Skip to content

A&V BUSINESS

Active
Private limited companyfounded 2019active for 7 yearsViverselweg 8, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0736.433.304

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

A&V BUSINESS has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,427 and a net result of €23,291. Equity has been growing by about 24% per year since 2020. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 15-10-2019 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.294.951.605 3550 Heusden-Zolder, since 15-10-2019
Financial year end
31 December
Peppol
Reachable since 01-02-2026

Board and ownership

Board
  • Aerts LieveDirector

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€43,842
▲ 211%
Turnover
≈ €180,000
estimated
Profit
€23,291
▲ 12×
Equity
€48,427
▼ 33.8%
Total assets
€103,790
▲ 29.6%
Filed on 23-04-2026, 99 days before the deadlinePDF
Score breakdownraises riskFounded in 2019No main activity registeredlowers riskSize: total assets €103,790Liquidity: current ratio 1.38, cash €62,805Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 72-28
equity 46.7% of total assets
Liquidity 73-27
short-term debt 52.9% · cash 60.5%
Profitability 97+25
return on assets 22.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.6%▼ -0.1 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025highest value 08-2025: 0.4%▼ -0.3 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.2%▼ -0.2 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.38 (7.06 in 2024), below the usual 1.5. Short-term debt is 52.9% and cash 60.5% of total assets. 53.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 42% of them on solvency, 68% on liquidity, 77% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €103,790
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.38, cash €62,805
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
99 days early
2024
29 days early
2023
13 days early
2022
21 days early
2021
34 days early
2020
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 6 accounts on average 39 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €23,291 6 years View

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about A&V BUSINESS

What is the company number of A&V BUSINESS?
The company number of A&V BUSINESS is 0736.433.304. The VAT number is the same number with BE in front: BE 0736.433.304.
Where is A&V BUSINESS based?
The registered office is at Viverselweg 8, 3550 Heusden-Zolder.Company details
What is the legal form of A&V BUSINESS?
The legal form of A&V BUSINESS is Private limited company (BV).
When was A&V BUSINESS founded?
A&V BUSINESS was founded on 15-10-2019.
Is A&V BUSINESS still active?
Yes, A&V BUSINESS is an active enterprise in the KBO register.
What is the turnover of A&V BUSINESS?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €43,842 and 2,949 comparable companies of the same size. It probably lies between €110,000 and €320,000. It is a rough estimate.Financials
Is A&V BUSINESS profitable?
In financial year 2025, A&V BUSINESS made a profit of €23,291.
Where can I find the annual accounts of A&V BUSINESS?
A&V BUSINESS filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of A&V BUSINESS due?
A&V BUSINESS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.