A4 Group
ActiveA4 Group has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.14M and a net result of €-24k. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 3175 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+18
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650k at 30 days acceptable
Liquidity ample (current ratio 48.22 against 23.98 in 2024; short-term debt: 1.7% and cash: 0% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
31 d late
2022
32 d late
2021
36 d late
2020
31 d late
2019
184 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-24k
2024 · €42k
2018: €-5k
2019: €25k
2020: €-9k
2021: €26k
2022: €4.42M
2023: €2.87M
2024: €42k
2018 → 2025
Working capital
€7.62M▲ 0.2%
2024 · €7.60M
2018: €731k
2019: €757k
2020: €216k
2021: €243k
2022: €4.69M
2023: €7.56M
2024: €7.60M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.79M-€6.21M▲ 247%€9.08M▲ 46.2%€9.12M▲ 0.5%€9.14M▲ 0.2%
Operating result€-74k-€-10k▲ 86.3%€-195k▼ 1,840%€-126k▲ 35.5%€-123k▲ 2.5%
Net result€26k-€4.42M▲ 16,842%€2.87M▼ 35.1%€42k▼ 98.5%€-24k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €123k in 2025 against €126k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.30M
Fixed assets
€1.52M=
Current assets
€7.78M▼ 1.9%
Equity and liabilities €9.30M
Equity
€9.14M▲ 0.2%
Debt
€161k▼ 51.2%
The debt ratio falls from 3.5% to 1.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.3%▲
2024 · 96.5%
Current ratio
48.22▲
2024 · 23.98
Quick ratio
48.22▲
2024 · 23.98
Debt / equity
0.02▼
2024 · 0.04
ROE
-0.3%▼
2024 · 0.5%
ROA
-0.3%▼
2024 · 0.4%
Debt
€161k▼
2024 · €331k
Debt ≤ 1 year
€161k▼
2024 · €331k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.45M€9.30M▼
Fixed assets21/28€1.52M€1.52M=
Financial fixed assets28€1.52M€1.52M=
Current assets29/58€7.93M€7.78M▼
Amounts receivable after more than one year29€301k€199k▼
Other amounts receivable291€301k€199k▼
Amounts receivable within one year40/41€31k€7.58M▲
Trade receivables40€12k-
Other amounts receivable41€19k€7.58M▲
Cash at bank and in hand54/58€7.60M€2k▼
Equity and liabilities
Total equity and liabilities10/49€9.45M€9.30M▼
Equity10/15€9.12M€9.14M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€9.05M€9.07M▲
Amounts payable17/49€331k€161k▼
Amounts payable within one year42/48€331k€161k▼
Trade debts44€135k€139k▲
Suppliers440/4€135k€139k▲
Taxes, remuneration and social security45€10k€646▼
Taxes450/3€10k€646▼
Other amounts payable47/48€185k€22k▼
Income statement
Code20242025
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10-
Other operating charges640/8€968€550▼
Gross operating margin9900€-125k€-122k▲
Operating profit (loss)9901€-126k€-123k▲
Financial income75/76B€240k€102k▼
Recurring financial income75€240k€102k▼
Financial charges65/66B€24k€4k▼
Recurring financial charges65€24k€4k▼
Profit (loss) for the period before taxes9903€90k€-24k▼
Income taxes67/77€48k-
Profit (loss) for the period9904€42k€-24k▼
Profit (loss) for the period to be appropriated9905€42k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9.05M€9.07M▲
Profit (loss) brought forward from the previous period14P€9.01M€9.10M▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-24k ▼157%
Net result drops to €-24k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 48.22
Current ratio from 23.98 to 48.22; short-term debt falls from €331k to €161k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2018net €4.42M ▲16842%
Net result €4.42M, the highest in the series.
31-12
Financial
Liquidity times 402current ratio 471.26
Current ratio from 1.17 to 471.26; short-term debt falls from €1.41M to €10k.
31-12
Financial
Equity above €5MEq €6.21M ▲247%
2 profitable years in a row build equity to €6.21M.
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 184 days late
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 199 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul De Mertenlaan 361090 JetteGround area
1,282 m²
Building footprint
1,101 m²
Volume, LiDAR
14,912 m³
2 parcels, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
A4 GROUP
since 19952.073.204.556
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0173/00A000 | Brussels | 1,195 m² | 1 · 1,013 m² | 17.7 m · 5 fl. |
| 21363B0428/00P004 | Brussels | 88 m² | 1 · 88 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 7,301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-09-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.