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A.VOGEL

Active
Public limited companyfounded 198342 yrs activeBosstraat 54, 3560 Lummen, BelgiumKBO/BCE: BE 0424.883.259
Summary

A.VOGEL has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767,810 and a net result of €39,401. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Wholesale of perfume and cosmetics
NACE 46450Non-specialised wholesale NACE 46392NACE 51392
#4 oldest company in Lummen, Wholesale and retail trade sector1 site
Size
€6.5mturnover 2025
Staff
11.1 FTE
Equity
€767,810
Profit
€39,401
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
A. Vogel BV
Accounts 57 d early1 of 16 deeds read
Why 95- Profit of €39,401 (FY 2025)+ Liquidity: current ratio 2.20, cash €489,742+ Founded in 1983+ Equity €767,810 (55.4% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 80+3
equity 55.4% of total assets
Liquidity 73+4
short-term debt 44.6% · cash 35.4%
Profitability 57-14
return on assets 2.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,367 companies)
Last 13 months 10-2025: < 0.1% 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -2.6% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%▲ +2.7% vs 05-2026 07-2026: < 0.1%▲ +31.6% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 2.20, cash €489,742 lowers the probability
  • Founded in 1983 lowers the probability for this profile
  • Equity €767,810 (55.4% of total assets) lowers the probability
  • Profit of €39,401 (FY 2025) raises the probability
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.03 in 2024; short-term debt: 44.6% and cash: 35.4% of total assets), and 44.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 64%, liquidity 89%, profitability 40%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.20, cash €489,742
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1983
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €767,810 (55.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Profit of €39,401 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
44 d early
2023
43 d early
2022
45 d early
2021
27 d early
2020
51 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Permanent representative: Christophe MildeState Gazette act
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Result fell in 2025from €194,865 to €39,401 ▼ 79.8% View
  • Positive: Oldest company in Lummen, Wholesale and retail trade…in the Checked rankings #4 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by A. Vogel BV parent View
  • Positive: 6 profitable years in a rowprofit 2025: €39,401 6 years View

By topic

Financials

Fiscal year
2025
Turnover
€6.5m
Profit
€39,401
Solvency
55.4%
Turnover▲ 1.6%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 30-09-2026Permanent representative: Christophe Milde
  2. 04-06-2026Annual accounts filed
  3. 17-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of perfume and cosmeticsNACE 46450
Founded
16-12-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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