AACH
ActiveSummary
The computed 12-month bankruptcy probability of AACH is 1.6% (moderate). The annual accounts of AACH for financial year 2025 show a net loss of 65% of total assets and of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €499 and a net result of -€587. Equity is shrinking by about 33% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €499
- Loss
- -€587
Why 54raises riskFounded in 2023No main activity registeredlowers riskLiquidity: current ratio 2.25, cash €899Size: total assets €899Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 48% on solvency, 72% on liquidity, 4% on profitability and 9% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 3 accounts on average 13 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Liquidity more than doubledcurrent ratio 5.04
Financials · financial year 2025, micro format
2025 annual accounts filed late (2 days) Filed on 2 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00380247.
2023 to 2025, 3 financial years
The operating result stays negative: a loss of €499 in 2025 against €64 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 3,223 companies that looked in July 2024 the way this one looks now, 3.4% went bankrupt within 24 months and 87.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,223 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €50 | - | - | - |
| Gross operating margin9900 | -€1,742 | -€64 | -€499 | ▼ 682% |
| Operating profit (loss)9901 | -€1,792 | -€64 | -€499 | ▼ 682% |
| Financial charges65/66B | - | €58 | €88 | ▲ 51.1% |
| Recurring financial charges65 | - | €58 | €88 | ▲ 51.1% |
| Profit (loss) for the period before taxes9903 | -€1,792 | -€122 | -€587 | ▼ 381% |
| Profit (loss) for the period9904 | -€1,792 | -€122 | -€587 | ▼ 381% |
| Profit (loss) for the period to be appropriated9905 | -€1,792 | -€122 | -€587 | ▼ 381% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €4,100 | €2,018 | €899 | ▼ 55.4% |
| Current assets29/58 | €4,100 | €2,018 | €899 | ▼ 55.4% |
| Cash at bank and in hand54/58 | €3,000 | €1,486 | €899 | ▼ 39.5% |
| Deferred charges and accrued income490/1 | €1,100 | €532 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €4,100 | €2,018 | €899 | ▼ 55.4% |
| Equity10/15 | €1,208 | €1,086 | €499 | ▼ 54.1% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€1,792 | -€1,914 | -€2,501 | ▼ 30.7% |
| Amounts payable17/49 | €2,892 | €932 | €400 | ▼ 57.1% |
| Amounts payable within one year42/48 | €1,792 | €400 | €400 | = |
| Trade debts44 | €392 | - | - | - |
| Suppliers440/4 | €392 | - | - | - |
| Other amounts payable47/48 | €1,400 | €400 | €400 | = |
| Accrued charges and deferred income492/3 | €1,100 | €532 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,792 | -€122 | -€587 | ▼ 381% |
| Operating cash flow (approximation) | -€1,792 | -€122 | -€587 | ▼ 381% |
| Change in cash | - | -€1,514 | -€587 | ▲ 61.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 02-08-2026 | 2026-00380247 |
| 31-12-2024 | micro format | 16-08-2025 | 2025-00378329 |
| 31-12-2023 | micro format | 21-08-2024 | 2024-00354654 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ACHOUR Naïm Slimane |
|
Owners and capital
Capital and shareholders
- ACHOUR Naïm Slimane 80 shares (66.7%) · €2,000
- ROUABHI Khedidja 40 shares (33.3%) · €1,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 14-06-2023 Incorporation · €3,000 · 120 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
14-06
Gazette deed
IncorporationAppointment: ACHOUR Naïm Slimane (director) · Shareholding · Founding capital14 facts ▸
- Incorporation, 07-06-2023
- Shareholding, “actions”, 80 (deed in French)
- Shareholding, “actions”, 40 (deed in French)
- Founding capital, €3,000
- Bank account, “sociétéenformation, comptespécial” (deed in French)
- Other provision, “arrêtédestatuts, statutsarrêtés” (deed in French)
- Capital
- Other provision, 11-06-2023
- Founder, ACHOUR Naïm Slimane
- Other provision, “dispositions finales – entrée en vigueur, dépôt au greffe d'une expédition de l'acte constitutif” (deed in French)
- Registered office clause, “7350 Hensies (Hainin),route de Quiévrain 1” (deed in French)
- Board rule, 1
- +2 further facts in this act
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53033A0676/00B000 | Wallonia | 138 m² | 1 · 97 m² | 9.5 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “ToutesactivitésenrapportdirectorindirectaveclarestaurationengénéraletlesecteurHoreca,l'organisationdebanquetsetréceptions,leservicetraiteur…” (deed in French)
7 activities (deed in French)
- ToutesactivitésenrapportdirectorindirectaveclarestaurationengénéraletlesecteurHoreca,l'organisationdebanquetsetréceptions,leservicetraiteur,ycomprisl'organisation,lagestionetl'exploitationderestaurants,debrasseries,cafétérias,débitsdeboissons,snack-bar,sandwicherie,servicedecuisinerapideoudepetiterestauration,lalivraisonàdomicileetlaventeambulante,laconcessiond'auberges,d'unouplusieursrestaurants,d'hôtels,dedébitsdeboissons,salonsdeconsommation,decommercesdespécialitésrégionalesetautres,deboissons,vinsetspiritueuxainsiquetoutesopérationsdetourisme,d'hôtellerie,dedivertissementsetdeloisirs
- L'importationetl'exportationdetousproduitsserapportantàl'objetdelasociété
- Touteopérationrelativesàl'organisationd'événementsculturelles,sportifs,publicsetprivés,comprenantcocktails,réception,spectacles,régiespublicitairesainsiquelegardiennageetlasécurité
- L'exploitationetla-co-exploitationdesallesdejeux
- L'exploitationdelocauxàusaged'hôtelouderestaurant,toutesopérationsserapportantdirectementouindirectementàlacréation,laconstruction,l'acquisition,lavente,lalocation,l'investissementetl'exploitationderésidenceshôtelières,d'hôtels,restaurants,salonsdeconsommation,boutiquesetengénéraldecommercedetoutenature
- Lagestionetlamiseevaleurd'immeublesd'habitationetdecommerce,lalocation,l'achat,lavente,latransformationetengénérallecommercedetousbiensimmeubles
- Toutestransactionsoutravauximmobiliersoufonciers,etnotammentl'achat,lavente,l'échange,laconstruction,laréparation,latransformation,leleasingimmobilier,lalocationetlagestiondetousbiensimmeublesbâtisounonbâtisainsiquetoutesopérationsmobilièresetnotammentl'achat,lavente,lalocationetlagestiondetousbiensmeubles
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- AACH
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)“Indépendamment des frais de représentation,voyages et déplacements, portée aux frais généraux” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Thursday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Administrateurs en fonction” (deed in French)