A2 CONSULTANCE
ActiveA2 CONSULTANCE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €57k and a net result of €-22k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 4451 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2023
62
/ 100
Healthy▼ -16 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability0▼-49
Solvency100=
Growth35▼-12
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity ample (current ratio 8.86 against 8.52 in 2022), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
88.7%
Return on assets
-33.6%
Age of the figures
32 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline14-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 25-11-2024, 117 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
117 d late
2022
77 d late
2020
160 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, full schema
Turnover
€63k▼ 40.1%
2022 · €105k
2020: €105k
2022: €105k
2020 → 2023
EBIT margin
-21.7%▼ 39.0pp
2022 · 17.3%
2020: 31.7%
2022: 17.3%
2020 → 2023
Net result
€-22k
2022 · €7k
2020: €33k
2022: €7k
2020 → 2023
Working capital
€57k▼ 27.5%
2022 · €79k
2020: €38k
2022: €79k
2020 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202020222023Trend
Turnover€105k-€105k▲ 0.5%€63k▼ 40.1%
Equity€38k-€79k▲ 107%€57k▼ 27.5%
Operating result€33k-€18k▼ 45.2%€-14k
Net result€33k-€7k▼ 80.0%€-22k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €14k after €18k in 2022, the lowest year so far.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €65k
Fixed assets
€105=
Current assets
€64k▼ 27.9%
Equity and liabilities €65k
Equity
€57k▼ 27.5%
Debt
€7k▼ 30.7%
The debt ratio falls from 11.7% to 11.3%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
88.7%▲
2022 · 88.3%
Current ratio
8.86▲
2022 · 8.52
Quick ratio
8.86▲
2022 · 8.52
Debt / equity
0.13▼
2022 · 0.13
ROE
-37.9%▼
2022 · 8.4%
ROA
-33.6%▼
2022 · 7.4%
Debt
€7k▼
2022 · €10k
Debt ≤ 1 year
€7k▼
2022 · €10k
Income taxes
€8k▼
2022 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€89k€65k▼
Fixed assets21/28€105€105=
Financial fixed assets28€105€105=
Current assets29/58€89k€64k▼
Amounts receivable within one year40/41€71k€50k▼
Trade receivables40€8k-
Other amounts receivable41€63k€50k▼
Cash at bank and in hand54/58€16k€11k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€89k€65k▼
Equity10/15€79k€57k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€74k€52k▼
Amounts payable17/49€10k€7k▼
Amounts payable within one year42/48€10k€7k▼
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€8k-
Taxes450/3€8k-
Income statement
Code20222023
Turnover70€105k€63k▼
Goods, raw materials, services and sundry goods60/61€80k€98k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€25k€-12k▼
Operating profit (loss)9901€18k€-14k▼
Financial charges65/66B€143€153▲
Recurring financial charges65€143€153▲
Profit (loss) for the period before taxes9903€18k€-14k▼
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€7k€-22k▼
Profit (loss) for the period to be appropriated9905€7k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€52k▼
Profit (loss) brought forward from the previous period14P€67k€74k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 117 days late
2023
31-12
Financial
Weakest financial yearnet €-22k ▼428%
Net result drops to €-22k, the lowest in the series.
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 77 days late
2022
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 160 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Temmermanstraat 241731 AsseGround area
101 m²
Building footprint
78 m²
Volume, LiDAR
495 m³
Parcel 23095C0086/00V002, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Albert Temmermanstraat 24, 1731 Asse
since 20202.302.445.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095C0086/00V002 | Flanders | 101 m² | 1 · 78 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M6T
BE 0799.984.635
Kortrijk · Eq €57k
FRANCESCO
BE 0440.991.296
Hasselt · Eq €57k
LAUWFINCO
BE 0818.425.226
Waterloo · Eq €57k
Customs to manage
BE 1001.124.825
Ranst · Eq €57k
R.V. Real Estate Consulting & Development
BE 1004.455.091
Grimbergen · Eq €57k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mbayeabouna@gmail.com
Phone:0486845450