A2Z PAINT
ActiveThe computed 12-month bankruptcy probability of A2Z PAINT is 2.3% (moderate). The 2025 annual accounts show equity of €15k and a net result of €16k. Its solvency ranks better than 63% of 7692 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency80▲+71
Growth78
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.3 against 0.87 in 2024; short-term debt: 43.5% and cash: 9.2% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
60.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€15k
2024 · €-1k
2024: €-1k
2024 → 2025
Total assets
€27k▲ 187%
2024 · €9k
2024: €9k
2024 → 2025
Net result
€16k
2024 · €-4k
2024: €-4k
2024 → 2025
Working capital
€15k
2024 · €-1k
2024: €-1k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-1k-€15k
Operating result€-4k-€21k
Net result€-4k-€16k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €21k after a loss of €4k in 2024.
Balance-sheet composition
Equity and liabilities €27k
Equity
€15k
Debt
€12k
Debt finances 45.0% of the balance-sheet total.
Key figures and ratios
Solvency
55.0%▲
2024 · -16.0%
Current ratio
2.30▲
2024 · 0.87
Quick ratio
2.30▲
2024 · 0.87
Debt / equity
0.82▲
2024 · -7.25
ROE
110.1%
ROA
60.6%▲
2024 · -48.2%
Debt
€12k▲
2024 · €11k
Debt ≤ 1 year
€12k▲
2024 · €11k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€27k▲
Current assets29/58€9k€27k▲
Amounts receivable within one year40/41€8k€24k▲
Trade receivables40€7k€24k▲
Other amounts receivable41€889€36▼
Cash at bank and in hand54/58€480€2k▲
Deferred charges and accrued income490/1€454€262▼
Equity and liabilities
Total equity and liabilities10/49€9k€27k▲
Equity10/15€-1k€15k▲
Contributions10/11€3k€3k=
Outside capital11€3k-
Other1109/19€3k-
Reserves13-€16k
Distributable reserves133-€16k
Profit (loss) carried forward14€-4k€-4k▲
Amounts payable17/49€11k€12k▲
Amounts payable within one year42/48€11k€12k▲
Trade debts44€8k€44▼
Suppliers440/4€8k€44▼
Taxes, remuneration and social security45€278€6k▲
Taxes450/3€278€6k▲
Other amounts payable47/48€3k€6k▲
Accrued charges and deferred income492/3€148€410▲
Income statement
Code20242025
Other operating charges640/8€498€810▲
Gross operating margin9900€-4k€22k▲
Operating profit (loss)9901€-4k€21k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€84€184▲
Recurring financial charges65€84€184▲
Profit (loss) for the period before taxes9903€-4k€21k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€-4k€16k▲
Profit (loss) for the period to be appropriated9905€-4k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€12k▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.30
Current ratio from 0.87 to 2.30.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 421640 Sint-Genesius-RodeGround area
210 m²
Building footprint
89 m²
Volume, LiDAR
707 m³
Parcel 22004C0677/00T000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A2Z PAINT
since 20242.363.161.708
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0677/00T000 | Flanders | 210 m² | 1 · 89 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCUTARASU DECO
BE 0692.513.880
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BE 1031.392.486
Hamois · Eq €15k
Prime Colors
BE 0677.896.475
Boom · Eq €15k
NISA
BE 0476.607.817
Heers · Eq €15k
DE COSTER BOUW
BE 0435.389.646
Lierde · Eq €15k
Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 1,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2024
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.