A3GJ
ActiveSummary
The computed 12-month bankruptcy probability of A3GJ is 2.4% (moderate). The 2025 annual accounts show equity of €194k and a net result of €-54k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 691 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 47.02 against 2.13 in 2024; short-term debt: 1.9% and cash: 91.5% of total assets), and 1.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-54k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
22 d late
2023
22 d early
2022
31 d early
2021
117 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€194k▼ 21.7%
2024 · €247k
2021: €249khighest in 5 years
2022: €240k▼ -3.4% vs 2021
2023: €242k▲ +0.5% vs 2022
2024: €247k▲ +2.3% vs 2023
2025: €194k▼ -21.7% vs 2024lowest in 5 years
2021 → 2025
Total assets
€197k▼ 39.8%
2024 · €328k
2021: €249k
2022: €241k▼ -3.2% vs 2021
2023: €252k▲ +4.7% vs 2022
2024: €328k▲ +29.9% vs 2023highest in 5 years
2025: €197k▼ -39.8% vs 2024lowest in 5 years
2021 → 2025
Net result
€-54k▲ 16.7%
2024 · €-64k
2021: €-2k
2022: €-8k▼ -290% vs 2021
2023: €1k▲ +116% vs 2022highest in 5 years
2024: €-64k▼ -4995% vs 2023lowest in 5 years
2025: €-54k▲ +16.7% vs 2024
2021 → 2025
Working capital
€177k▲ 94.5%
2024 · €91k
2022: €196k
2023: €206k▲ +4.7% vs 2022highest in 4 years
2024: €91k▼ -55.7% vs 2023lowest in 4 years
2025: €177k▲ +94.5% vs 2024
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€249k-€240k▼ 3.4%€242k▲ 0.5%€247k▲ 2.3%€194k▼ 21.7%
2021: €249khighest in 5 years
2022: €240k▼ -3.4% vs 2021
2023: €242k▲ +0.5% vs 2022
2024: €247k▲ +2.3% vs 2023
2025: €194k▼ -21.7% vs 2024lowest in 5 years
Operating result€-2k-€-8k▼ 288%€1k€-64k€-54k▲ 16.6%
2021: €-2k
2022: €-8k▼ -288% vs 2021
2023: €1k▲ +116% vs 2022highest in 5 years
2024: €-64k▼ -4826% vs 2023lowest in 5 years
2025: €-54k▲ +16.6% vs 2024
Net result€-2k-€-8k▼ 290%€1k€-64k€-54k▲ 16.7%
2021: €-2k
2022: €-8k▼ -290% vs 2021
2023: €1k▲ +116% vs 2022highest in 5 years
2024: €-64k▼ -4995% vs 2023lowest in 5 years
2025: €-54k▲ +16.7% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €54k in 2025 against €64k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€17k ▼ 89.3%
Current assets
€181k ▲ 5.4%
Equity and liabilities €197k
Equity
€194k ▼ 21.7%
Debt
€4k ▼ 95.2%
Debt's share of the balance-sheet total falls from 24.6% to 1.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-51k▲
2024 · €-56k
Cash flow
€-51k▲
2024 · €-56k
Current ratio
47.02▲
2024 · 2.13
Debt to equity
0.02▼
2024 · 0.33
ROE
-27.7%▼
2024 · -26.1%
ROA
-27.2%▼
2024 · -19.7%
Interest coverage
-263.88▲
2024 · -1115.66
Debt ≤ 1 year
€4k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€328k€197k▼
Fixed assets21/28€156k€17k▼
Tangible fixed assets22/27€156k€17k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€22k€4k▼
Assets under construction and advance payments27€120k-
Financial fixed assets28€125€125=
Current assets29/58€172k€181k▲
Amounts receivable within one year40/41€94€184▲
Other amounts receivable41€94€184▲
Cash at bank and in hand54/58€171k€181k▲
Equity and liabilities
Total equity and liabilities10/49€328k€197k▼
Equity10/15€247k€194k▼
Contributions10/11€321k€321k=
Outside capital11€321k€321k=
Other1109/19€321k€321k=
Profit (loss) carried forward14€-74k€-127k▼
Amounts payable17/49€81k€4k▼
Amounts payable within one year42/48€81k€4k▼
Trade debts44€623€436▼
Suppliers440/4€623€436▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€80k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€3k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-53k€-49k▲
Operating profit (loss)9901€-64k€-54k▲
Financial income75/76B-€216
Recurring financial income75-€216
Financial charges65/66B€50€192▲
Recurring financial charges65€50€192▲
Profit (loss) for the period before taxes9903€-64k€-54k▲
Profit (loss) for the period9904€-64k€-54k▲
Profit (loss) for the period to be appropriated9905€-64k€-54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-127k▼
Profit (loss) brought forward from the previous period14P€-9k€-74k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €5k | €8k | €9k | €3k | ▼ 63.8% |
| Other operating charges640/8 | €250 | €851 | €412 | €2k | €1k | ▼ 54.3% |
