A.T.M.
ActiveSummary
A.T.M. has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,282 and a net result of €12,771. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 493 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-2
Solvency80▲+21
Growth58▼-1
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.12 in 2024; short-term debt: 44.9% and cash: 1.1% of total assets), and 44.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
31 d late
2021
161 d late
2020
153 d late
2019
173 d late
2018
1031 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 230 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 121 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€65,395▼ 8.7%
2024 · €71,592
EBIT margin
27.6%▲ 2.5pp
2024 · 25.1%
Net result
€12,771▲ 10.2%
2024 · €11,585
Working capital
-€100,053▼ 1.3%
2024 · -€98,813
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Turnover€78,615€73,229-€71,592▼ 2.2%€65,395▼ 8.7%
Operating result€20,564▲ 263%€27,908▲ 35.7%€14,475-€17,937▲ 23.9%€18,039▲ 0.6%
Net result€9,737within the sector's middle half▲ 299%€24,660above the sector's middle half▲ 153%€6,827within the sector's middle half-€11,585within the sector's middle half▲ 69.7%€12,771within the sector's middle half▲ 10.2%
EBIT margin35.5%19.8%-25.1%▲ 5.3pp27.6%▲ 2.5pp
Equity€16,612within the sector's middle half▲ 142%€41,272within the sector's middle half▲ 148%€46,925within the sector's middle half-€58,511within the sector's middle half▲ 24.7%€136,282above the sector's middle half▲ 133%
Total assets€193,000above the sector's middle half▼ 1.4%€192,226within the sector's middle half▼ 0.4%€171,965within the sector's middle half-€172,196within the sector's middle half▲ 0.1%€247,227above the sector's middle half▲ 43.6%
Debt€176,387▼ 6.6%€150,954▼ 14.4%€125,040-€113,685▼ 9.1%€110,946▼ 2.4%
Working capital-€97,045below the sector's middle half▲ 1.0%-€82,156below the sector's middle half▲ 15.3%-€96,355below the sector's middle half--€98,813below the sector's middle half▼ 2.6%-€100,053below the sector's middle half▼ 1.3%
Solvency8.6%below the sector's middle half▲ 5.1pp21.5%within the sector's middle half▲ 12.9pp27.3%within the sector's middle half-34.0%within the sector's middle half▲ 6.7pp55.1%within the sector's middle half▲ 21.1pp
Current ratio0.16below the sector's middle half▲ 0.040.21below the sector's middle half▲ 0.050.11below the sector's middle half-0.12below the sector's middle half▲ 0.010.10below the sector's middle half▼ 0.02
Return on assets (ROA)5.0%within the sector's middle half▲ 3.8pp12.8%within the sector's middle half▲ 7.8pp4.0%within the sector's middle half-6.7%within the sector's middle half▲ 2.8pp5.2%within the sector's middle half▼ 1.6pp
Staff (FTE)0.5below the sector's middle half=0.3▼ 40.0%
above
within
below
the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247,227
Fixed assets
€236,335 ▲ 49.0%
Current assets
€10,893 ▼ 19.6%
Equity and liabilities €247,227
Equity
€136,282 ▲ 133%
Debt
€110,946 ▼ 2.4%
Debt's share of the balance-sheet total falls from 66.0% to 44.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24,765▲
2024 · €23,465
Cash flow
€19,497▲
2024 · €17,113
Debt to equity
0.81▼
2024 · 1.94
ROE
9.4%▼
2024 · 19.8%
Interest coverage
51.82▲
2024 · 27.96
Debt ≤ 1 year
€110,946▼
2024 · €112,363
Income taxes
€4,804▼
2024 · €5,526
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €78,615 | €73,229 | €71,592 | €65,395 | ▼ 8.7% |
| Goods, raw materials, services and sundry goods60/61 | - | €51,112 | €51,288 | €45,902 | €37,953 | ▼ 17.3% |
| Remuneration, social security and pensions62 | - | €3,376 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,822 | €5,476 | €5,349 | €5,528 | €6,726 | ▲ 21.7% |
| Other operating charges640/8 | - | €2,229 | €2,117 | €2,225 | €2,677 | ▲ 20.3% |
| Gross operating margin9900 | €32,737 | €38,989 | €21,941 | €25,690 | €27,442 | ▲ 6.8% |
| Operating profit (loss)9901 | €20,564 | €27,908 | €14,475 | €17,937 | €18,039 | ▲ 0.6% |
| Financial income75/76B | - | €0 | €388 | €14 | €15 | ▲ 7.8% |
| Recurring financial income75 | €0 | €0 | €388 | €14 | €15 | ▲ 7.8% |
| Financial charges65/66B | - | €2,217 | €1,563 | €839 | €478 | ▼ 43.1% |
| Recurring financial charges65 | €3,188 | €2,217 | €1,563 | €839 | €478 | ▼ 43.1% |
| Profit (loss) for the period before taxes9903 | €17,376 | €25,691 | €13,301 | €17,112 | €17,575 | ▲ 2.7% |
| Income taxes67/77 | €7,639 | €1,031 | €6,474 | €5,526 | €4,804 | ▼ 13.1% |
| Profit (loss) for the period9904 | €9,737 | €24,660 | €6,827 | €11,585 | €12,771 | ▲ 10.2% |
| Profit (loss) for the period to be appropriated9905 | €9,737 | €24,660 | €6,827 | €11,585 | €12,771 | ▲ 10.2% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €193,000 | €192,226 | €171,965 | €172,196 | €247,227 | ▲ 43.6% |
