A2M
ActiveSummary
A2M has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,466 and a net result of €17,955. Equity is shrinking by ~332.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 11% of 2015 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability31▲+31
Solvency29▲+2
Growth32=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.21 against 0.99 in 2024; short-term debt: 76.6% and cash: 6.2% of total assets), and 96.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.6%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 2015 sector peers (2025).
NBB · sector comparisonPosition among 2015 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
16 d late
2023
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17,955
2024 · -€393,104
Working capital
€253,224
2024 · -€11,940
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€146,765--€285,536€105,569
Net result€28,157--€393,104€17,955
Equity€431,614-€38,510▼ 91.1%€56,466▲ 46.6%
Total assets€1.8m-€1.7m▼ 3.6%€1.6m▼ 7.6%
Debt€1.3m-€1.7m▲ 24.6%€1.5m▼ 8.8%
Working capital€418,282--€11,940€253,224
Staff (FTE)5.7-5.5▼ 3.5%4.4▼ 20.0%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €105,569 after a loss of €285,536 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets
€116,672 ▼ 6.5%
Current assets
€1.5m ▼ 7.7%
Equity and liabilities €1.6m
Equity
€56,466 ▲ 46.6%
Debt
€1.5m ▼ 8.8%
Debt's share of the balance-sheet total falls from 97.7% to 96.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131,406▲
2024 · -€273,408
Cash flow
€43,793▲
2024 · -€380,976
Current ratio
1.21▲
2024 · 0.99
Debt to equity
26.99▼
2024 · 43.42
ROE
31.8%
ROA
1.1%▲
2024 · -23.0%
Interest coverage
1.25▲
2024 · -2.45
Debt ≤ 1 year
€1.2m▼
2024 · €1.6m
Debt > 1 year
€313,430▲
2024 · €74,380
Income taxes
€239▼
2024 · €358
Staff costs
€253,418▼
2024 · €326,344
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | €17,694 | - | - | - |
| Remuneration, social security and pensions62 | €500,410 | €326,344 | €253,418 | ▼ 22.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,415 | €12,128 | €25,837 | ▲ 113% |
| Other operating charges640/8 | €7,469 | €2,633 | €1,430 | ▼ 45.7% |
| Non-recurring operating charges66A | €5,220 | - | - | - |
| Gross operating margin9900 | €671,279 | €55,569 | €386,254 | ▲ 595% |
| Operating profit (loss)9901 | €146,765 | -€285,536 | €105,569 | ▲ 137% |
| Financial income75/76B | €26,546 | €4,186 | €17,869 | ▲ 327% |
| Recurring financial income75 | €26,546 | €4,186 | €17,869 | ▲ 327% |
| Financial charges65/66B | €91,839 | €111,396 | €105,243 | ▼ 5.5% |
| Recurring financial charges65 | €91,839 | €111,396 | €105,243 | ▼ 5.5% |
| Profit (loss) for the period before taxes9903 | €81,471 | -€392,746 | €18,194 | ▲ 105% |
| Income taxes67/77 | €53,314 | €358 | €239 | ▼ 33.3% |
| Profit (loss) for the period9904 | €28,157 | -€393,104 | €17,955 | ▲ 105% |
| Profit (loss) for the period to be appropriated9905 | €28,157 | -€393,104 | €17,955 | ▲ 105% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €1.8m | €1.7m | €1.6m | ▼ 7.6% |
| Fixed assets21/28 | €13,332 | €124,830 | €116,672 | ▼ 6.5% |
| Intangible fixed assets21 | €0 | €3,146 | €1,947 | ▼ 38.1% |
| Tangible fixed assets22/27 | €12,548 | €120,900 | €114,587 | ▼ 5.2% |
| Furniture and vehicles24 | €11,274 | €43,975 | €36,177 | ▼ 17.7% |
| Other tangible fixed assets26 | €1,274 | €76,925 | €78,410 | ▲ 1.9% |
| Financial fixed assets28 | €784 | €784 | €137 | ▼ 82.6% |
