Result
€93,374 €93,374
Back in profit in 2025, after a loss of €2,277 in 2024.
A&V CONSTRUCT
Overview
Lifetime
6 annual accounts with figures on one time axispeak €169,628 (2025)
€169,628▲ €171,316
lowest -€7,013 (2022)
€93,374▲ €95,651
peak €235,583 (2025)
€235,583▲ 65.7%
€50,818▼ 92.4%
Board1 name since 2019
1 director
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from -€1,688 to €169,628Back to profit: €93,374Equity from €142,209 to €235,583Debts from €670,085 to €50,818Cash from €197 to €372
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as A&V CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for A&V CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Change of role: , from manager to director
Gazette deed
Registered office moved within Scherpenheuvel-Zichem
New registered office: Ernest Claesstraat 113, 3271 Scherpenheuvel-Zichem · Previous registered office: Turnhoutsebaan 79, 3271 Scherpenheuvel-Zichem · General meeting of 05-03-2021 · Gazette deed
First establishment
Ernest Claesstraat 113, Scherpenheuvel-Zichem
Incorporation
Founding capital of €20,000, 100 shares · Founder: · Appointment: (director) · published on 17-10-2019 · Gazette deed
Official details
Source: KBO- Status
- Active since 15-10-2019Normal situation
- Activity
- “Het uitvoeren en/of coördineren van algemene aannemingen, het bouwen en verbouwen, het onderhoud, de…” (deed in Dutch)From the articles, 36 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.299.941.1653271 Scherpenheuvel-Zichem, since 15-02-2020
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €169,628
- €93,374
- €235,583▲ 65.7%
- €286,401▼ 64.7%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on A&V CONSTRUCT
A&V CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€1,264 in 2020 to €169,628 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-07-2026, 2 days before the deadline€169,628
▲ €171,316
€169,228
▲ €171,303
€93,374
▲ €95,651
€235,583
▼ 66.9%
82.3%
▲ 64.7 percentage points
5.64
▼ 2.48
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €420,000. Estimated: probably between €280,000 and €660,000.
Balance sheet
balance sheet total €286,401 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
286,401 | 812,294 | 832,841 | 262,370 | 262,542 | 476,147 | |
29/58 |
286,401 | 812,294 | 832,841 | 262,370 | 262,542 | 476,147 | |
3 |
- | 789,361 | 753,948 | 262,188 | 262,188 | 452,625 | |
30/36 |
- | 789,361 | 753,948 | 262,188 | 262,188 | 452,625 | |
40/41 |
286,029 | 22,736 | - | - | - | - | |
41 |
286,029 | 22,736 | - | - | - | - | |
54/58 |
372 | 197 | 78,893 | 182 | 355 | 23,522 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
286,401 | 812,294 | 832,841 | 262,370 | 262,542 | 476,147 | |
10/15 |
235,583 | 142,209 | 144,486 | 65,011 | 72,024 | 17,872 | |
10/11 |
20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | |
13 |
215,583 | 124,486 | 124,486 | 52,024 | 52,024 | - | |
133 |
215,583 | 124,486 | 124,486 | 52,024 | 52,024 | - | |
14 |
- | -2,277 | - | -7,013 | - | -2,128 | |
17/49 |
50,818 | 670,085 | 688,356 | 197,359 | 190,518 | 458,275 | |
17 |
- | 570,000 | 570,000 | - | - | - | |
170/4 |
- | 570,000 | 570,000 | - | - | - | |
42/48 |
50,818 | 100,085 | 118,356 | 197,359 | 190,518 | 458,275 | |
42 |
- | - | - | - | - | 258,489 | |
44 |
- | - | - | - | - | 45 | |
440/4 |
- | - | - | - | - | 45 | |
45 |
45,818 | 36,276 | 36,276 | 24,278 | 24,278 | - | |
450/3 |
45,818 | 36,276 | 36,276 | 24,278 | 24,278 | - | |
47/48 |
5,000 | 63,809 | 82,079 | 173,081 | 166,240 | 199,740 | |
| Income statement | |||||||
9900 |
