Losses
-€118,172 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
A3GJ
Lifetime
5 annual accounts with figures on one time axispeak €9,738 (2023)
-€49,474▲ €3,847
lowest -€64,474 (2024)
-€53,698▲ €10,776
peak €248,850 (2021)
€193,607▼ 21.7%
€3,844▼ 95.2%
Board2 names since 2020
2 directorsBRIBOSIA Florence and 1 other
Documentsfilings and deeds
26-08-202626 days late
2025abbreviated format
Loss of €53,698Equity from €247,305 to €193,607Debts from €80,623 to €3,844
Key points
from the 2025 annual accountsLiquidity
47.02 was 2.13 in 2024
Short-term debts fell from €80,623 to €3,844.
Filings
5 annual accounts 3 late
The 2021 accounts came latest: 117 days after the end of the period.
Starting capital
€251,000 251 shares
At the same address
122 companies
Position in the sector
98.1%
Higher solvency than 95% of companies in accommodation. Sector median 25.9% · 893 companies.
Turnover not published (abbreviated or micro format)
Checked score
92
Excellent
Financially stronger than 55% of micro companies in accommodation (NACE 55)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.5 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €53,698, the second in a row (financial year 2025)
lowers risk
Liquidity: current ratio 47.02, cash €180,595
Equity €193,607 (98.1% of total assets)
Size: total assets €197,452
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 93% of them on solvency, 99% on liquidity, 5% on profitability and 21% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as A3GJ has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of A3GJ itself is lower: 0.1% within 12 months. It rests on far more data about A3GJ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for A3GJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 47.02 (2.13 in 2024), above the usual 1.5. Short-term debt is 1.9% and cash 91.5% of total assets. 1.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€53,698
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
26 days late
2024
22 days late
2023
22 days early
2022
31 days early
2021
117 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 22 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
BF
BRIBOSIA Florence
Director
- TRIEST Tanguy Philippe Paul Pierre Etiennedeed of 31-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0760701219
Capital contribution of €70,000
Contribution: TRIEST Tanguy Philippe Paul Pierre Etienne · 70 new shares · “À l'établissement et au développement d'entreprises et en particulier de dispenser des avis…” (deed in French) · General meeting of 24-12-2024 · Gazette deed
Incorporation
Founding capital of €251,000, 251 shares · Founders: de HOLLAIN Benoît, BRIBOSIA Florence, CAMUNCOLI Luca and 4 others · Appointment: de HOLLAIN Benoît (director) · published on 04-01-2021 · Gazette deed
First establishment
Kolonel Bourgstraat 127, Evere
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A3GJ Evere | €197,452 | -€49,474 | 98.1% | - |
| UKIYO INVEST Sint-Niklaas | €156,739 | -€989 | 41.2% | - |
| Pezelhoek Poperinge | €244,085 | -€1,108 | 47.3% | - |
| G3V Chimay | €187,597 | €471 | 67.1% | - |
| Au Moulin de Hompré Attert | €252,111 | -€22,074 | -16.1% | - |
| Aas-immo Durbuy | €328,804 | -€389 | -35.6% | - |
| SPRL OMDG Holding Management Hastière | €211,605 | -€619 | 99.8% | - |
These companies have the same main activity as A3GJ: holiday cottages, homes and apartments (NACE 55203). They are comparable in size and age: total assets between €157,000 and €329,000, founded between 2016 and 2023.
Official details
Source: KBO- Status
- Active since 30-12-2020Normal situation
- Registered office
- 124 active companies are registered at this address7 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Holiday cottages, homes and apartmentsNACE 55203and 4 others
- Establishment unit
- 2.316.895.5771140 Evere, since 30-12-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2025
Insights on A3GJ
A3GJ files the abbreviated format. That format states no turnover. The gross margin fell from -€1,900 in 2021 to -€49,474 in 2025.
The balance sheet grew most from 2023 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A3GJ
- What is the company number of A3GJ?
- The company number of A3GJ is 0760.701.219. The VAT number is the same number with BE in front: BE 0760.701.219.
- Where is A3GJ based?
- The registered office is at Kolonel Bourgstraat 127, 1140 Evere.Company details
- What does A3GJ do?
- According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
- What is the legal form of A3GJ?
- A3GJ is a private limited company (BV).
- When was A3GJ founded?
- A3GJ was founded on 30-12-2020.
- Is A3GJ still active?
- Yes, A3GJ is an active enterprise in the KBO register.
- What is the turnover of A3GJ?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is A3GJ profitable?
- In financial year 2025, A3GJ made a loss of €53,698.
- Where can I find the annual accounts of A3GJ?
- A3GJ filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A3GJ due?
- A3GJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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