| Current assets29/58 | €1.8m | €1.6m | €1.5m | ▼ 7.7% |
| Amounts receivable after more than one year29 | €1.6m | - | - | - |
| Trade receivables290 | €1.5m | - | - | - |
| Other amounts receivable291 | €113,717 | - | - | - |
| Amounts receivable within one year40/41 | - | €1.4m | €1.3m | ▼ 2.5% |
| Trade receivables40 | - | €1.3m | €1.3m | ▼ 2.5% |
| Other amounts receivable41 | - | €65,093 | €62,621 | ▼ 3.8% |
| Current investments50/53 | - | €130,000 | €1,125 | ▼ 99.1% |
| Cash at bank and in hand54/58 | €193,105 | €102,992 | €98,403 | ▼ 4.5% |
| Deferred charges and accrued income490/1 | €0 | - | €45,938 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €1.8m | €1.7m | €1.6m | ▼ 7.6% |
| Equity10/15 | €431,614 | €38,510 | €56,466 | ▲ 46.6% |
| Contributions10/11 | €13,414 | €13,414 | €13,414 | = |
| Reserves13 | €390,042 | €25,096 | €25,096 | = |
| Non-distributable reserves130/1 | €1,341 | €1,341 | €1,341 | = |
| Reserves not available under the articles1311 | €1,341 | €1,341 | €1,341 | = |
| Tax-exempt reserves132 | €2,615 | €2,615 | €2,615 | = |
| Distributable reserves133 | €386,086 | €21,139 | €21,139 | = |
| Profit (loss) carried forward14 | €28,157 | - | €17,955 | - |
| Amounts payable17/49 | €1.3m | €1.7m | €1.5m | ▼ 8.8% |
| Amounts payable after more than one year17 | - | €74,380 | €313,430 | ▲ 321% |
| Financial debts170/4 | - | €74,380 | €313,430 | ▲ 321% |
| Amounts payable within one year42/48 | €1.3m | €1.6m | €1.2m | ▼ 24.2% |
| Current portion of amounts payable after more than one year42 | - | €18,972 | €78,873 | ▲ 316% |
| Financial debts43 | €700,000 | €333,495 | €72,494 | ▼ 78.3% |
| Credit institutions430/8 | €525,000 | €333,495 | €0 | ▼ 100% |
| Other loans439 | €175,000 | - | €72,494 | - |
| Trade debts44 | €428,306 | €542,249 | €614,188 | ▲ 13.3% |
| Suppliers440/4 | €428,306 | €542,249 | €614,188 | ▲ 13.3% |
| Taxes, remuneration and social security45 | €212,950 | €203,145 | €97,493 | ▼ 52.0% |
| Taxes450/3 | €182,265 | €174,754 | €76,853 | ▼ 56.0% |
| Remuneration and social security454/9 | €30,685 | €28,392 | €20,640 | ▼ 27.3% |
| Other amounts payable47/48 | €791 | €499,774 | €347,704 | ▼ 30.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,157 | -€393,104 | €17,955 | ▲ 105% |
| + Depreciation and write-downs630 | €11,415 | €12,128 | €25,837 | ▲ 113% |
| Operating cash flow (approximation) | €39,573 | -€380,976 | €43,793 | ▲ 111% |
| Investment in fixed assets (approximation) | - | -€123,626 | -€17,679 | ▲ 85.7% |
| Change in cash | - | -€90,113 | -€4,589 | ▲ 94.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €17,955
Net result €17,955 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
31-12
Financial
Weakest financial yearnet -€393,104
Net result drops to -€393,104, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Ground area
1,470 m²
Building footprint
697 m²
Volume, LiDAR
13,884 m³
Parcel 21443C0059/00B002, Brussels · tallest building 24.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
A2M
since 20232.342.147.251
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0059/00B002 | Brussels | 1,470 m² | 1 · 697 m² | 24.8 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2025 · 1 entry · 2,660 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 2,660 EUR |
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,320. 5,394 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
Scores and ratios are computed by Checked and are not a credit decision.