169,628 | -1,688 | 116,677 | -6,665 | 79,740 | -1,264 | |
640/8 |
400 | 387 | 384 | 348 | 341 | 358 | |
9901 |
169,228 | -2,075 | 116,292 | -7,013 | 79,400 | -1,623 | |
65/66B |
30,037 | 202 | 541 | - | 970 | 505 | |
65 |
30,037 | 202 | 541 | - | 970 | 505 | |
9903 |
139,192 | -2,277 | 115,751 | -7,013 | 78,430 | -2,128 | |
67/77 |
45,818 | - | 36,276 | - | 24,278 | - | |
9904 |
93,374 | -2,277 | 79,475 | -7,013 | 54,152 | -2,128 | |
9905 |
93,374 | -2,277 | 79,475 | -7,013 | 54,152 | -2,128 | |
| Appropriation of the result | |||||||
9906 |
91,097 | -2,277 | 72,462 | -7,013 | 52,024 | -2,128 | |
14P |
-2,277 | - | -7,013 | - | -2,128 | - | |
691/2 |
91,097 | - | 72,462 | - | 52,024 | - | |
6921 |
91,097 | - | 72,462 | - | 52,024 | - | |
| Document | |||||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-07-2026 | 2026-00346133 | |
| 31-12-2024 | micro format | 29-07-2025 | 2025-00321641 | |
| 31-12-2023 | micro format | 30-07-2024 | 2024-00301280 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00292833 | |
| 31-12-2021 | micro format | 29-07-2022 | 2022-20244878 | |
| 31-12-2020 | micro format | 29-07-2021 | 2021-41700190 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 175 | -78,696 | 78,711 | -173 | -23,167 | - | ||
| 235,583 | 712,209 | 714,486 | 65,011 | 72,024 | 17,872 | ||
| 82.3% | 17.5% | 17.3% | 24.8% | 27.4% | 3.8% | ||
| 5.64 | 8.12 | 7.04 | 1.33 | 1.38 | 1.04 | ||
| 5.64 | 0.23 | 0.67 | 0.00 | 0.00 | 0.05 | ||
| 0.22 | 4.71 | 4.76 | 3.04 | 2.65 | 25.64 | ||
| 39.6% | -1.6% | 55.0% | -10.8% | 75.2% | -11.9% | ||
| 32.6% | -0.3% | 9.5% | -2.7% | 20.6% | -0.4% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on A&V CONSTRUCT
The operating result for 2025 is a profit of €169,228, after a loss of €2,075 in 2024. It is the highest result since 2020.
Debt's share of the balance-sheet total falls from 82.5% to 17.7%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, no change since 2024Director (not named in the articles)
since 15-10-2019
earlier manager, until 14-10-2024
listed in the 2025 annual accounts, filed on 29-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 14-10-2024
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
BoardEarlier
Mandates as a list
-
- Director, from 15-10-2019 to 14-10-2024
- Director (not named in the articles), appointed by deed of 14-10-2024, still in office
Control
Founder
This company
A&V CONSTRUCT
Equity €235,583
Profit €93,374 in 2025
Capital
- Contribution
- €20,000
- Shares
- 100
- Contribution per share
- €200
- Equity per share
- €2,356 in 2025
- Source
- deed of 17-10-2019
Articles of association
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 14-10-2024 (in Dutch)
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s) naar evenredigheid aantal bij meer kopers;zelfde bij weigering erfgenaam/legataris, erfgenamen en…”deed of 14-10-2024 (in Dutch)
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 14-10-2024 (in Dutch)
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditordeed of 17-10-2019 (in Dutch)
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Bij ontbinding om welke reden en op welk ogenblik ook, één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen”deed of 14-10-2024 (in Dutch)
Shareholders
At incorporation
deed of 17-10-2019 ↗
- 100 shares (100%) · €20,000
Capital transactions
Capital over time
- 14-10-2024 Capital stated in the deed · 100 shares
- 17-10-2019 Incorporation · €20,000 · 100 shares
Network & group
No group
A&V CONSTRUCT has no parent and no holdings in its annual accounts. is the only director.
