A-TALES

Active

Private limited companyfounded 20232 yrs activeKleine Grippe 15, 2630 Aartselaar, BelgiumKBO/BCE: BE 1001.057.519

The computed 12-month bankruptcy probability of A-TALES is 1.6% (moderate). The annual accounts of A-TALES for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €52k and a net result of €-55k. Its solvency ranks better than 39% of 7002 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

43 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency66▼-7

Growth32

Track record82

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.26 against 1.72 in 2024; short-term debt: 59.3% and cash: 16.7% of total assets), and 59.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

40.7%

Return on assets

-42.9%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

17 d late

2024

29 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€52k▼ 51.3%

2024 · €107k

2024: €107k

2024 → 2025

Total assets

€128k▼ 42.5%

2024 · €222k

2024: €222k

2024 → 2025

Net result

€-55k

2024 · €106k

2024: €106k

2024 → 2025

Working capital

€19k▼ 76.8%

2024 · €83k

2024: €83k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€107k-€52k▼ 51.3%

Operating result€136k-€-53k

Net result€106k-€-55k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €53k after €136k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €128k

25.5%

74.5%

Fixed assets €33k▲ 40.7%

Current assets €95k▼ 52.2%

Equity and liabilities €128k

40.7%

59.3%

Equity €52k▼ 51.3%

Debt €76k▼ 34.3%

The debt ratio rises from 52.0% to 59.3%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-49k▼

2024 · €137k

Cash flow

€-51k▼

2024 · €107k

Solvency

40.7%▼

2024 · 48.0%

Current ratio

1.26▼

2024 · 1.72

Quick ratio

1.26▼

2024 · 1.72

Debt / equity

1.46▲

2024 · 1.08

ROE

-105.4%▼

2024 · 99.1%

ROA

-42.9%▼

2024 · 47.6%

Interest coverage

-17.11▼

2024 · 308.36

Debt

€76k▼

2024 · €115k

Debt ≤ 1 year

€76k▼

2024 · €115k

Income taxes

€0▼

2024 · €30k

Staff costs

€73k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€222k€128k▼

Fixed assets21/28€23k€33k▲

Intangible fixed assets21€23k€29k▲

Tangible fixed assets22/27-€3k

Plant, machinery and equipment23-€236

Furniture and vehicles24-€2k

Other tangible fixed assets26-€464

Current assets29/58€199k€95k▼

Amounts receivable within one year40/41€136k€70k▼

Trade receivables40€136k€69k▼

Other amounts receivable41€24€504▲

Cash at bank and in hand54/58€62k€21k▼

Deferred charges and accrued income490/1€141€4k▲

Equity and liabilities

Total equity and liabilities10/49€222k€128k▼

Equity10/15€107k€52k▼

Contributions10/11€1k€1k=

Profit (loss) carried forward14€106k€51k▼

Amounts payable17/49€115k€76k▼

Amounts payable within one year42/48€115k€76k▼

Trade debts44€73k€37k▼

Suppliers440/4€73k€37k▼

Taxes, remuneration and social security45€43k€39k▼

Taxes450/3€43k€30k▼

Remuneration and social security454/9-€8k

Other amounts payable47/48€27€30▲

Income statement Code20242025

Remuneration, social security and pensions62-€73k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲

Other operating charges640/8€890€773▼

Gross operating margin9900€138k€25k▼

Operating profit (loss)9901€136k€-53k▼

Financial income75/76B€150€890▲

Recurring financial income75€150€890▲

Financial charges65/66B€446€3k▲

Recurring financial charges65€446€3k▲

Profit (loss) for the period before taxes9903€135k€-55k▼

Income taxes67/77€30k€0▼

Profit (loss) for the period9904€106k€-55k▼

Profit (loss) for the period to be appropriated9905€106k€-55k▼

Appropriation of the result

Profit (loss) to be appropriated9906€106k€51k▼

Profit (loss) brought forward from the previous period14P-€106k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 17 days late

2025

02-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Aartselaar · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kleine Grippe 152630 Aartselaar

Ground area

905 m²

Building footprint

198 m²

Volume, LiDAR

864 m³

Parcel 11001B0100/00T000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

A-TALES

Kleine Grippe 15, 2630 AartselaarIT consultancy

since 20232.350.883.783

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11001B0100/00T000	Flanders	905 m²	1 · 198 m²	6.4 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 3,129 EUR awarded · 3,129 EUR paid

Year	Entries	awarded	paid
2024	1	3,129 EUR	3,129 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 3,129 EUR · 3,129 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Merelbeke-Melle · Eq €52k

SERENAI

BE 0718.893.526

Vorst · Eq €52k

HESPERIDES MANAGEMENT CONSULTING

Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,168 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-10-2023

Fiscal year end31-12

Activities, NACEBEL

73110Advertising agencies

73200Market research and public opinion polling

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.