A3 Pizza
ActiveSummary
The computed 12-month bankruptcy probability of A3 Pizza is 5.0% (elevated). The 2025 annual accounts show equity of €83k and a net result of €68k. Its solvency ranks better than 69% of 13417 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency78▲+37
Growth78
Track record94
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.24 against 0.73 in 2024; short-term debt: 31.6% and cash: 16.1% of total assets), and 47% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
43.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 d early
2024
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 434%
2024 · €16k
2024: €16k
2025: €83k▲ +434% vs 2024
2024 → 2025
Total assets
€157k▲ 64.4%
2024 · €95k
2024: €95k
2025: €157k▲ +64.4% vs 2024
2024 → 2025
Net result
€68k▲ 397%
2024 · €14k
2024: €14k
2025: €68k▲ +397% vs 2024
2024 → 2025
Working capital
€62k
2024 · €-13k
2024: €-13k
2025: €62k▲ +576% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€16k-€83k▲ 434%
2024: €16k
2025: €83k▲ +434% vs 2024
Operating result€25k-€92k▲ 274%
2024: €25k
2025: €92k▲ +274% vs 2024
Net result€14k-€68k▲ 397%
2024: €14k
2025: €68k▲ +397% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 274% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€45k ▼ 25.2%
Current assets
€111k ▲ 222%
Equity and liabilities €157k
Equity
€83k ▲ 434%
Debt
€74k ▼ 7.7%
Debt's share of the balance-sheet total falls from 83.7% to 47.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111k▲
2024 · €41k
Cash flow
€86k▲
2024 · €30k
Current ratio
2.24▲
2024 · 0.73
Quick ratio
2.14▲
2024 · 0.62
Debt to equity
0.89▼
2024 · 5.12
ROE
81.3%▼
2024 · 87.2%
ROA
43.1%▲
2024 · 14.2%
Interest coverage
26.02▲
2024 · 10.18
Debt ≤ 1 year
€50k▲
2024 · €48k
Debt > 1 year
€24k▼
2024 · €32k
Income taxes
€22k▲
2024 · €7k
Staff costs
€50k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€95k€157k▲
Fixed assets21/28€61k€45k▼
Tangible fixed assets22/27€59k€44k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€54k€41k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€2k€2k=
Current assets29/58€35k€111k▲
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€13k€78k▲
Trade receivables40€11k€7k▼
Other amounts receivable41€2k€71k▲
Cash at bank and in hand54/58€15k€25k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€95k€157k▲
Equity10/15€16k€83k▲
Contributions10/11€2k€2k=
Reserves13€14k€81k▲
Distributable reserves133€14k€81k▲
Amounts payable17/49€80k€74k▼
Amounts payable after more than one year17€32k€24k▼
Financial debts170/4€32k€24k▼
Amounts payable within one year42/48€48k€50k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€22k€11k▼
Suppliers440/4€22k€11k▼
Taxes, remuneration and social security45€15k€31k▲
Taxes450/3€11k€30k▲
Remuneration and social security454/9€4k€1k▼
Other amounts payable47/48€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€26k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€69k€165k▲
Operating profit (loss)9901€25k€92k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€21k€89k▲
Income taxes67/77€7k€22k▲
Profit (loss) for the period9904€14k€68k▲
Profit (loss) for the period to be appropriated9905€14k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€68k▲
Transfer to equity691/2€14k€68k▲
To other reserves6921€14k€68k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €26k | €50k | ▲ 96.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €19k | ▲ 17.5% |
| Other operating charges640/8 | €3k | €4k | ▲ 22.0% |
| Gross operating margin9900 | €69k | €165k | ▲ 138% |
| Operating profit (loss)9901 | €25k | €92k | ▲ 274% |
| Financial income75/76B | - | €2k | - |
