A-TRAIT INTERIEUR
ActiveA-TRAIT INTERIEUR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency71▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.26 in 2024; short-term debt: 53.6% and cash: 67.8% of total assets), but 53.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
30%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €62k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
61 d late
2023
29 d late
2022
30 d late
2021
75 d late
2020
54 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 183%
2024 · €22k
2019: €-3k
2020: €15k
2021: €40k
2022: €34k
2023: €13k
2024: €22k
2019 → 2025
Total assets
€133k▲ 60.4%
2024 · €83k
2019: €10k
2020: €33k
2021: €73k
2022: €82k
2023: €58k
2024: €83k
2019 → 2025
Net result
€40k▲ 113%
2024 · €19k
2019: €-9k
2020: €18k
2021: €26k
2022: €6k
2023: €-2k
2024: €19k
2019 → 2025
Working capital
€58k▲ 262%
2024 · €16k
2019: €-5k
2020: €13k
2021: €40k
2022: €34k
2023: €10k
2024: €16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€34k▼ 16.4%€13k▼ 61.3%€22k▲ 66.8%€62k▲ 183%
Operating result€36k-€9k▼ 74.9%€-966€29k€63k▲ 116%
Net result€26k-€6k▼ 76.9%€-2k€19k€40k▲ 113%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 116% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€4k▼ 33.9%
Current assets
€129k▲ 67.5%
Equity and liabilities €133k
Equity
€62k▲ 183%
Debt
€71k▲ 16.7%
The debt ratio falls from 73.7% to 53.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €29k
Cash flow
€42k▲
2024 · €19k
Solvency
46.4%▲
2024 · 26.3%
Current ratio
1.81▲
2024 · 1.26
Quick ratio
1.53▲
2024 · 1.03
Debt / equity
1.16▼
2024 · 2.80
ROE
64.6%▼
2024 · 85.8%
ROA
30.0%▲
2024 · 22.6%
Interest coverage
39.90▲
2024 · 15.09
Debt
€71k▲
2024 · €61k
Debt ≤ 1 year
€71k▲
2024 · €61k
Income taxes
€21k▲
2024 · €8k
Staff costs
€50k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€133k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€77k€129k▲
Stocks and contracts in progress3€14k€20k▲
Stocks30/36€14k€20k▲
Amounts receivable within one year40/41€2k€17k▲
Trade receivables40€1k€16k▲
Other amounts receivable41€761€2k▲
Cash at bank and in hand54/58€60k€90k▲
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€83k€133k▲
Equity10/15€22k€62k▲
Reserves13-€40k
Distributable reserves133-€40k
Profit (loss) carried forward14€22k€22k=
Amounts payable17/49€61k€71k▲
Amounts payable within one year42/48€61k€71k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€28k€38k▲
Taxes450/3€18k€29k▲
Remuneration and social security454/9€10k€10k▼
Other amounts payable47/48€28k€28k▼
Income statement
Code20242025
Remuneration, social security and pensions62€37k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€68k€116k▲
Operating profit (loss)9901€29k€63k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€27k€61k▲
Income taxes67/77€8k€21k▲
Profit (loss) for the period9904€19k€40k▲
Profit (loss) for the period to be appropriated9905€19k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€62k▲
Profit (loss) brought forward from the previous period14P€13k€22k▲
Transfer to equity691/2-€40k
To the legal reserve6920-€40k
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2019net €40k ▲113%
Operating result €63k, net result €40k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.74
Current ratio from 0.63 to 1.74.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Huy 574300 WaremmeGround area
479 m²
Building footprint
73 m²
Volume, LiDAR
763 m³
Parcel 64074C0852/00X004, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
A-TRAIT INTERIEUR
since 20182.279.310.552
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64074C0852/00X004 | Wallonia | 479 m² | 1 · 72 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEAUJEAN CONCEPT
BE 0439.251.731
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TESIGN
BE 0819.784.315
Westerlo · Eq €62k
IndacoVesta
BE 0803.932.436
Elsene · Eq €62k
Quality Design
BE 0895.942.082
Knokke-Heist · Eq €62k
INTERIOR AND MORE
BE 0694.911.958
Alken · Eq €62k
Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 1,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2018
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.a-trait.be
E-mail:info@a-trait.be