A & T Services
ActiveA & T Services has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €448k and a net result of €49k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 25.88 against 16.93 in 2023; short-term debt: 3.8% and cash: 14.1% of total assets), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.6%
Return on assets
9.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
29 d late
2022
66 d late
2021
82 d late
2020
89 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€448k▲ 12.2%
2023 · €399k
2018: €172k
2019: €207k
2020: €239k
2021: €332k
2022: €369k
2023: €399k
2018 → 2024
Total assets
€500k▲ 3.0%
2023 · €485k
2018: €339k
2019: €354k
2020: €375k
2021: €396k
2022: €470k
2023: €485k
2018 → 2024
Net result
€49k▲ 58.3%
2023 · €31k
2018: €38k
2019: €34k
2020: €32k
2021: €33k
2022: €36k
2023: €31k
2018 → 2024
Working capital
€471k▲ 5.4%
2023 · €447k
2018: €139k
2019: €157k
2020: €207k
2021: €358k
2022: €417k
2023: €447k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€239k-€332k▲ 39.3%€369k▲ 10.9%€399k▲ 8.3%€448k▲ 12.2%
Operating result€49k-€50k▲ 2.0%€52k▲ 4.3%€34k▼ 34.5%€43k▲ 24.8%
Net result€32k-€33k▲ 2.8%€36k▲ 10.5%€31k▼ 15.2%€49k▲ 58.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 25% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €500k
Fixed assets
€10k▼ 5.2%
Current assets
€490k▲ 3.2%
Equity and liabilities €500k
Equity
€448k▲ 12.2%
Provisions
€33k=
Debt
€19k▼ 64.4%
The debt ratio falls from 11.0% to 3.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2023 · €34k
Cash flow
€49k▲
2023 · €31k
Solvency
89.6%▲
2023 · 82.3%
Current ratio
25.88▲
2023 · 16.93
Quick ratio
25.88▲
2023 · 16.93
Debt / equity
0.04▼
2023 · 0.13
ROE
10.9%▲
2023 · 7.7%
ROA
9.7%▲
2023 · 6.3%
Interest coverage
46.32▲
2023 · 20.61
Debt
€19k▼
2023 · €53k
Debt ≤ 1 year
€19k▼
2023 · €28k
Income taxes
€12k▼
2023 · €17k
Staff costs
€231▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€485k€500k▲
Fixed assets21/28€10k€10k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€8k€8k=
Current assets29/58€475k€490k▲
Amounts receivable after more than one year29€294k€335k▲
Other amounts receivable291€294k€335k▲
Amounts receivable within one year40/41€21k€10k▼
Trade receivables40€21k€10k▼
Current investments50/53-€75k
Cash at bank and in hand54/58€161k€70k▼
Equity and liabilities
Total equity and liabilities10/49€485k€500k▲
Equity10/15€399k€448k▲
Contributions10/11€19k€19k=
Reserves13€381k€429k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€61k€61k=
Distributable reserves133€318k€367k▲
Provisions and deferred taxes16€33k€33k=
Deferred taxes168€33k€33k=
Amounts payable17/49€53k€19k▼
Amounts payable within one year42/48€28k€19k▼
Trade debts44€14k€186▼
Suppliers440/4€14k€186▼
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€14k€19k▲
Accrued charges and deferred income492/3€25k-
Income statement
Code20232024
Remuneration, social security and pensions62€8k€231▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80€522▲
Other operating charges640/8€6k€1k▼
Non-recurring operating charges66A€1k€247▼
Gross operating margin9900€50k€45k▼
Operating profit (loss)9901€34k€43k▲
Financial income75/76B€15k€19k▲
Recurring financial income75€15k€19k▲
Financial charges65/66B€2k€930▼
Recurring financial charges65€2k€930▼
Profit (loss) for the period before taxes9903€48k€61k▲
Income taxes67/77€17k€12k▼
Profit (loss) for the period9904€31k€49k▲
Profit (loss) for the period to be appropriated9905€31k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€49k▲
Transfer to equity691/2€31k€49k▲
To other reserves6921€31k€49k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €49k ▲58.3%
Net result €49k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €31k ▼15.2%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 82 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 12.43
Current ratio from 4.11 to 12.43; short-term debt falls from €66k to €31k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Equity above €200kEq €207k ▲19.9%
2 profitable years in a row build equity to €207k.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
06-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sparrenweg 83140 KeerbergenGround area
701 m²
Building footprint
212 m²
Volume, LiDAR
918 m³
Parcel 24472G0064/00F000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sparrenweg 8, 3140 Keerbergen
since 20122.211.322.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0064/00F000 | Flanders | 701 m² | 1 · 211 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 162 EUR awarded · 162 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 162 EUR | 162 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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ACCOUNTANTSKANTOOR RYDANT
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,624 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2012
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.