A3 FABRICS
ActiveSummary
A3 FABRICS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €-3k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability23▼-68
Solvency96▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 4.57 in 2024; short-term debt: 25.1% and cash: 44.1% of total assets), and 28.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
-3.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
27 d late
2023
27 d late
2022
23 d late
2021
26 d late
2020
27 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 4.9%
2024 · €62k
2018: €36k
2019: €36k▼ -0.5% vs 2018lowest in 8 years
2020: €48k▲ +33.1% vs 2019
2021: €52k▲ +7.6% vs 2020
2022: €52k▲ +0.2% vs 2021
2023: €48k▼ -7.4% vs 2022
2024: €62k▲ +28.9% vs 2023highest in 8 years
2025: €59k▼ -4.9% vs 2024
2018 → 2025
Total assets
€83k▲ 6.1%
2024 · €78k
2018: €45k
2019: €41k▼ -7.5% vs 2018lowest in 8 years
2020: €53k▲ +27.2% vs 2019
2021: €57k▲ +8.4% vs 2020
2022: €57k▼ -0.4% vs 2021
2023: €69k▲ +21.6% vs 2022
2024: €78k▲ +12.7% vs 2023
2025: €83k▲ +6.1% vs 2024highest in 8 years
2018 → 2025
Net result
€-3k
2024 · €14k
2018: €8k
2019: €-175▼ -102% vs 2018
2020: €12k▲ +6980% vs 2019
2021: €4k▼ -69.7% vs 2020
2022: €93▼ -97.4% vs 2021
2023: €-4k▼ -4242% vs 2022lowest in 8 years
2024: €14k▲ +462% vs 2023highest in 8 years
2025: €-3k▼ -122% vs 2024
2018 → 2025
Working capital
€55k▼ 3.2%
2024 · €57k
2018: €19klowest in 8 years
2019: €23k▲ +18.7% vs 2018
2020: €33k▲ +43.1% vs 2019
2021: €40k▲ +20.9% vs 2020
2022: €38k▼ -4.5% vs 2021
2023: €40k▲ +4.2% vs 2022
2024: €57k▲ +43.2% vs 2023highest in 8 years
2025: €55k▼ -3.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€52k▲ 0.2%€48k▼ 7.4%€62k▲ 28.9%€59k▼ 4.9%
2021: €52k
2022: €52k▲ +0.2% vs 2021
2023: €48k▼ -7.4% vs 2022lowest in 5 years
2024: €62k▲ +28.9% vs 2023highest in 5 years
2025: €59k▼ -4.9% vs 2024
Operating result€5k-€4k▼ 17.9%€-3k€18k€-3k
2021: €5k
2022: €4k▼ -17.9% vs 2021
2023: €-3k▼ -189% vs 2022lowest in 5 years
2024: €18k▲ +626% vs 2023highest in 5 years
2025: €-3k▼ -117% vs 2024
Net result€4k-€93▼ 97.4%€-4k€14k€-3k
2021: €4k
2022: €93▼ -97.4% vs 2021
2023: €-4k▼ -4242% vs 2022lowest in 5 years
2024: €14k▲ +462% vs 2023highest in 5 years
2025: €-3k▼ -122% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€7k ▲ 32.3%
Current assets
€76k ▲ 4.2%
Equity and liabilities €83k
Equity
€59k ▼ 4.9%
Debt
€24k ▲ 48.9%
Debt's share of the balance-sheet total rises from 20.4% to 28.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€553▼
2024 · €22k
Cash flow
€528▼
2024 · €18k
Current ratio
3.65▼
2024 · 4.57
Quick ratio
2.24▼
2024 · 3.53
Debt to equity
0.40▲
2024 · 0.26
ROE
-5.1%▼
2024 · 22.4%
ROA
-3.6%▼
2024 · 17.9%
Interest coverage
1.07▼
2024 · 84.48
Debt ≤ 1 year
€21k▲
2024 · €16k
Debt > 1 year
€3k
Income taxes
€-493▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€83k▲
Fixed assets21/28€5k€7k▲
Tangible fixed assets22/27€5k€7k▲
Plant, machinery and equipment23€97€0▼
Furniture and vehicles24€5k€7k▲
Other tangible fixed assets26€500€375▼
Current assets29/58€73k€76k▲
Stocks and contracts in progress3€17k€29k▲
Stocks30/36€17k€29k▲
Amounts receivable within one year40/41€33k€10k▼
Trade receivables40€31k€9k▼
Other amounts receivable41€2k€531▼
Cash at bank and in hand54/58€23k€37k▲
Deferred charges and accrued income490/1-€411
Equity and liabilities
Total equity and liabilities10/49€78k€83k▲
Equity10/15€62k€59k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€54k€51k▼
Amounts payable17/49€16k€24k▲
Amounts payable after more than one year17-€3k
Financial debts170/4-€3k
Amounts payable within one year42/48€16k€21k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48-€0
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€788€400▼
Gross operating margin9900€22k€953▼
Operating profit (loss)9901€18k€-3k▼
Financial charges65/66B€255€519▲
Recurring financial charges65€255€519▲
