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ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES

Active Private limited companyfounded 1998active for 28 yearsRue de Genval 20, 1301 WavreKBO/BCE: BE 0464.240.614 subsidiary of ERPICUM

Lifetime

20 annual accounts with figures on one time axis, 28 filings since 1998
peak €746,822 (2013)
€270,304▼ 33.7%
lowest -€1.0m (2022)
€38,359▼ 82.9%
peak €1.8m (2020)
€1.1m▲ 3.5%
€575,685▼ 10.6%
peak 1.2 FTE (2010)
1 FTEunchanged
Board1 name since 1998
1 directorERPICUM Bruno
Owners
Documentsfilings and deeds
13-08-202613 days late
2025abbreviated format
Gross margin from €407,609 to €270,304Result from €224,938 to €38,359Cash from €834,238 to €236,583

Key points

from the 2025 annual accounts

Equity

€1.1m ▲ 3.5%

ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES has made a profit without a break since 2023.

Result

€38,359 ▼ 82.9%
€225,0002024€38,4002025

The result fell in 2025: different schema filed.

Turnover

≈ €660,000 estimated

The accounts state no turnover.

Filings

28 annual accounts since 1998
AprilJune31 JulyOctober200020102020

Five of the last ten came late. The 2023 accounts came latest: 30 days after the end of the period.

Position in the sector

€1.1m

More equity than 86% of companies in architecture and engineering. Sector median €194,129 · 2,568 companies.

Checked score

93
Excellent
Financially stronger than 41% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

67+2equity 41.8% of total assets
61-27short-term debt 7.7% · cash 8.7%
69-10return on assets 1.4%

Score breakdown

lowers risk
Size: 1 FTE, total assets €2.7m
Figures for financial year 2025 (filed on 21-08-2026)
Founded in 1998
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 40% of them on solvency, 48% on liquidity, 31% on profitability and 47% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €100,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 11.54 (10.79 in 2024), above the usual 1.5. Short-term debt is 7.7% and cash 8.7% of total assets. However, 58.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: 1 FTE, total assets €2.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 21-08-2026)
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.1m
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
2 days early
2023
30 days late
2022
17 days late
2021
29 days late
2020
31 days early
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

EB
Director, since 16-09-1998
  • ERPICUM 100%score 98equity €1.1m (2025) · 30-06-2025 annual accounts of ERPICUM
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0464240614
Reappointment: ERPICUM Bruno (director) General meeting of 21-12-2023 · Gazette deed
Environmental permit refused Bouwen of herbouwen · RVVB
Environmental permit granted Bouwen of herbouwen · Provincie Vlaams-Brabant
All 47 events

Comparable companies

same main activity, similar in size and age
Company
ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES Wavre €2.7m €270,304 41.8% 1
SYNTAXE- BUREAU D'ARCHITECTES Ittre €2.6m €346,342 53.3% 1.1
MERTENS-ARCHITECTEN Stabroek €2.2m €258,432 45.9% 1
VIZZION EUROPE Woluwe-Saint-Pierre €3.2m €217,536 -163.8% 1.8
SYMOENS GEERT ARCHITECTENBUREAU Zele €1.6m €292,937 91.2% 1
PROJECTSTUDIE- EN COORDINATIE Turnhout €2.6m €401,171 70.1% 1
Kegels Expertenbureau Antwerp €1.9m €197,360 84.0% 0.8

These companies have the same main activity as ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €1.6m and €3.2m, founded between 1987 and 2004.

Official details

Source: KBO
Status
Active since 30-09-1998Normal situation
Registered office
27 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Activities of building architectsNACE 71111
Joint committee
336Liberal professions · annual accounts 2025
Establishment units
2.222.500.1271950 Kraainem, since 16-09-1998
2.236.537.6111301 Wavre, since 01-11-2012
Financial year end
31 December
Peppol
Reachable since 23-11-2025
Company details

Annual accounts 2025

€2.7m▼ 1.1%
Employeeson 31-12-2025
2=
Filing
Filed on 13-08-2026
Financials

Insights on ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES

ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES files the abbreviated format. That format states no turnover. The gross margin rose from €141,759 in 2006 to €270,304 in 2025.

The balance sheet grew most from 2010 to 2012 through fixed assets.

ERPICUM holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES

What is the company number of ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES?
The company number of ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES is 0464.240.614. The VAT number is the same number with BE in front: BE 0464.240.614.
Where is ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES based?
The registered office is at Rue de Genval 20, 1301 Wavre.Company details
What does ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES?
ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES is a private limited company (BV).
When was ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES founded?
ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES was founded on 30-09-1998.
Is ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES still active?
Yes, ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES is an active enterprise in the KBO register.
How many employees does ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES have?
ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES fall under?
In its 2025 annual accounts, ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES states joint committee 336 (Liberal professions).
What is the turnover of ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES?
The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €270,304 and 35 comparable companies (NACE 711). It probably lies between €490,000 and €870,000.
Is ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES profitable?
In financial year 2025, ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES made a profit of €38,359.
Where can I find the annual accounts of ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES?
ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES due?
ATELIER D'ARCHITECTURE BRUNO ERPICUM & PARTENAIRES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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