| Fixed assets21/28 | €175,140 | €170,490 | €160,253 | €158,645 | €236,335 | ▲ 49.0% |
| Tangible fixed assets22/27 | €172,640 | €167,990 | €157,753 | €156,145 | €233,835 | ▲ 49.8% |
| Land and buildings22 | - | €166,967 | €156,767 | €151,667 | €211,567 | ▲ 39.5% |
| Plant, machinery and equipment23 | - | €209 | €77 | €11 | - | - |
| Furniture and vehicles24 | - | €0 | €261 | €141 | €20 | ▼ 85.7% |
| Leasing and similar rights25 | - | €0 | - | - | - | - |
| Other tangible fixed assets26 | - | €814 | €648 | €4,327 | €22,248 | ▲ 414% |
| Financial fixed assets28 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Current assets29/58 | €17,860 | €21,736 | €11,712 | €13,550 | €10,893 | ▼ 19.6% |
| Amounts receivable within one year40/41 | €14,158 | €14,350 | €9,424 | €8,252 | €7,963 | ▼ 3.5% |
| Trade receivables40 | - | €13,584 | €8,994 | €8,230 | €7,770 | ▼ 5.6% |
| Other amounts receivable41 | - | €766 | €430 | €21 | €193 | ▲ 808% |
| Cash at bank and in hand54/58 | €3,387 | €7,055 | €1,891 | €4,912 | €2,801 | ▼ 43.0% |
| Deferred charges and accrued income490/1 | - | €331 | €398 | €387 | €129 | ▼ 66.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €193,000 | €192,226 | €171,965 | €172,196 | €247,227 | ▲ 43.6% |
| Equity10/15 | €16,612 | €41,272 | €46,925 | €58,511 | €136,282 | ▲ 133% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | - | - | - | - |
| Issued capital100 | - | €62,000 | - | - | - | - |
| Outside capital11 | - | - | €62,000 | - | - | - |
| Other1109/19 | - | - | €62,000 | - | - | - |
| Revaluation surpluses12 | - | €85,000 | €85,000 | €85,000 | €150,000 | ▲ 76.5% |
| Reserves13 | €1,616 | €1,616 | €1,616 | €1,616 | €1,616 | = |
| Non-distributable reserves130/1 | - | €1,616 | €1,616 | €1,616 | €1,616 | = |
| Legal reserve130 | - | €1,616 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,616 | €1,616 | €1,616 | = |
| Profit (loss) carried forward14 | -€132,004 | -€107,344 | -€101,691 | -€90,105 | -€77,334 | ▲ 14.2% |
| Amounts payable17/49 | €176,387 | €150,954 | €125,040 | €113,685 | €110,946 | ▼ 2.4% |
| Amounts payable after more than one year17 | €61,482 | €47,062 | €16,972 | €1,322 | - | - |
| Financial debts170/4 | - | €47,062 | €16,972 | €1,322 | - | - |
| Amounts payable within one year42/48 | €114,905 | €103,892 | €108,067 | €112,363 | €110,946 | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | - | €14,460 | €15,243 | €15,651 | €1,322 | ▼ 91.6% |
| Trade debts44 | €5,523 | €1,711 | €1,446 | €2,135 | - | - |
| Suppliers440/4 | - | €1,711 | €1,446 | €2,135 | - | - |
| Taxes, remuneration and social security45 | - | €1,694 | €2,477 | €3,487 | €4,252 | ▲ 22.0% |
| Taxes450/3 | - | €1,694 | €2,477 | €3,487 | €4,252 | ▲ 22.0% |
| Other amounts payable47/48 | - | €86,028 | €88,902 | €91,091 | €105,371 | ▲ 15.7% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,737 | €24,660 | €6,827 | €11,585 | €12,771 | ▲ 10.2% |
| + Depreciation and write-downs630 | €7,822 | €5,476 | €5,349 | €5,528 | €6,726 | ▲ 21.7% |
| Operating cash flow (approximation) | €17,559 | €30,136 | €12,176 | €17,113 | €19,497 | ▲ 13.9% |
| Investment in fixed assets (approximation) | - | -€826 | - | -€3,920 | -€84,416 | ▼ 2,053% |
| Change in cash | - | €3,668 | - | €3,021 | -€2,111 | ▼ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €100,000Eq €136,282 ▲133%
7 profitable years in a row build equity to €136,282.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
08-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 161 days late
2022
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1031 days late
27-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1761 days late
2021
31-12
Financial
Highest result since 2018net €24,660 ▲153%
Operating result €27,908, net result €24,660, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 173 days late
20-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 904 days late
2019
31-12
Financial
Weakest financial yearnet €2,443 ▼40.3%
Net result drops to €2,443, the lowest in the series; recovery starts the following year.
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 1996
Ground area
792 m²
Building footprint
151 m²
Volume, LiDAR
784 m³
Parcel 62099A0154/00G014, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
A.T.M.
since 19962.075.660.141
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099A0154/00G014 | Wallonia | 792 m² | 1 · 151 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,920 companies in sector 53200 we hold annual accounts for 1,324. 985 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-01-1996
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457002929
Also
9925:BE0457002929
Registered
19-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.