A.Y. LOGISTICS

Active

Private limited companyfounded 20242 yrs activeAntwerpenplein 5, 9000 Gent, BelgiumKBO/BCE: BE 1009.626.181

Summary

The computed 12-month bankruptcy probability of A.Y. LOGISTICS is 2.1% (moderate). The 2025 annual accounts show equity of €32,771 and a net result of €12,771. Its solvency ranks better than 52% of 5614 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

A.Y. LOGISTICSActiveChecked score 55/100

Risk analysis Report Compare

Activity

Freight transport by road

NACE 49410

1 site

Size

€81,881total assets 2025

Equity: €32,771
Profit: €12,771

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 2.1%

Structure

Accounts on time0 of 2 deeds read

Why 55- Founded in 2024- Size: total assets €81,881- Sector Land transport and transport via pipelines (NACE 49)+ Liquidity: current ratio 1.14, cash €29,582Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 69% of its sector peers (NACE 49, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 65

equity 40.0% of total assets

Liquidity 71

short-term debt 48.5% · cash 36.1%

Profitability 88

return on assets 15.6%

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,056 companies)

Last 24 months 06-2025: 6.5% 07-2025: 6.5%● 0.0% vs 06-2025 08-2025: 6.7%▲ +3.5% vs 07-2025 09-2025: 6.9%▲ +2.1% vs 08-2025 10-2025: 7.1%▲ +3.2% vs 09-2025 11-2025: 7.6%▲ +7.4% vs 10-2025 12-2025: 7.6%● 0.0% vs 11-2025 01-2026: 7.9%▲ +3.7% vs 12-2025 02-2026: 7.8%▼ -1.2% vs 01-2026 03-2026: 7.8%● 0.0% vs 02-2026 04-2026: 8.2%▲ +5.2% vs 03-2026 05-2026: 8.3%▲ +1.1% vs 04-2026highest value 06-2026: 8.3%● 0.0% vs 05-2026highest value 07-2026: 5.4%▼ -35.5% vs 06-2026 08-2026: 5.4%● 0.0% vs 07-2026 09-2026: 5.4%● 0.0% vs 08-2026 10-2026: 2.1%▼ -60.3% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Size: total assets €81,881 raises the probability for this profile
Sector Land transport and transport via pipelines (NACE 49) raises the probability
Liquidity: current ratio 1.14, cash €29,582 lowers the probability

Credit up to €1,500 at 30 days acceptable

Liquidity tight (current ratio 1.14; short-term debt: 48.5% and cash: 36.1% of total assets), and 60% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 52%, liquidity 77%, profitability 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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