Private limited companyfounded 200223 yrs activePaul Deschanellaan 257, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0479.194.153

AAH has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €689k and a net result of €95k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 74% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-5
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 3.63 in 2024; short-term debt: 22.6% and cash: 79.2% of total assets), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.4%
Return on assets
10.6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192122232425
2018 to 2025 · latest year €689k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-03-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
30 d early
2023
35 d early
2022
47 d early
2021
1 d early
2019
52 d late
2018
9 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€689k▲ 0.1%
2024 · €688k
2018: €770k 2019: €828k 2021: €888k 2022: €462k 2023: €612k 2024: €688k
2018 → 2025
Total assets
€890k▲ 1.2%
2024 · €879k
2018: €844k 2019: €916k 2021: €1.04M 2022: €634k 2023: €738k 2024: €879k
2018 → 2025
Net result
€95k▼ 27.0%
2024 · €130k
2018: €40k 2019: €58k 2021: €89k 2022: €140k 2023: €188k 2024: €130k
2018 → 2025
Working capital
€514k▲ 2.1%
2024 · €504k
2018: €630k 2019: €694k 2021: €732k 2022: €261k 2023: €417k 2024: €504k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€888k-€462k▼ 48.0%€612k▲ 32.6%€688k▲ 12.4%€689k▲ 0.1%
Operating result€133k-€209k▲ 58.0%€280k▲ 33.9%€193k▼ 31.2%€141k▼ 27.1%
Net result€89k-€140k▲ 57.8%€188k▲ 34.6%€130k▼ 31.2%€95k▼ 27.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €133k€133kNet result 2021: €89k€89kOperating result 2022: €209k€209kNet result 2022: €140k€140kOperating result 2023: €280k€280kNet result 2023: €188k€188kOperating result 2024: €193k€193kNet result 2024: €130k€130kOperating result 2025: €141k€141kNet result 2025: €95k€95k20212022202320242025
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €890k
Fixed assets €174k▼ 5.3%
Current assets €716k▲ 3.0%
Equity and liabilities €890k
Equity €689k▲ 0.1%
Debt €202k▲ 5.4%
The debt ratio rises from 21.8% to 22.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€158k
2024 · €212k
Cash flow
€112k
2024 · €148k
Solvency
77.4%
2024 · 78.2%
Current ratio
3.55
2024 · 3.63
Quick ratio
3.55
2024 · 3.63
Debt / equity
0.29
2024 · 0.28
ROE
13.8%
2024 · 18.8%
ROA
10.6%
2024 · 14.7%
Interest coverage
206.85
2024 · 329.65
Debt
€202k
2024 · €191k
Debt ≤ 1 year
€202k
2024 · €191k
Income taxes
€48k
2024 · €65k
Staff costs
€46k
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€879k€890k
Fixed assets21/28€184k€174k
Tangible fixed assets22/27€184k€174k
Land and buildings22€174k€168k
Plant, machinery and equipment23€2k€804
Furniture and vehicles24€8k€5k
Financial fixed assets28€360€360=
Current assets29/58€695k€716k
Amounts receivable within one year40/41€41k€9k
Trade receivables40€25k€8k
Other amounts receivable41€16k€2k
Cash at bank and in hand54/58€650k€705k
Deferred charges and accrued income490/1€4k€2k
Equity and liabilities
Total equity and liabilities10/49€879k€890k
Equity10/15€688k€689k
Contributions10/11€12k€12k=
Reserves13€654k€655k
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Distributable reserves133€639k€639k
Profit (loss) carried forward14€21k€21k
Amounts payable17/49€191k€202k
Amounts payable within one year42/48€191k€202k
Trade debts44€13k€23k
Suppliers440/4€13k€23k
Taxes, remuneration and social security45€27k€10k
Taxes450/3€27k€7k
Remuneration and social security454/9-€2k
Other amounts payable47/48€151k€169k
Income statement Code20242025
Remuneration, social security and pensions62€45k€46k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k
Other operating charges640/8€10k€11k
Gross operating margin9900€266k€215k
Operating profit (loss)9901€193k€141k
Financial income75/76B€3k€3k
Recurring financial income75€3k€3k
Financial charges65/66B€642€766
Recurring financial charges65€642€766
Profit (loss) for the period before taxes9903€195k€143k
Income taxes67/77€65k€48k
Profit (loss) for the period9904€130k€95k
Profit (loss) for the period to be appropriated9905€130k€95k
Appropriation of the result
Profit (loss) to be appropriated9906€151k€116k
Profit (loss) brought forward from the previous period14P€21k€21k
Transfer from equity791/2€54k€94k
Transfer to equity691/2€130k€95k
To other reserves6921€130k€95k
Profit to be distributed694/7€54k€94k
Return on contributions (dividend)694€54k€94k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
15-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2018net €188k ▲34.6%
Operating result €280k, net result €188k, both a record.
30-09
Financial Equity above €500kEq €612k ▲32.6%
5 profitable years in a row build equity to €612k.
14-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
21-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
09-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
16-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
17-03
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
30-04
NBB filing Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paul Deschanellaan 2571030 Schaarbeek
Ground area
1,777 m²
Building footprint
1,273 m²
Volume, LiDAR
22,951 m³
2 parcels, Brussels · tallest building 32.7 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
de Stassartstraat 48, 1050 Elsene
Design of textile patterns, clothing, jewellery, furniture and decorative items
since 20022.235.588.197
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21009A0473/00K000 Brussels 1,374 m² 1 · 907 m² 24.1 m · 5 fl.
21906D0094/00Y007 Brussels 403 m² 1 · 366 m² 32.7 m · 10 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 5,178 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-12-2002
Fiscal year end30-09
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:ahenderickx@aah-law.com
Establishment Elsene 2.235.588.197
Phone:02 880 50 55
Establishment Elsene 2.235.588.197