Turnover
≈ €150,000 estimated
The abbreviated format states no turnover.
A-TOM
Lifetime
1 annual account with figurespeak €68,481 (2025)
€68,481
lowest -€2,909 (2025)
-€2,909
peak €7,091 (2025)
€7,091
€886,006
Board1 name since 2024
1 directorVANDENECKER Tom Matthias Jan
Owners
100%TOM VANDENECKER
Documentsfilings and deeds
04-09-202635 days late
2025abbreviated format
Loss of €2,909First year with figures
Key points
from the 2025 annual accountsDebts
€886,006 99% of the balance sheet
Financial debts 65%Suppliers 3%Taxes and wages 0%Other 32%
Of this, €309,342 falls due within a year.
Position in the sector
0.8%
Lower solvency than 81% of companies in real estate. Sector median 30.7% · 11,297 companies.
2025 accounts filed 35 days after the deadline
Checked score
68
Healthy
Financially stronger than 27% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.1%
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 1.1%● unchanged vs 06-2025
08-2025: 1.2%▲ +0.1 percentage points vs 07-2025
09-2025: 1.3%▲ +0.1 percentage points vs 08-2025
10-2025: 1.4%▲ +0.1 percentage points vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.6%▲ +0.2 percentage points vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.7%▲ +0.1 percentage points vs 02-2026
04-2026: 1.8%▲ +0.1 percentage points vs 03-2026
05-2026: 1.8%● unchanged vs 04-2026highest value
06-2026: 1.8%● unchanged vs 05-2026highest value
07-2026: 1.8%● unchanged vs 06-2026
08-2026: 1.8%● unchanged vs 07-2026
09-2026: 1.8%● unchanged vs 08-2026
10-2026: 0.7%▼ -1.1 percentage points vs 09-2026lowest value
11-2026: 0.7%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
No registered site in the KBO
Last filed accounts filed 35 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €893,097
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 21% of them on solvency, 32% on liquidity and 29% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 865 companies had the same profile as A-TOM has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.7%
stopped another way
1.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of A-TOM itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 865 companies, not a prediction for A-TOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 11297 sector peers (2025).
NBB · sector comparisonPosition among 11297 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 35 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
35 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008647669
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Haaltert
Incorporation
Founding capital of €10,000, 500 shares · Founder: VANDENECKER Tom Matthias Jan · Appointment: VANDENECKER Tom Matthias Jan (director) · published on 24-04-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A-TOM Sint-Lievens-Houtem | €0.9m | €68,481 | 0.8% | - |
| Miyu Antwerp | €0.9m | €76,463 | 15.1% | - |
| Green Red Wavre | €0.8m | €79,293 | 0.9% | - |
| Immasy Mettet | €1.1m | €84,699 | 10.4% | - |
| André Invest Namur | €0.7m | €41,700 | 97.3% | - |
| AMBI INVEST De Panne | €0.5m | €77,864 | 7.8% | - |
| INSE Tournai | €1.3m | €78,546 | 1.3% | - |
These companies have the same main activity as A-TOM: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €530,000 and €1.3m, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 22-04-2024Normal situation
- Activity
- Property management for co-owned buildings (syndics)NACE 68321and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 29-01-2026
Insights on A-TOM
A-TOM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,091 and a net result of -€2,909.
Its solvency ranks better than 18% of 11,297 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A-TOM
- What is the company number of A-TOM?
- The company number of A-TOM is 1008.647.669. The VAT number is the same number with BE in front: BE 1008.647.669.
- Where is A-TOM based?
- The registered office is at Weehage 22, 9520 Sint-Lievens-Houtem.Company details
- What does A-TOM do?
- According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
- What is the legal form of A-TOM?
- A-TOM is a private limited company (BV).
- When was A-TOM founded?
- A-TOM was founded on 22-04-2024.
- Is A-TOM still active?
- Yes, A-TOM is an active enterprise in the KBO register.
- What is the turnover of A-TOM?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €68,481 and 32 comparable companies (NACE 683). It probably lies between €94,000 and €200,000.Financials
- Is A-TOM profitable?
- In financial year 2025, A-TOM made a loss of €2,909.
- Where can I find the annual accounts of A-TOM?
- A-TOM filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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