A3 Consulting
ActiveSummary
A3 Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €370k and a net result of €153k. Equity is growing by ~67% per year across the filed fiscal years. Its solvency ranks better than 93% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 18.54 against 7.91 in 2024; short-term debt: 5.4% and cash: 89.2% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
39.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
50 d early
2024
17 d early
2023
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€370k▲ 70.7%
2024 · €217k
2023: €80k
2024: €217k
2023 → 2025
Total assets
€392k▲ 57.7%
2024 · €248k
2023: €94k
2024: €248k
2023 → 2025
Net result
€153k▲ 11.7%
2024 · €137k
2023: €70k
2024: €137k
2023 → 2025
Working capital
€371k▲ 70.8%
2024 · €217k
2023: €80k
2024: €217k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€80k-€217k▲ 173%€370k▲ 70.7%
Operating result€102k-€202k▲ 97.0%€225k▲ 11.6%
Net result€70k-€137k▲ 97.5%€153k▲ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €392k
Equity
€370k ▲ 70.7%
Debt
€21k ▼ 32.3%
Debt's share of the balance-sheet total falls from 12.6% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
18.54▲
2024 · 7.91
Debt to equity
0.06▼
2024 · 0.14
ROE
41.4%▼
2024 · 63.3%
ROA
39.2%▼
2024 · 55.3%
Debt ≤ 1 year
€21k▼
2024 · €31k
Income taxes
€72k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€248k€392k▲
Current assets29/58€248k€392k▲
Amounts receivable within one year40/41€38k€41k▲
Trade receivables40€23k€28k▲
Other amounts receivable41€15k€14k▼
Cash at bank and in hand54/58€210k€350k▲
Deferred charges and accrued income490/1€656€682▲
Equity and liabilities
Total equity and liabilities10/49€248k€392k▲
Equity10/15€217k€370k▲
Contributions10/11€10k€10k=
Reserves13€207k€360k▲
Distributable reserves133€207k€360k▲
Amounts payable17/49€31k€21k▼
Amounts payable within one year42/48€31k€21k▼
Trade debts44€69€58▼
Suppliers440/4€69€58▼
Taxes, remuneration and social security45€31k€21k▼
Taxes450/3€31k€21k▼
Other amounts payable47/48€78€69▼
Accrued charges and deferred income492/3-€120
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18-
Other operating charges640/8-€0
Gross operating margin9900€202k€225k▲
Operating profit (loss)9901€202k€225k▲
Financial charges65/66B€69€70▲
Recurring financial charges65€69€70▲
Profit (loss) for the period before taxes9903€202k€225k▲
Income taxes67/77€64k€72k▲
Profit (loss) for the period9904€137k€153k▲
Profit (loss) for the period to be appropriated9905€137k€153k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€153k▲
Transfer to equity691/2€137k€153k▲
To other reserves6921€137k€153k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €153k ▲11.7%
Operating result €225k, net result €153k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 18.54
Current ratio from 7.91 to 18.54; short-term debt falls from €31k to €21k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €217k ▲173%
2 profitable years in a row build equity to €217k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Januarilaan 61200 Sint-Lambrechts-WoluweGround area
737 m²
Building footprint
328 m²
Volume, LiDAR
5,303 m³
Parcel 21673D0009/00P036, Brussels · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
A3 Consulting
since 20232.340.498.449
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0009/00P036 | Brussels | 737 m² | 1 · 328 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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De Boer & Partners Turnhout
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CB IMMO
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.