Profit (loss) for the period before taxes9903€17k€-4k▼
Income taxes67/77€4k€-493▼
Profit (loss) for the period9904€14k€-3k▼
Profit (loss) for the period to be appropriated9905€14k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€51k▼
Profit (loss) brought forward from the previous period14P€40k€54k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €5k | €4k | €4k | ▼ 7.5% |
| Other operating charges640/8 | €348 | €348 | - | €788 | €400 | ▼ 49.3% |
| Gross operating margin9900 | €13k | €12k | €2k | €22k | €953 | ▼ 95.7% |
| Operating profit (loss)9901 | €5k | €4k | €-3k | €18k | €-3k | ▼ 117% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | €311 | €286 | €246 | €255 | €519 | ▲ 103% |
| Recurring financial charges65 | €311 | €286 | €246 | €255 | €519 | ▲ 103% |
| Profit (loss) for the period before taxes9903 | €4k | €3k | €-4k | €17k | €-4k | ▼ 120% |
| Income taxes67/77 | €630 | €3k | €245 | €4k | €-493 | ▼ 114% |
| Profit (loss) for the period9904 | €4k | €93 | €-4k | €14k | €-3k | ▼ 122% |
| Profit (loss) for the period to be appropriated9905 | €4k | €93 | €-4k | €14k | €-3k | ▼ 122% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57k | €57k | €69k | €78k | €83k | ▲ 6.1% |
| Fixed assets21/28 | €12k | €14k | €8k | €5k | €7k | ▲ 32.3% |
| Tangible fixed assets22/27 | €12k | €14k | €8k | €5k | €7k | ▲ 32.3% |
| Plant, machinery and equipment23 | €0 | €1k | €631 | €97 | €0 | ▼ 100% |
| Furniture and vehicles24 | €9k | €13k | €8k | €5k | €7k | ▲ 41.1% |
| Other tangible fixed assets26 | €3k | - | - | €500 | €375 | ▼ 25.0% |
| Current assets29/58 | €45k | €43k | €61k | €73k | €76k | ▲ 4.2% |
| Stocks and contracts in progress3 | €7k | €7k | €17k | €17k | €29k | ▲ 76.0% |
| Stocks30/36 | €7k | €7k | €17k | €17k | €29k | ▲ 76.0% |
| Amounts receivable within one year40/41 | €6k | €28k | €36k | €33k | €10k | ▼ 71.2% |
| Trade receivables40 | €0 | €21k | €31k | €31k | €9k | ▼ 70.9% |
| Other amounts receivable41 | €6k | €7k | €5k | €2k | €531 | ▼ 76.1% |
| Cash at bank and in hand54/58 | €32k | €8k | €8k | €23k | €37k | ▲ 60.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €411 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57k | €57k | €69k | €78k | €83k | ▲ 6.1% |
| Equity10/15 | €52k | €52k | €48k | €62k | €59k | ▼ 4.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €44k | €44k | €40k | €54k | €51k | ▼ 5.6% |
| Amounts payable17/49 | €5k | €5k | €21k | €16k | €24k | ▲ 48.9% |
| Amounts payable after more than one year17 | - | - | - | - | €3k | - |
| Financial debts170/4 | - | - | - | - | €3k | - |
| Amounts payable within one year42/48 | €5k | €5k | €21k | €16k | €21k | ▲ 30.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €2k | - |
| Trade debts44 | €2k | €5k | €21k | €7k | €13k | ▲ 79.5% |
| Suppliers440/4 | €2k | €5k | €21k | €7k | €13k | ▲ 79.5% |
| Taxes, remuneration and social security45 | €3k | €0 | - | €9k | €6k | ▼ 32.0% |
| Taxes450/3 | €3k | €0 | - | €9k | €6k | ▼ 32.0% |
| Other amounts payable47/48 | - | €0 | - | - | €0 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €93 | €-4k | €14k | €-3k | ▼ 122% |
| + Depreciation and write-downs630 | €8k | €8k | €5k | €4k | €4k | ▼ 7.5% |
| Operating cash flow (approximation) | €12k | €8k | €2k | €18k | €528 | ▼ 97.0% |
| Investment in fixed assets (approximation) | - | €-9k | €0 | €-625 | €-5k | ▼ 740% |
| Change in cash | - | €-24k | €-567 | €15k | €14k | ▼ 7.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2007
Ground area
1,974 m²
Building footprint
232 m²
Volume, LiDAR
2,906 m³
Parcel 21822R0492/00E000, Brussels · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Franklin Rooseveltlaan 242, 1050 Brussel
since 20072.166.395.723
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0492/00E000 | Brussels | 1,974 m² | 1 · 232 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,945 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.