AAA ONE
ActiveSummary
AAA ONE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €535,810 and a net result of €23,056. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-28
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 4.93 against 5.66 in 2024; short-term debt: 20.3% and cash: 11.5% of total assets), and 20.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d early
2023
36 d early
2022
7 d late
2021
19 d late
2020
30 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€535,810▲ 4.5%
2024 · €512,755
Total assets
€672,182▲ 7.9%
2024 · €622,726
Net result
€23,056▼ 5.9%
2024 · €24,504
Working capital
€535,810▲ 4.5%
2024 · €512,755
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24,225▼ 61.7%€8,235▼ 66.0%€27,522▲ 234%€38,284▲ 39.1%€40,873▲ 6.8%
Net result€14,853▼ 57.8%€3,183▼ 78.6%€17,711▲ 456%€24,504▲ 38.4%€23,056▼ 5.9%
Equity€467,356▲ 3.3%€470,539▲ 0.7%€488,251▲ 3.8%€512,755▲ 5.0%€535,810▲ 4.5%
Total assets€647,735▼ 22.1%€624,480▼ 3.6%€647,679▲ 3.7%€622,726▼ 3.9%€672,182▲ 7.9%
Debt€180,379▼ 52.4%€153,941▼ 14.7%€159,428▲ 3.6%€109,971▼ 31.0%€136,372▲ 24.0%
Working capital€458,359▲ 1.4%€465,023▲ 1.5%€485,901▲ 4.5%€512,755▲ 5.5%€535,810▲ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €672,182
Equity
€535,810 ▲ 4.5%
Debt
€136,372 ▲ 24.0%
Debt's share of the balance-sheet total rises from 17.7% to 20.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
4.93▼
2024 · 5.66
Quick ratio
1.60▼
2024 · 2.11
Debt to equity
0.25▲
2024 · 0.21
ROE
4.3%▼
2024 · 4.8%
ROA
3.4%▼
2024 · 3.9%
Debt ≤ 1 year
€136,372▲
2024 · €109,971
Income taxes
€13,337▲
2024 · €12,229
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,131 | €3,481 | €3,261 | €2,350 | - | - |
| Other operating charges640/8 | €803 | €899 | €894 | €1,976 | €1,011 | ▼ 48.8% |
| Non-recurring operating charges66A | - | - | €8,100 | - | - | - |
| Gross operating margin9900 | €26,159 | €12,615 | €39,777 | €42,610 | €41,885 | ▼ 1.7% |
| Operating profit (loss)9901 | €24,225 | €8,235 | €27,522 | €38,284 | €40,873 | ▲ 6.8% |
| Financial income75/76B | €534 | €6 | €0 | €1 | €807 | ▲ 144,018% |
| Recurring financial income75 | €534 | €6 | €0 | €1 | €807 | ▲ 144,018% |
| Financial charges65/66B | €2,141 | €1,273 | €3,316 | €1,552 | €5,288 | ▲ 241% |
| Recurring financial charges65 | €2,141 | €1,273 | €3,316 | €1,552 | €5,288 | ▲ 241% |
| Profit (loss) for the period before taxes9903 | €22,618 | €6,969 | €24,206 | €36,733 | €36,393 | ▼ 0.9% |
| Income taxes67/77 | €7,765 | €3,786 | €6,495 | €12,229 | €13,337 | ▲ 9.1% |
| Profit (loss) for the period9904 | €14,853 | €3,183 | €17,711 | €24,504 | €23,056 | ▼ 5.9% |
| Profit (loss) for the period to be appropriated9905 | €14,853 | €3,183 | €17,711 | €24,504 | €23,056 | ▼ 5.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €647,735 | €624,480 | €647,679 | €622,726 | €672,182 | ▲ 7.9% |
| Fixed assets21/28 | €9,091 | €5,610 | €2,350 | - | - | - |
| Tangible fixed assets22/27 | €9,091 | €5,610 | €2,350 | - | - | - |
| Plant, machinery and equipment23 | €220 | - | - | - | - | - |
| Furniture and vehicles24 | €8,871 | €5,610 | €2,350 | - | - | - |
| Current assets29/58 | €638,644 | €618,870 | €645,329 | €622,726 | €672,182 | ▲ 7.9% |
| Stocks and contracts in progress3 | €482,462 | €386,179 | €378,219 | €390,262 | €453,706 | ▲ 16.3% |
| Stocks30/36 | €482,462 | €386,179 | €378,219 | €390,262 | €453,706 | ▲ 16.3% |