At the same address
Ernest Claesstraat 113, 3271 Scherpenheuvel-Zichem · 3 other companies| JUD BOUW
registered office since 01-01-2021 · founded in 2012 |
1 FTE (2025) 0849.539.262 |
| JUD Invest
registered office since 08-04-2021 · founded in 2021 |
total assets €1.0m (2025) 0766.523.494 |
| ION CONSTRUCT
registered office since 06-10-2023 · founded in 2023 · negative equity (2025) |
total assets €22,920 (2025) 1000.852.928 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director · deed of 05-07-2024
Founded in 2012 · 1 FTE (2025)
Timeline
Timeline
17 events since 2019Board
Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 2 days before the deadline
2025
Back to profit net €93,374 The net result is €93,374, after one loss-making year.
Equity above €200,000 equity €235,583 ▲65.7% Equity rises from €142,209 to €235,583.
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
2024
Change of role: , from manager to director3 points ▸
- 100 shares
- Director resignation, (manager)
- Director appointment, (director (not named in the articles))
- The deed holds 5 more points.
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
Back to profit net €79,475 The net result is €79,475, after one loss-making year.
Liquidity more than 5 times current ratio 7.04 The current ratio rises from 1.33 to 7.04. Short-term debt falls from €197,359 to €118,356.
Equity above €100,000 equity €144,486 ▲122% Equity rises from €65,011 to €144,486.
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Weakest financial year net -€7,013 The net result drops to -€7,013, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 2 days before the deadline
2021
Back to profit net €54,152 The net result is €54,152, after one loss-making year.
Annual accounts 2020 filed PDFmicro format · 2 days before the deadline
Registered office moved within Scherpenheuvel-ZichemNew registered office: Ernest Claesstraat 113, 3271 Scherpenheuvel-Zichem · Previous registered office: Turnhoutsebaan 79, 3271 Scherpenheuvel-Zichem · General meeting of 05-03-20212 points ▸
- General meeting, 05-03-2021
- Registered-office move, Ernest Claesstraat 113, 3271 Scherpenheuvel-Zichem
2020
First establishment Ernest Claesstraat 113, Scherpenheuvel-Zichem
2019
IncorporationFounding capital of €20,000, 100 shares · Founder: · Appointment: (director) · published on 17-10-20195 points ▸
- Founder,
- Founding capital, €20,000, 100 shares
- Registered office clause, Turnhoutsebaan 79, 3271 Scherpenheuvel-Zichem (Zichem)
- Board rule, 1
- Director appointment,
- The deed holds 17 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
A&V CONSTRUCT was incorporated on 15 October 2019 as a private limited company by one natural person, with a starting capital of €20,000.12 The registered office was moved to Scherpenheuvel-Zichem in 2021.3 Since 2019, has served as director.4 Total assets fell from €476,147 in 2020 to €286,401 in 2025.5
Company details
Identity
- Enterprise number
- 0736.399.749
- VAT number
- BE 0736.399.749
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-10-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 14-10-2024 (in Dutch)
- Peppol
- Not found in the Peppol Directory
- Name
- A&V CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 14-10-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 14-10-2024 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitvoeren en/of coördineren van algemene aannemingen, het bouwen en verbouwen, het onderhoud, de uitrusting, de inrichting, de…”deed of 14-10-2024 (in Dutch)
36 activities
- Het uitvoeren en/of coördineren van algemene aannemingen, het bouwen en verbouwen, het onderhoud, de uitrusting, de inrichting, de versiering, de omvorming, de hernieuwing, de expertises en het reinigen en of herstellen van alle zogenaamde onroerende goederen, parken en beplantingen.
- De studie en uitvoering van thermische en akoestische isolatie werken, omvat ook de aankoop, verkoop, verhuring en de handel in het algemeen van alle producten en materialen hiervoor noodzakelijk.
- Alsook wordt voorzien de coördinatie van alle onderaannemingen, het aannemen en uitvoeren van alle metselen betonwerken,terrassen en patio's, timmerwerken, leveren en plaatsen van hout en metalen spanten, trappen, deuren, scheidingswanden en vloeren, vochtwerings- en beschermingswerken, vloer- en tegelwerken, plafonneringswerken en cementeringswerken, beglazingswerken, leveren en plaatsen van zonnepanelen, zonneboilers, pelletkachels, warmtepompen en ook het onder houden van.
- Gevelreinigingswerken, leveren en plaatsen van alle soorten ramen, deuren, rolluiken en zonneweringen.
