A-TROIS
ActiveThe computed 12-month bankruptcy probability of A-TROIS is 2.7% (moderate). The 2025 annual accounts show equity of €52k and a net result of €39k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 13270 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency73▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.6 in 2024; short-term debt: 51.7% and cash: 48.1% of total assets), but 51.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.3%
Return on assets
36.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
49 d late
2024
68 d late
2023
124 d late
2022
46 d late
2021
29 d late
2020
61 d late
2019
74 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 21.8%
2024 · €42k
2018: €-5k
2019: €13k
2020: €28k
2021: €36k
2022: €38k
2023: €33k
2024: €42k
2018 → 2025
Total assets
€107k▲ 14.6%
2024 · €94k
2018: €30k
2019: €32k
2020: €77k
2021: €86k
2022: €75k
2023: €90k
2024: €94k
2018 → 2025
Net result
€39k▲ 126%
2024 · €17k
2018: €-7k
2019: €18k
2020: €45k
2021: €38k
2022: €2k
2023: €-5k
2024: €17k
2018 → 2025
Working capital
€47k▲ 51.2%
2024 · €31k
2018: €-19k
2019: €4k
2020: €24k
2021: €13k
2022: €18k
2023: €16k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€38k▲ 6.1%€33k▼ 13.6%€42k▲ 28.4%€52k▲ 21.8%
Operating result€37k-€4k▼ 88.4%€-3k€21k€40k▲ 89.3%
Net result€38k-€2k▼ 94.2%€-5k€17k€39k▲ 126%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 89% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€5k▼ 55.4%
Current assets
€102k▲ 24.6%
Equity and liabilities €107k
Equity
€52k▲ 21.8%
Debt
€55k▲ 8.5%
The debt ratio falls from 54.6% to 51.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▲
2024 · €27k
Cash flow
€46k▲
2024 · €24k
Solvency
48.3%▲
2024 · 45.4%
Current ratio
1.84▲
2024 · 1.60
Quick ratio
1.84▲
2024 · 1.60
Debt / equity
1.07▼
2024 · 1.20
ROE
75.9%▲
2024 · 41.0%
ROA
36.6%▲
2024 · 18.6%
Interest coverage
164.04▲
2024 · 107.50
Debt
€55k▲
2024 · €51k
Debt ≤ 1 year
€55k▲
2024 · €51k
Staff costs
€24k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€107k▲
Fixed assets21/28€12k€5k▼
Tangible fixed assets22/27€12k€5k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€8k€3k▼
Financial fixed assets28€150€150=
Current assets29/58€82k€102k▲
Amounts receivable within one year40/41€45k€48k▲
Other amounts receivable41€45k€48k▲
Cash at bank and in hand54/58€34k€52k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€94k€107k▲
Equity10/15€42k€52k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Profit (loss) carried forward14€24k€33k▲
Amounts payable17/49€51k€55k▲
Amounts payable within one year42/48€51k€55k▲
Trade debts44€20k€2k▼
Suppliers440/4€20k€2k▼
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3-€63
Remuneration and social security454/9€15k€16k▲
Other amounts payable47/48€16k€38k▲
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Remuneration, social security and pensions62€44k€24k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€556€4k▲
Gross operating margin9900€72k€74k▲
Operating profit (loss)9901€21k€40k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€281▼
Recurring financial charges65€255€281▲
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€17k€39k▲
Profit (loss) for the period9904€17k€39k▲
Profit (loss) for the period to be appropriated9905€17k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€63k▲
Profit (loss) brought forward from the previous period14P€14k€24k▲
Profit to be distributed694/7€8k€30k▲
Directors or managers695€8k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €45k ▲149%
Net result €45k, the highest in the series.
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.23
Current ratio from 0.47 to 1.23; short-term debt falls from €35k to €18k.
09-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 131 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria Malibranstraat 231050 ElseneGround area
156 m²
Building footprint
156 m²
Volume, LiDAR
1,704 m³
Parcel 21443A0147/00F006, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
A-TROIS
since 20162.254.798.652
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443A0147/00F006 | Brussels | 156 m² | 1 · 156 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.254.798.652
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,377 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2016
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.