| Amounts receivable within one year40/41 | €61,093 | €82,931 | €104,087 | €33,759 | €140,841 | ▲ 317% |
| Trade receivables40 | €50,962 | €77,368 | €100,501 | €15,506 | €129,913 | ▲ 738% |
| Other amounts receivable41 | €10,132 | €5,563 | €3,586 | €18,253 | €10,928 | ▼ 40.1% |
| Cash at bank and in hand54/58 | €95,088 | €149,760 | €163,023 | €198,705 | €77,635 | ▼ 60.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €647,735 | €624,480 | €647,679 | €622,726 | €672,182 | ▲ 7.9% |
| Equity10/15 | €467,356 | €470,539 | €488,251 | €512,755 | €535,810 | ▲ 4.5% |
| Contributions10/11 | €240,900 | €240,900 | €240,900 | €240,900 | €240,900 | = |
| Reserves13 | €226,456 | €229,639 | €247,351 | €271,855 | €294,910 | ▲ 8.5% |
| Non-distributable reserves130/1 | €24,090 | €24,090 | - | - | - | - |
| Reserves not available under the articles1311 | €24,090 | €24,090 | - | - | - | - |
| Tax-exempt reserves132 | €50,157 | €50,157 | €50,157 | €50,157 | €50,157 | = |
| Distributable reserves133 | €152,209 | €155,392 | €197,193 | €221,697 | €244,753 | ▲ 10.4% |
| Amounts payable17/49 | €180,379 | €153,941 | €159,428 | €109,971 | €136,372 | ▲ 24.0% |
| Amounts payable within one year42/48 | €180,285 | €153,847 | €159,428 | €109,971 | €136,372 | ▲ 24.0% |
| Current portion of amounts payable after more than one year42 | €1,777 | €1,776 | €1,787 | €1,789 | €1,783 | ▼ 0.3% |
| Trade debts44 | €24,412 | €4,427 | €9,838 | €79,916 | - | - |
| Suppliers440/4 | €24,412 | €4,427 | €9,838 | €79,916 | - | - |
| Taxes, remuneration and social security45 | €8,374 | €765 | - | - | - | - |
| Taxes450/3 | €8,374 | €765 | - | - | - | - |
| Other amounts payable47/48 | €145,721 | €146,880 | €147,803 | €28,267 | €134,589 | ▲ 376% |
| Accrued charges and deferred income492/3 | €94 | €94 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,853 | €3,183 | €17,711 | €24,504 | €23,056 | ▼ 5.9% |
| + Depreciation and write-downs630 | €1,131 | €3,481 | €3,261 | €2,350 | - | - |
| Operating cash flow (approximation) | €15,984 | €6,664 | €20,972 | €26,854 | €23,056 | ▼ 14.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | €54,672 | €13,263 | €35,682 | -€121,070 | ▼ 439% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500,000Eq €512,755 ▲5%
6 profitable years in a row build equity to €512,755.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €35,224 ▲2.1%
Operating result €63,300, net result €35,224, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €34,495
Net result €34,495 after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2002
Ground area
203 m²
Building footprint
203 m²
Volume, LiDAR
2,082 m³
Parcel 71022H1076/00C000, Flanders · tallest building 18.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kapelstraat 17, 3500 Hasselt
since 20022.115.334.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H1076/00C000 | Flanders | 203 m² | 1 · 203 m² | 18.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MVBS
BE 0600.966.369
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RRCI
BE 0506.897.452
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NEUROTEC
BE 0442.877.056
Huy · Eq €531,407
GROUP WYNANTS
BE 0452.147.682
Oostende · Eq €540,746
PICARD CHRISTIAAN
BE 0475.919.513
Zoersel · Eq €530,669
Of 2,018 companies in sector 47770 we hold annual accounts for 897. 613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47770Retail sale of watches and jewellery
46480Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.