- Restauratie van monumenten, geklasseerde en niet geklasseerde gebouwen.
- Het ontwerpen en oprichten van houten en of metalen constructies zoals loodsen, bruggen, tanks, afrasteringen en sporthallen.
- Het ontwerpen en uitvoeren van alle smeedwerken en siervoorwerpen voor gebouwen, tuinen, planten en recreatieterreinen.
- Groot- en kleinhandel van bouwmaterialen.
- Het optrekken van gebouwen (ruwbouw en onderdak zetten) evenals de bekisting en het ijzervlechtwerk.
- Algemene bouwwerkzaamheden, omvat de bedrijvigheden welke betrekking hebben op de gehele of gedeeltelijke uitvoering van voltooiingswerken of de coördinatie van deze laatste wanneer zij door onderaannemers worden uitgevoerd, eveneens het optrekken van geprefabriceerde gebouwen.
- Slopingswerken en het slopen van kunstwerken en gebouwen, evenals het effenen en het wegruimen.
- Voegwerken, stukadoorswerken, plafonneer-cementeer en alle andere pleisterwerken, berapingswerken, plaatsen van chapes, gips- en staffwerken en ornamenten.
- Thermische- en geluidsisolatie. Het plaatsen van gyprocwanden. Vloerbekleding en muurbekleding, het leggen van tegelvloeren, mozaïek en alle andere bedekkingen van vloeren.
- Arduin- en marmerwerken, restauratiewerken, het plaatsen van grafmonumenten, het restaureren, reinigen en wassen van gevels en monumenten. Het plaatsen van marmer en arduin in gebouwen. Het plaatsen van alle soorten versieringen, schoorsteenmantels en dergelijke in marmer of steen.
- Alle soorten timmerwerk en metalen schrijnwerk. Het timmer -en schrijnwerk voor gebouwen, het plaatsen van sloten en ijzerwaren voor bouwwerken, het plaatsen van houten en plastiekdeuren en plinten. Het plaatsen van houten en plastiek vensterluiken.
- Het leggen van parketvloeren en alle andere houten bedekkingen van muren en vloeren.
- Het plaatsen van valse schutsels en valse zolderingen in hout. Het plaatsen van aanbouwkeukens en badkamers.
- Alle schilderwerk, evenals industrieel schilderwerk.
- Metaalconstructies, montage- en demontage werken buizen andere soortgelijke constructies.
- Alle grondwerken en het trekken van allerlei kabels, buisleidingen en goten in metaal en kunststoffen, ook ondergronds leidingen en werken.
- Electro – installatiewerk en diversen – laagspanning, midden- en hoogspanning, datanetwerken.
- Busbarmontage, aardings- en bliksembeveiliging
- Electro – mechanisch installatiewerk, brandbeveiliging, audio – video installaties, telefonie in gebouwen
- Toegangscontrole, bewakingsdienst, meet en regel techniek, wegsignalisatie in de ruimste zin.
- Instrumentatieleidingen, laswerken op de werf
- Oppervlakte behandeling op de werf van allerlei materialen en leidingen, verzinken en schilderen.
- Spoorwegwerkzaamheden, mastenbouw en polygonen HS
- Betonboringen, gestuurde boringen en persingen
- HVAC
- Intellectuele werken (bedienden)
- Stellingbouw zowel buiten als op de werf.
- Het leveren en plaatsen van plastiek, dakpannen, leien, golfplaten, asfalt,
- Daktimmerwerken, het plaatsen van alle soorten daken, zink en alle sanitairwerken;
- Het onderhouden van installaties voor centrale verwarming;
- Elektro-technische installaties en gasinstallaties;
- Kuisen van verwarminsketels, leggen van leidingen, en buizen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Ernest Claesstraat 113 registered office 3271 Scherpenheuvel-Zichem 2553011 Machining of metals | 15-02-2020 | 2.299.941.165 |
Buildings and parcels at the address
- Ground area
- 2,709 m²
- Buildings
- 862 m²
- Volume, LiDAR
- 3,503 m³
- Tallest building
- 6.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24129B0059/00C000 | 2,709 m² | 1 · 862 m² | 6.8 m · 1 |