| Recurring financial income75 | - | €2k | - |
| Financial charges65/66B | €4k | €4k | ▲ 6.8% |
| Recurring financial charges65 | €4k | €4k | ▲ 6.8% |
| Profit (loss) for the period before taxes9903 | €21k | €89k | ▲ 335% |
| Income taxes67/77 | €7k | €22k | ▲ 213% |
| Profit (loss) for the period9904 | €14k | €68k | ▲ 397% |
| Profit (loss) for the period to be appropriated9905 | €14k | €68k | ▲ 397% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €95k | €157k | ▲ 64.4% |
| Fixed assets21/28 | €61k | €45k | ▼ 25.2% |
| Tangible fixed assets22/27 | €59k | €44k | ▼ 25.9% |
| Plant, machinery and equipment23 | €4k | €2k | ▼ 60.7% |
| Furniture and vehicles24 | €54k | €41k | ▼ 23.7% |
| Other tangible fixed assets26 | €2k | €2k | ▼ 11.6% |
| Financial fixed assets28 | €2k | €2k | = |
| Current assets29/58 | €35k | €111k | ▲ 222% |
| Stocks and contracts in progress3 | €5k | €5k | ▲ 4.3% |
| Stocks30/36 | €5k | €5k | ▲ 4.3% |
| Amounts receivable within one year40/41 | €13k | €78k | ▲ 514% |
| Trade receivables40 | €11k | €7k | ▼ 33.5% |
| Other amounts receivable41 | €2k | €71k | ▲ 3,429% |
| Cash at bank and in hand54/58 | €15k | €25k | ▲ 68.6% |
| Deferred charges and accrued income490/1 | €2k | €3k | ▲ 65.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €95k | €157k | ▲ 64.4% |
| Equity10/15 | €16k | €83k | ▲ 434% |
| Contributions10/11 | €2k | €2k | = |
| Reserves13 | €14k | €81k | ▲ 497% |
| Distributable reserves133 | €14k | €81k | ▲ 497% |
| Amounts payable17/49 | €80k | €74k | ▼ 7.7% |
| Amounts payable after more than one year17 | €32k | €24k | ▼ 25.4% |
| Financial debts170/4 | €32k | €24k | ▼ 25.4% |
| Amounts payable within one year42/48 | €48k | €50k | ▲ 4.3% |
| Current portion of amounts payable after more than one year42 | €7k | €8k | ▲ 9.5% |
| Trade debts44 | €22k | €11k | ▼ 51.2% |
| Suppliers440/4 | €22k | €11k | ▼ 51.2% |
| Taxes, remuneration and social security45 | €15k | €31k | ▲ 103% |
| Taxes450/3 | €11k | €30k | ▲ 173% |
| Remuneration and social security454/9 | €4k | €1k | ▼ 75.3% |
| Other amounts payable47/48 | €3k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €68k | ▲ 397% |
| + Depreciation and write-downs630 | €16k | €19k | ▲ 17.5% |
| Operating cash flow (approximation) | €30k | €86k | ▲ 192% |
| Investment in fixed assets (approximation) | - | €-3k | - |
| Change in cash | - | €10k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 2.24
Current ratio from 0.73 to 2.24.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 2 establishment units since 2022
Ground area
688 m²
Building footprint
102 m²
Volume, LiDAR
375 m³
Parcel 44050A0312/00R002, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
A3 Pizza
since 20222.338.291.896
Grote Steenweg 22, 9870 Zulte
since 20262.384.800.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44050A0312/00R002 | Flanders | 688 m² | 1 · 102 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesZulte2.338.291.896
Zulte2.384.800.824
Similar companies · same sector, comparable size
A L'ARRET GOURMAND
BE 0894.750.170
Wanze · Eq €83,245
APDM
BE 0807.411.865
Sint-Gillis (bij-Brussel) · Eq €83,210
MOKAFE
BE 0439.748.312
Brussel · Eq €83,191
BATIS
BE 0667.879.543
Dilbeek · Eq €83,275
MASARYS
BE 0716.948.477
Mons · Eq €83,277
Of 21,861 companies in sector 56112 we hold annual accounts for 9,773. 8,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-11-2022
Fiscal year end30-06
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47770Retail sale of watches and jewellery
49410Freight transport by road
56111Full-service restaurants
Scores and ratios are computed by Checked and are not a credit decision.