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A2 CONSEILS

Active Private limited companyfounded 2010active for 16 yearsRue de Luxembourg 41, 6720 HabayKBO/BCE: BE 0825.123.768 #10 oldest company in the province of Luxembourg, Other professional activities sector

Lifetime

16 annual accounts with figures on one time axis
peak €86,636 (2022)
€43,381▼ 25.9%
lowest -€14,394 (2021)
€9,748▼ 38.3%
peak €63,500 (2024)
€61,047▼ 3.9%
€46,841▲ 166%
peak 1.1 FTE (2019)
-not published
Board3 names since 2010
2 directorsHOTTOIS Marie Brigitte Pierre and 1 other
Documentsfilings and deeds
27-05-202665 days before the deadline
2025micro format
Gross margin from €58,564 to €43,381Result from €15,808 to €9,748Dividend €12,200Debts from €17,619 to €46,841Investments €3,645

Key points

from the 2025 annual accounts

Equity

€61,047 ▼ 3.9%
63,5002024+9,748Profit-12,200Dividend61,0472025

A2 CONSEILS paid out €12,200 in dividends. That is 125% of the 2025 profit.

Turnover

≈ €170,000 estimated

The micro format states no turnover.

Liquidity

2.14 was 4.66 in 2024

Short-term debts rose from €16,167 to €46,841.

Filings

16 annual accounts since 2010
AprilJune31 JulyOctober2010201520202025

Eight of the last ten came late. The 2019 accounts came latest: 565 days after the end of the period.

Board

1 left

A director left. Latest change 27-01-2026 · 1 in office.

Checked score

94
Excellent
Financially stronger than 53% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,431 companies (NACE 74, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

82-18equity 56.6% of total assets
73-21short-term debt 43.4% · cash 35.2%
80-13return on assets 9.0%

Score breakdown

lowers risk
Liquidity: current ratio 2.14, cash €37,948
Equity €61,047 (56.6% of total assets)
Sector: Other professional, scientific and technical activities (NACE 74)
Figures for financial year 2025 (filed on 27-05-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 58% of them on solvency, 64% on liquidity, 53% on profitability and 36% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as A2 CONSEILS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of A2 CONSEILS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for A2 CONSEILS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.14 (4.66 in 2024), above the usual 1.5. Short-term debt is 43.4% and cash 35.2% of total assets. 43.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.14, cash €37,948
NBB · annual accounts
lowers risk · Equity €61,047 (56.6% of total assets)
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Figures for financial year 2025 (filed on 27-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 days early
2024
26 days late
2023
29 days late
2022
4 days early
2021
30 days late
2020
200 days late
2019
565 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 112 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

JW
Director, since 31-03-2025
Board & ownership

Recent changes

Resignation: Marie Hottois (director) Appointment: James Wolff (director) · General meeting of 21-08-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0825123768
Resignation: HOTTOIS Marie Brigitte Pierre (manager) Reappointment: HOTTOIS Marie Brigitte Pierre (director) · General meeting of 02-11-2023 · Gazette deed
Resignation: Olivier HIRSCH (director) General meeting of 20-07-2022 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
A2 CONSEILS Habay €107,888 €43,381 56.6% -
COCHET INVEST Lessines €94,671 €40,079 63.6% -
ErHo Wommelgem €101,191 €48,710 78.2% -
VOSENERGIES Hamois €96,098 €41,292 82.1% -
ARGUS TEAM Mol €92,798 €47,525 69.4% -
APRI ENERGIES Laarne €134,513 €43,972 50.0% -
ETCETERA & CO Scherpenheuvel-Zichem €103,786 €56,400 88.1% -

These companies have the same main activity as A2 CONSEILS: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €92,800 and €135,000, founded between 2008 and 2011.

Official details

Source: KBO
Status
Active since 19-04-2010Normal situation
Activity
Other professional, scientific and technical activitiesNACE 74999
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2021
Establishment unit
2.196.257.3706720 Habay, since 01-05-2010
Financial year end
31 December
Peppol
Reachable since 27-06-2025
Company details

Annual accounts 2025

€107,888▲ 33.0%
Filing
Filed on 27-05-2026, 65 days before the end of the filing period
Financials

Insights on A2 CONSEILS

A2 CONSEILS files the micro format. That format states no turnover. The gross margin rose from €2,284 in 2010 to €43,381 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about A2 CONSEILS

What is the company number of A2 CONSEILS?
The company number of A2 CONSEILS is 0825.123.768. The VAT number is the same number with BE in front: BE 0825.123.768.
Where is A2 CONSEILS based?
The registered office is at Rue de Luxembourg 41, 6720 Habay.Company details
What does A2 CONSEILS do?
According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
What is the legal form of A2 CONSEILS?
A2 CONSEILS is a private limited company (BV).
When was A2 CONSEILS founded?
A2 CONSEILS was founded on 19-04-2010.
Is A2 CONSEILS still active?
Yes, A2 CONSEILS is an active enterprise in the KBO register.
How many employees does A2 CONSEILS have?
A2 CONSEILS had an average of 0.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does A2 CONSEILS fall under?
In its 2021 annual accounts, A2 CONSEILS states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of A2 CONSEILS?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €43,381 and 2,936 comparable companies of the same size. It probably lies between €100,000 and €310,000. It is a rough estimate.
Is A2 CONSEILS profitable?
In financial year 2025, A2 CONSEILS made a profit of €9,748.
Where can I find the annual accounts of A2 CONSEILS?
A2 CONSEILS filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A2 CONSEILS due?
A2 CONSEILS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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