A&V CONSULTING
ActiveA&V CONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.32M and a net result of €433k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 5.23 against 4.95 in 2024; short-term debt: 11.6% and cash: 28.6% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
25.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
34 d early
2023
33 d early
2022
18 d early
2021
12 d early
2020
25 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.32M▲ 8.1%
2024 · €1.22M
2018: €217k
2019: €284k
2020: €382k
2021: €471k
2022: €615k
2023: €899k
2024: €1.22M
2018 → 2025
Total assets
€1.67M▲ 5.4%
2024 · €1.59M
2018: €273k
2019: €328k
2020: €447k
2021: €571k
2022: €997k
2023: €1.26M
2024: €1.59M
2018 → 2025
Net result
€433k▲ 13.9%
2024 · €381k
2018: €75k
2019: €66k
2020: €133k
2021: €135k
2022: €202k
2023: €307k
2024: €381k
2018 → 2025
Working capital
€819k▲ 14.7%
2024 · €714k
2018: €104k
2019: €189k
2020: €267k
2021: €337k
2022: €127k
2023: €378k
2024: €714k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€471k-€615k▲ 30.6%€899k▲ 46.2%€1.22M▲ 36.2%€1.32M▲ 8.1%
Operating result€193k-€241k▲ 24.9%€453k▲ 87.8%€558k▲ 23.2%€566k▲ 1.3%
Net result€135k-€202k▲ 49.4%€307k▲ 52.4%€381k▲ 23.8%€433k▲ 13.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€661k▼ 4.7%
Current assets
€1.01M▲ 13.2%
Equity and liabilities €1.67M
Equity
€1.32M▲ 8.1%
Debt
€351k▼ 3.8%
The debt ratio falls from 23.0% to 21.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€636k▲
2024 · €628k
Cash flow
€504k▲
2024 · €450k
Solvency
79.0%▲
2024 · 77.0%
Current ratio
5.23▲
2024 · 4.95
Quick ratio
5.23▲
2024 · 4.95
Debt / equity
0.27▼
2024 · 0.30
ROE
32.7%▲
2024 · 31.1%
ROA
25.9%▲
2024 · 23.9%
Interest coverage
144.86▲
2024 · 117.62
Debt
€351k▼
2024 · €365k
Debt ≤ 1 year
€194k▲
2024 · €181k
Debt > 1 year
€155k▼
2024 · €182k
Income taxes
€142k▼
2024 · €178k
Staff costs
€480k▲
2024 · €392k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.59M€1.67M▲
Fixed assets21/28€694k€661k▼
Tangible fixed assets22/27€694k€651k▼
Land and buildings22€585k€0▼
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€84k€79k▼
Other tangible fixed assets26€20k€566k▲
Financial fixed assets28-€10k
Current assets29/58€895k€1.01M▲
Amounts receivable within one year40/41€148k€98k▼
Trade receivables40€113k€78k▼
Other amounts receivable41€35k€20k▼
Current investments50/53€380k€422k▲
Cash at bank and in hand54/58€364k€479k▲
Deferred charges and accrued income490/1€3k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.59M€1.67M▲
Equity10/15€1.22M€1.32M▲
Contributions10/11€100€100=
Reserves13€1.22M€1.32M▲
Distributable reserves133€1.22M€1.32M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€365k€351k▼
Amounts payable after more than one year17€182k€155k▼
Financial debts170/4€182k€155k▼
Amounts payable within one year42/48€181k€194k▲
Current portion of amounts payable after more than one year42€27k€27k=
Trade debts44€24k€12k▼
Suppliers440/4€24k€12k▼
Taxes, remuneration and social security45€129k€154k▲
Taxes450/3€75k€54k▼
Remuneration and social security454/9€53k€100k▲
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€392k€480k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€71k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€172▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€1.02M€1.12M▲
Operating profit (loss)9901€558k€566k▲
Financial income75/76B€5k€14k▲
Recurring financial income75€5k€14k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€559k€575k▲
Income taxes67/77€178k€142k▼
Profit (loss) for the period9904€381k€433k▲
Profit (loss) for the period to be appropriated9905€381k€433k▲
Appropriation of the result
Profit (loss) to be appropriated9906€381k€433k▲
Transfer from equity791/2€55k€334k▲
Transfer to equity691/2€381k€433k▲
To other reserves6921€381k€433k▲
Profit to be distributed694/7€55k€334k▲
Return on contributions (dividend)694€55k€334k▲
Social balance
Average headcount (FTE)90877.89.2▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €433k ▲13.9%
Operating result €566k, net result €433k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.22M ▲36.2%
7 profitable years in a row build equity to €1.22M.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €615k ▲30.6%
5 profitable years in a row build equity to €615k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €66k ▼12.3%
Net result drops to €66k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gustaaf Delafontainestraat 258930 MenenGround area
1,625 m²
Building footprint
790 m²
Volume, LiDAR
1,078 m³
2 parcels, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A&V CONSULTING
since 20032.135.522.207
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34372A0506/00S003 | Flanders | 941 m² | 1 · 250 m² | 7.6 m · 1 fl. |
| 34352A0203/00K003 | Flanders | 684 m² | 1 · 539 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 697 EUR awarded · 697 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 549 EUR | 549 EUR |
| 2022 | 1 | 148 EUR | 148 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500D4CF54BA1FBD87
Similar companies · same sector, comparable size
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TRANSIMMO
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STAN
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 3,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2003
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
74601
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.aenvconsulting.be
Phone:056/44.70.09