A.V.M.F

Active Risk: not assessed

Private limited companyfounded 2008active for 17 yearsRue de Boussu(H) 242, 7334 Saint-Ghislain, BelgiumKBO/BCE: BE 0808.323.170

Summary

A.V.M.F is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €702,960 and a net result of €200,256. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 82% of 2,974 sector peers (NACE 66, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

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A.V.M.FActive

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Activity

Agents and brokers in banking services

NACE 66191

#6 company by equity in Saint-Ghislain, Finance and insurance sector1 site

Size

€848,435total assets 2025

Equity: €702,960
Profit: €200,256

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Accounts filed 29 days late0 of 6 deeds read

SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

29 days late

2024

44 days early

2023

21 days early

2022

22 days late

2021

11 days early

2020

5 days early

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 filed years within 33 days of that day).

Companies Code · seven months

Where today falls in the filing period

11-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-08-2026 Annual accounts filedfinancial year 2025 · micro…
17-06-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €153,697

Key points

Positive: Among the best 8% on net resultsector median €33,057 · 2,975 companies €200,256 View
Positive: Equity rose in 2025from €502,704 to €702,960 ▲ 39.8% View
Total assets 20256 financial years filed €848,435 View