Result
€17,955 €17,955
Back in profit in 2025, after a loss of €393,104 in 2024.
A2M
Lifetime
3 annual accounts with figures on one time axispeak €671,279 (2023)
€386,254▲ 595%
lowest -€393,104 (2024)
€17,955▲ €411,059
peak €431,614 (2023)
€56,466▲ 46.6%
€1.5m▼ 8.8%
peak 5.7 FTE (2023)
4.4 FTE
Board1 name since 2023
1 directorSebastian MORENO-VACCA
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €55,569 to €386,254Back to profit: €17,955Equity from €38,510 to €56,466
Key points
from the 2025 annual accountsTurnover
≈ €940,000 estimated
The accounts state no turnover.
Debts
€1.5m 96% of the balance sheet
Financial debts 25%Suppliers 40%Taxes and wages 6%Other 28%
€392,303 of the debts are secured on the company's own assets.
Staff
4 employees on 31-12-2025
In 2025, 7 people joined and 7 left.
Filings
3 annual accounts 3 late
The 2025 accounts came latest: 31 days after the end of the period.
Position in the sector
3.6%
Lower solvency than 88% of companies in architecture and engineering. Sector median 47.2% · 2,566 companies.
Checked score
68
Healthy
Financially stronger than 29% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.6%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.6 percentage points vs 08-2025
10-2025: 0.3%▼ -0.1 percentage points vs 09-2025lowest value
11-2025: 0.4%▲ +0.1 percentage points vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.3 percentage points vs 07-2026
09-2026: 0.7%▼ -0.1 percentage points vs 08-2026
10-2026: 0.6%▼ -0.1 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €56,466 (3.6% of total assets)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Figures for financial year 2025 (filed on 01-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 11% of them on solvency, 7% on liquidity, 16% on profitability and 81% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as A2M has now. Each dot stands for 6 companies, two years later.
92.0%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of A2M itself is lower: 0.6% within 12 months. It rests on far more data about A2M than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for A2M. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (0.99 in 2024), below the usual 1.5. Short-term debt is 76.6% and cash 6.2% of total assets. 96.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2566 sector peers (2025).
NBB · sector comparisonPosition among 2566 sector peers
Solvency
better than 12%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
16 days late
2023
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 24 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797863404
Incorporation
Founding capital of €403,456.47 · Demerger: MVMW splits off to A2M · Appointment: Sebastian MORENO-VACCA (director) · published on 03-02-2023 · Gazette deed
First establishment
Boondaalse Steenweg 6, Ixelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A2M Ixelles | €1.6m | €386,254 | 3.6% | 4.4 |
| MARKLAND Kortrijk | €1.0m | €465,983 | 65.3% | 3.2 |
| BUILDMASTERS Roeselare | €1.2m | €298,597 | 10.5% | 3 |
| Cobras Architects Kortrijk | €0.8m | €319,011 | -3.7% | 3.3 |
| ONEBIM Kortrijk | €1.0m | €623,908 | 57.5% | 6.2 |
| Archus Architectuur Damme | €1.2m | €498,765 | 28.7% | 2.8 |
| JD CONCEPTION Somme-Leuze | €1.0m | €761,504 | 63.7% | 4.9 |
These companies have the same main activity as A2M: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €799,000 and €1.2m, founded between 2020 and 2024.
Official details
Source: KBO- Status
- Active since 01-02-2023Normal situation
- Registered office
- 43 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Activities of building architectsNACE 71111and 2 others
- Joint committee
- 336Liberal professions · annual accounts 2025
- Establishment unit
- 2.342.147.2511050 Ixelles, since 01-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Insights on A2M
A2M files the abbreviated format. That format states no turnover. The gross margin fell from €671,279 in 2023 to €386,254 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A2M
- What is the company number of A2M?
- The company number of A2M is 0797.863.404. The VAT number is the same number with BE in front: BE 0797.863.404.
- Where is A2M based?
- The registered office is at Boondaalse Steenweg 6/13, 1050 Ixelles.Company details
- What does A2M do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of A2M?
- A2M is a private limited company (BV).
- When was A2M founded?
- A2M was founded on 01-02-2023.
- Is A2M still active?
- Yes, A2M is an active enterprise in the KBO register.
- How many employees does A2M have?
- A2M had an average of 4.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does A2M fall under?
- In its 2025 annual accounts, A2M states joint committee 336 (Liberal professions).
- What is the turnover of A2M?
- The turnover in financial year 2025 is ≈ €940,000. This figure is estimated from the gross margin of €386,254 and 35 comparable companies (NACE 711). It probably lies between €700,000 and €1.2m.
- Is A2M profitable?
- In financial year 2025, A2M made a profit of €17,955.
- Where can I find the annual accounts of A2M?
- A2M filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A2M due?
- A2M must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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