| Gross operating margin9900 | €-2k | €-2k | €10k | €-53k | €-49k | ▲ 7.2% |
| Operating profit (loss)9901 | €-2k | €-8k | €1k | €-64k | €-54k | ▲ 16.6% |
| Financial income75/76B | - | - | - | - | €216 | - |
| Recurring financial income75 | - | - | - | - | €216 | - |
| Financial charges65/66B | - | €39 | €46 | €50 | €192 | ▲ 284% |
| Recurring financial charges65 | - | €39 | €46 | €50 | €192 | ▲ 284% |
| Profit (loss) for the period before taxes9903 | €-2k | €-8k | €1k | €-64k | €-54k | ▲ 16.7% |
| Profit (loss) for the period9904 | €-2k | €-8k | €1k | €-64k | €-54k | ▲ 16.7% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-8k | €1k | €-64k | €-54k | ▲ 16.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €249k | €241k | €252k | €328k | €197k | ▼ 39.8% |
| Fixed assets21/28 | - | €44k | €36k | €156k | €17k | ▼ 89.3% |
| Tangible fixed assets22/27 | - | €44k | €36k | €156k | €17k | ▼ 89.4% |
| Plant, machinery and equipment23 | - | €18k | €16k | €14k | €12k | ▼ 13.8% |
| Furniture and vehicles24 | - | €26k | €20k | €22k | €4k | ▼ 80.2% |
| Assets under construction and advance payments27 | - | - | - | €120k | - | - |
| Financial fixed assets28 | - | - | €125 | €125 | €125 | = |
| Current assets29/58 | €249k | €197k | €216k | €172k | €181k | ▲ 5.4% |
| Amounts receivable within one year40/41 | €332 | €412 | €13k | €94 | €184 | ▲ 94.8% |
| Trade receivables40 | €332 | - | €13k | - | - | - |
| Other amounts receivable41 | - | €412 | €293 | €94 | €184 | ▲ 94.8% |
| Cash at bank and in hand54/58 | €249k | €196k | €203k | €171k | €181k | ▲ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €249k | €241k | €252k | €328k | €197k | ▼ 39.8% |
| Equity10/15 | €249k | €240k | €242k | €247k | €194k | ▼ 21.7% |
| Contributions10/11 | €251k | €251k | €251k | €321k | €321k | = |
| Capital10 | €251k | - | - | - | - | - |
| Issued capital100 | €251k | - | - | - | - | - |
| Outside capital11 | - | €251k | €251k | €321k | €321k | = |
| Other1109/19 | - | €251k | €251k | €321k | €321k | = |
| Profit (loss) carried forward14 | €-2k | €-11k | €-9k | €-74k | €-127k | ▼ 72.9% |
| Amounts payable17/49 | - | €496 | €11k | €81k | €4k | ▼ 95.2% |
| Amounts payable within one year42/48 | - | €496 | €11k | €81k | €4k | ▼ 95.2% |
| Trade debts44 | - | €496 | €2k | €623 | €436 | ▼ 30.1% |
| Suppliers440/4 | - | €496 | €2k | €623 | €436 | ▼ 30.1% |
| Taxes, remuneration and social security45 | - | - | €9k | - | €3k | - |
| Taxes450/3 | - | - | €5k | - | €3k | - |
| Remuneration and social security454/9 | - | - | €4k | - | - | - |
| Other amounts payable47/48 | - | - | - | €80k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-8k | €1k | €-64k | €-54k | ▲ 16.7% |
| + Depreciation and write-downs630 | - | €5k | €8k | €9k | €3k | ▼ 63.8% |
| Operating cash flow (approximation) | €-2k | €-3k | €9k | €-56k | €-51k | ▲ 9.4% |
| Investment in fixed assets (approximation) | - | - | €-125 | €-129k | €137k | ▲ 206% |
| Change in cash | - | €-52k | €6k | €-31k | €9k | ▲ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Liquidity times 22current ratio 47.02
Current ratio from 2.13 to 47.02; short-term debt falls from €81k to €4k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-64k
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 117 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2020
Ground area
3,304 m²
Building footprint
1,528 m²
Volume, LiDAR
18,106 m³
Parcel 21372C0123/00R000, Brussels · tallest building 21.8 m, ±5 floors. Linked by address, not a title deed.
121
companies at this address
See who is registered here
1 establishment unit
A3GJ
since 20202.316.895.577
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0123/00R000 | Brussels | 3,304 m² | 1 · 1,528 m² | 21.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,000 companies in sector 55203 we hold annual accounts for 691. 503 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
55900Accommodation
56210Event catering
82300Organisation of conventions and trade shows
85592Vocational training
Contact
E-mail
benoit.dehollain@hsconsulting.be
Phone
+32478207407
Scores and ratios are computed by Checked and are not a credit decision.