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A.VIEL

Active
Private limited companyfounded 20187 yrs activeAvenue du Manoir 82A, 1410 Waterloo, BelgiumKBO/BCE: BE 0711.764.620
Summary

A.VIEL has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €458,915 and a net result of €110,602. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 19930 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Specialist medical practice
NACE 86220
1 site
Size
€697,347total assets 2024
Equity
€458,915
Profit
€110,602
Turnover not published (abridged schema)
Financial health
81 Excellent Checked score 2024
Bankruptcy chance 12 m
0.6%
Structure
Accounts 63 d overdue0 of 4 deeds read
Why 81- Figures for FY 2024 (filed 26-09-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 55 days late; 3 of the last 3 late+ Sector Human health activities (NACE 86)Show the evidence

Checked score

Score 2024
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 91-9
equity 65.8% of total assets
Liquidity 87-10
short-term debt 31.3% · cash 70.3%
Profitability 89-1
return on assets 15.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,628 companies)
Last 12 months 11-2025: < 0.1%lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%▲ +48.5% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +16.3% vs 02-2026 04-2026: 0.1%▼ -1.8% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +16.1% vs 05-2026 07-2026: 0.1%▲ +35.4% vs 06-2026 08-2026: 0.2%▲ +120% vs 07-2026 09-2026: 0.3%▲ +42.8% vs 08-2026 10-2026: 0.6%▲ +105% vs 09-2026highest value
  • Figures for FY 2024 (filed 26-09-2025) raises the probability
  • Sector Human health activities (NACE 86) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 55 days late; 3 of the last 3 late raises the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 2.69 against 5.22 in 2023; short-term debt: 31.3% and cash: 70.3% of total assets), and 34.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 53%, liquidity 70%, profitability 43%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 26-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Human health activities (NACE 86)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 55 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
55 d late
2023
42 d late
2022
61 d late
2021
76 d late
2020
90 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 74 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: 6 profitable years in a rowprofit 2024: €110,602 6 years View
  • Total assets 20246 fiscal years filed €697,347 View

By topic

Financials

Fiscal year
2024
Total assets
€697,347
Profit
€110,602
Solvency
65.8%
Total assets▲ 22.9%
Net result
20192024
Go to Financials

Timeline

Events
8
Since
2020
  1. 24-09-2025Annual accounts filed
  2. 11-09-2024Annual accounts filed
  3. 30-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Specialist medical practiceNACE 86220
Founded
16-10-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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