A2B Consultancy
ActiveA2B Consultancy has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €47k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency92▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 2.09 in 2024; short-term debt: 29.1% and cash: 62.6% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
23.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
20 d early
2023
19 d early
2022
24 d early
2021
23 d early
2020
11 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▲ 18.5%
2024 · €114k
2018: €58k
2019: €90k
2020: €71k
2021: €70k
2022: €86k
2023: €83k
2024: €114k
2018 → 2025
Total assets
€204k▲ 2.9%
2024 · €198k
2018: €62k
2019: €120k
2020: €110k
2021: €111k
2022: €110k
2023: €139k
2024: €198k
2018 → 2025
Net result
€47k▼ 30.8%
2024 · €68k
2018: €3k
2019: €32k
2020: €-9k
2021: €13k
2022: €23k
2023: €18k
2024: €68k
2018 → 2025
Working capital
€100k▲ 29.7%
2024 · €77k
2018: €56k
2019: €59k
2020: €44k
2021: €50k
2022: €63k
2023: €53k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€86k▲ 23.7%€83k▼ 3.4%€114k▲ 37.3%€136k▲ 18.5%
Operating result€17k-€33k▲ 93.5%€25k▼ 25.2%€94k▲ 278%€64k▼ 31.7%
Net result€13k-€23k▲ 81.4%€18k▼ 21.0%€68k▲ 277%€47k▼ 30.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€45k▼ 11.4%
Current assets
€159k▲ 7.8%
Equity and liabilities €204k
Equity
€136k▲ 18.5%
Debt
€68k▼ 18.4%
The debt ratio falls from 42.2% to 33.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▼
2024 · €106k
Cash flow
€61k▼
2024 · €80k
Solvency
66.5%▲
2024 · 57.8%
Current ratio
2.68▲
2024 · 2.09
Quick ratio
2.68▲
2024 · 2.09
Debt / equity
0.50▼
2024 · 0.73
ROE
34.6%▼
2024 · 59.4%
ROA
23.1%▼
2024 · 34.3%
Interest coverage
25.06▼
2024 · 109.31
Debt
€68k▼
2024 · €84k
Debt ≤ 1 year
€59k▼
2024 · €71k
Debt > 1 year
€7k▼
2024 · €12k
Income taxes
€16k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€204k▲
Fixed assets21/28€51k€45k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€51k€45k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€33k€30k▼
Other tangible fixed assets26€11k€8k▼
Current assets29/58€147k€159k▲
Amounts receivable after more than one year29-€11k
Other amounts receivable291-€11k
Amounts receivable within one year40/41€13k-
Trade receivables40€11k-
Other amounts receivable41€2k-
Cash at bank and in hand54/58€129k€128k▼
Deferred charges and accrued income490/1€5k€21k▲
Equity and liabilities
Total equity and liabilities10/49€198k€204k▲
Equity10/15€114k€136k▲
Contributions10/11€19k€19k=
Reserves13€96k€117k▲
Distributable reserves133€96k€117k▲
Amounts payable17/49€84k€68k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€71k€59k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€22k€27k▲
Taxes450/3€22k€27k▲
Other amounts payable47/48€39k€26k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€108k€81k▼
Operating profit (loss)9901€94k€64k▼
Financial income75/76B€21€2k▲
Recurring financial income75€21€2k▲
Financial charges65/66B€972€3k▲
Recurring financial charges65€972€3k▲
Profit (loss) for the period before taxes9903€93k€63k▼
Income taxes67/77€25k€16k▼
Profit (loss) for the period9904€68k€47k▼
Profit (loss) for the period to be appropriated9905€68k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€47k▼
Transfer from equity791/2€17k€6k▼
Transfer to equity691/2€48k€27k▼
To other reserves6921€48k€27k▼
Profit to be distributed694/7€37k€26k▼
Return on contributions (dividend)694€37k€26k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €68k ▲277%
Operating result €94k, net result €68k, both a record.
31-12
Financial
Equity above €100kEq €114k ▲37.3%
4 profitable years in a row build equity to €114k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-9k ▼129%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Durentijdlei 462930 BrasschaatGround area
2,064 m²
Building footprint
304 m²
Volume, LiDAR
2,227 m³
Parcel 11322C0041/00P000, Flanders · tallest building 19.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Annemarie Mijnster, Coaching Opleiding en Adviescentrum
since 20012.095.192.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322C0041/00P000 | Flanders | 2,064 m² | 1 · 304 m² | 19.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 945 EUR awarded · 945 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 945 EUR | 945 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.