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A VITRACO

Active
Private limited company (pre-2019)founded 201510 yrs activeWeldoenersplein 11, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0644.932.907
Summary

The computed 12-month bankruptcy probability of A VITRACO is 3.0% (moderate). The 2024 annual accounts show equity of €162,611 and a net result of €1,047. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 36399 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
A VITRACOActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Specialised construction activities
NACE 43343
1 site
Size
€885,406total assets 2024
Staff
5 FTE
Equity
€162,611
Profit
€1,047
Financial health
49 Fair Checked score 2024
Bankruptcy chance 12 m
3.0%
Structure
Board
1 member
Accounts 66 d overdue1 of 4 deeds read
Why 49- Figures for FY 2024 (filed 02-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 62 days late; 3 of the last 3 late- Sector Specialised construction activities (NACE 43)+ Size: total assets €885,406Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 43-2
equity 18.4% of total assets
Liquidity 16-8
short-term debt 69.7% · cash 2.9%
Profitability 50+7
return on assets 0.1%
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%▼ -1.4% vs 12-2024lowest value 02-2025: 0.8%▲ +0.6% vs 01-2025 03-2025: 0.8%▲ +1.6% vs 02-2025 04-2025: 0.8%▲ +0.1% vs 03-2025 05-2025: 0.9%▲ +5.7% vs 04-2025 06-2025: 0.9%▲ +4.9% vs 05-2025 07-2025: 0.9%▲ +2.5% vs 06-2025 08-2025: 1.3%▲ +37.3% vs 07-2025 09-2025: 1.5%▲ +17.1% vs 08-2025 10-2025: 2.4%▲ +57.9% vs 09-2025 11-2025: 1.4%▼ -39.1% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%▼ -1.2% vs 12-2025 02-2026: 1.4%▲ +0.6% vs 01-2026 03-2026: 1.4%▼ -2.6% vs 02-2026 04-2026: 1.4%▲ +0.1% vs 03-2026 05-2026: 1.5%▲ +6.2% vs 04-2026 06-2026: 1.3%▼ -11.4% vs 05-2026 07-2026: 1.4%▲ +4.9% vs 06-2026 08-2026: 1.8%▲ +28.1% vs 07-2026 09-2026: 2.1%▲ +19.0% vs 08-2026 10-2026: 3.0%▲ +42.6% vs 09-2026highest value
  • Figures for FY 2024 (filed 02-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 62 days late; 3 of the last 3 late raises the probability
  • Size: total assets €885,406 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 1.0 against 1.12 in 2023; short-term debt: 69.7% and cash: 2.9% of total assets), and 81.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 20%, liquidity 9%, profitability 24%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 02-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 62 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €885,406
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 36399 sector peers (2024).
NBB · sector comparison
Position among 36399 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
62 d late
2023
31 d late
2022
52 d late
2021
29 d late
2020
131 d late
2019
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Gaâ Nabil (director)Appointment: El Amrite Mourad (director)
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €1,047

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Caution: Board changedlatest change 26-02-2026 · 1 in office 1 joined · 1 left View
  • Among the largest 5% on gross marginsector median €38,257 · 36,336 companies €372,588 View

By topic

Financials

Fiscal year
2024
Total assets
€885,406
Profit
€1,047
Solvency
18.4%
Total assets▲ 5.8%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2017
  1. 26-02-2026Resignation: Gaâ Nabil (director)
  2. 01-10-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Specialised construction activitiesNACE 43343
Founded
29-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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