AACF
ActiveAACF has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €28k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 726 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.15 against 2.74 in 2024; short-term debt: 17.7% and cash: 74.6% of total assets), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.3%
Return on assets
34.8%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-09-2025, 45 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
45 d early
2024
37 d early
2023
43 d early
2022
52 d early
2021
54 d early
2020
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k▲ 68.8%
2024 · €17k
2020: €27k
2021: €20k
2022: €12k
2023: €17k
2024: €17k
2020 → 2025
Working capital
€59k▲ 86.7%
2024 · €31k
2020: €21k
2021: €44k
2022: €54k
2023: €19k
2024: €31k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€59k▲ 25.0%€21k▼ 63.7%€38k▲ 76.8%€66k▲ 73.4%
Operating result€24k-€15k▼ 37.5%€24k▲ 55.3%€20k▼ 14.2%€37k▲ 82.8%
Net result€20k-€12k▼ 41.0%€17k▲ 45.6%€17k▼ 4.3%€28k▲ 68.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€7k▲ 10.1%
Current assets
€73k▲ 47.1%
Equity and liabilities €80k
Equity
€66k▲ 73.4%
Debt
€14k▼ 21.8%
The debt ratio falls from 32.2% to 17.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €22k
Cash flow
€29k▲
2024 · €19k
Solvency
82.3%▲
2024 · 67.8%
Current ratio
5.15▲
2024 · 2.74
Quick ratio
5.15▲
2024 · 2.74
Debt / equity
0.21▼
2024 · 0.48
ROE
42.3%▼
2024 · 43.4%
ROA
34.8%▲
2024 · 29.5%
Interest coverage
75.64▼
2024 · 195.45
Debt
€14k▼
2024 · €18k
Debt ≤ 1 year
€14k▼
2024 · €18k
Income taxes
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€80k▲
Fixed assets21/28€7k€7k▲
Tangible fixed assets22/27€7k€7k▲
Land and buildings22€6k€6k▼
Plant, machinery and equipment23€895-
Furniture and vehicles24-€2k
Current assets29/58€49k€73k▲
Amounts receivable within one year40/41€18k€11k▼
Trade receivables40€17k€8k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€28k€60k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€56k€80k▲
Equity10/15€38k€66k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€38k€65k▲
Amounts payable17/49€18k€14k▼
Amounts payable within one year42/48€18k€14k▼
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€159€148▼
Gross operating margin9900€23k€39k▲
Operating profit (loss)9901€20k€37k▲
Financial income75/76B€0€7▲
Recurring financial income75€0€7▲
Financial charges65/66B€114€510▲
Recurring financial charges65€114€510▲
Profit (loss) for the period before taxes9903€20k€37k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€17k€28k▲
Profit (loss) for the period to be appropriated9905€17k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€65k▲
Profit (loss) brought forward from the previous period14P€21k€38k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2020net €28k ▲68.8%
Operating result €37k, net result €28k, both a record.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Liquidity doublescurrent ratio 2.74
Current ratio from 1.27 to 2.74; short-term debt falls from €68k to €18k.
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
09-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €12k ▼41%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Liquidity doublescurrent ratio 5.39
Current ratio from 2.57 to 5.39; short-term debt falls from €13k to €10k.
2020
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gesves 225340 GesvesGround area
1,465 m²
Building footprint
212 m²
Parcel 92042D0454/00A005, Wallonia. Linked by address, not a title deed.
1 establishment unit
AACF
since 20192.289.793.480
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042D0454/00A005 | Wallonia | 1,465 m² | 1 · 212 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 5,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2019
Fiscal year end31-03
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
41003General construction of other non-residential buildings
43211General electrical installation work
43212Electrical installation work in industrial facilities
43910Bricklaying and masonry work
43994Specialised construction activities
74201Photography, excluding press photography
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@aacf.be
Phone:+32474757625