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A3S IMMO

Active
Private limited companyfounded 20242 yrs activeRue Préixhe 12, 4681 Oupeye, BelgiumKBO/BCE: BE 1008.710.225
Summary

A3S IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,634 and a net result of -€47,366. Its solvency ranks better than 33% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes
Profitability14
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.32; short-term debt: 3.7% and cash: 1.2% of total assets), and 89.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.5%
Return on assets
-6.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 April 2024, A3S IMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€72,634
Total assets
€692,341
Net result
-€47,366
Working capital
-€17,290

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €691,301
Fixed assets €683,188
Current assets €8,113
Equity and liabilities €692,341
Equity €72,634
Debt €619,707
Debt finances 89.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,908
Cash flow
-€13,429
Current ratio
0.32
Debt to equity
8.53
ROE
-65.2%
ROA
-6.8%
Interest coverage
0.47
Debt ≤ 1 year
€25,403
Debt > 1 year
€594,304

Peer companies

Historical observation

Of the 440 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
1.6% went bankrupt
3.0% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 440 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€692,341
Formation expenses20€1,039
Fixed assets21/28€683,188
Tangible fixed assets22/27€683,188
Land and buildings22€683,188
Current assets29/58€8,113
Amounts receivable within one year40/41€0
Trade receivables40€0
Other amounts receivable41€0
Cash at bank and in hand54/58€8,113
Equity and liabilities
Total equity and liabilities10/49€692,341
Equity10/15€72,634
Contributions10/11€120,000
Profit (loss) carried forward14-€47,366
Amounts payable17/49€619,707
Amounts payable after more than one year17€594,304
Financial debts170/4€564,304
Other amounts payable178/9€30,000
Amounts payable within one year42/48€25,403
Current portion of amounts payable after more than one year42€23,552
Trade debts44€350
Suppliers440/4€350
Taxes, remuneration and social security45€1,501
Taxes450/3€1,501
Other amounts payable47/48€0
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,937
Other operating charges640/8€787
Gross operating margin9900€12,695
Operating profit (loss)9901-€22,029
Financial charges65/66B€25,338
Recurring financial charges65€25,338
Profit (loss) for the period before taxes9903-€47,366
Profit (loss) for the period9904-€47,366
Profit (loss) for the period to be appropriated9905-€47,366
Appropriation of the result
Profit (loss) to be appropriated9906-€47,366

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,937
Other operating charges640/8€787
Gross operating margin9900€12,695
Operating profit (loss)9901-€22,029
Financial charges65/66B€25,338
Recurring financial charges65€25,338
Profit (loss) for the period before taxes9903-€47,366
Profit (loss) for the period9904-€47,366
Profit (loss) for the period to be appropriated9905-€47,366
Line2025
Assets
Total assets20/58€692,341
Formation expenses20€1,039
Fixed assets21/28€683,188
Tangible fixed assets22/27€683,188
Land and buildings22€683,188
Current assets29/58€8,113
Amounts receivable within one year40/41€0
Trade receivables40€0
Other amounts receivable41€0
Cash at bank and in hand54/58€8,113
Equity and liabilities
Total equity and liabilities10/49€692,341
Equity10/15€72,634
Contributions10/11€120,000
Profit (loss) carried forward14-€47,366
Amounts payable17/49€619,707
Amounts payable after more than one year17€594,304
Financial debts170/4€564,304
Other amounts payable178/9€30,000
Amounts payable within one year42/48€25,403
Current portion of amounts payable after more than one year42€23,552
Trade debts44€350
Suppliers440/4€350
Taxes, remuneration and social security45€1,501
Taxes450/3€1,501
Other amounts payable47/48€0
Line2025
Profit (loss) for the period9904-€47,366
+ Depreciation and write-downs630€33,937
Operating cash flow (approximation)-€13,429

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
4,925 m²
Parcel 62049A1412/00K000, Wallonia. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
A3S IMMO
Rue Préixhe 12, 4681 OupeyeRenting and operating of own or leased residential real estate, excluding social housing
since 20242.359.058.707
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62049A1412/00K000 Wallonia 4,925 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,041 companies in sector 68203 we hold annual accounts for 6,005. 3,496 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008710225
Registered 08-05-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.