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A&T

Active
Private limited companyfounded 2023active for 3 yearsWillem Van Laarstraat 50, 2600 Antwerpen, BelgiumKBO/BCE: BE 0805.698.331
Summary

The computed 12-month bankruptcy probability of A&T is 2.5% (moderate). The 2025 annual accounts show equity of €21,382 and a net result of -€425. Its solvency ranks better than 41% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General electrical installation work
NACE 43211
1 site
Size
€186,877turnover 2025
Equity
€21,382
Loss
-€425
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Structure
2025 accounts filed 30 days late
Why 52raises riskFounded in 2023Size: turnover €186,877, total assets €55,470lowers riskLiquidity: current ratio 1.55, cash €18,232Figures for financial year 2025 (filed 30-08-2026)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 64+8
equity 38.5% of total assets
Liquidity 80+3
short-term debt 28.2% · cash 32.9%
Profitability 59-38
return on assets -0.8%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 1.9%lowest value 12-2024: 2.0%▲ +0.1 percentage points vs 11-2024 01-2025: 2.4%▲ +0.4 percentage points vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.7%▲ +0.3 percentage points vs 02-2025 04-2025: 5.2%▲ +2.5 percentage points vs 03-2025 05-2025: 5.3%▲ +0.1 percentage points vs 04-2025 06-2025: 5.1%▼ -0.2 percentage points vs 05-2025 07-2025: 5.2%▲ +0.1 percentage points vs 06-2025 08-2025: 5.5%▲ +0.3 percentage points vs 07-2025 09-2025: 5.6%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 2.9%▼ -2.7 percentage points vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 3.0%▲ +0.1 percentage points vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 3.0%● unchanged vs 02-2026 04-2026: 3.5%▲ +0.5 percentage points vs 03-2026 05-2026: 3.7%▲ +0.2 percentage points vs 04-2026 06-2026: 3.8%▲ +0.1 percentage points vs 05-2026 07-2026: 3.8%● unchanged vs 06-2026 08-2026: 5.1%▲ +1.3 percentage points vs 07-2026 09-2026: 2.5%▼ -2.6 percentage points vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.55, compared with 1.37 in 2024, above the usual 1.5; short-term debt: 28.2% and cash: 32.9% of total assets), but 61.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 41% on solvency, 78% on liquidity, 28% on profitability and 51% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.55, cash €18,232
NBB · annual accounts
raises risk · Size: turnover €186,877, total assets €55,470
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 30-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
30 days late
2024
44 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 37 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Registered officeRegistered-office move

Key points

  • Board2 directors in office 2 View
  • Turnover 20252 financial years filed €186,877 View
  • Active since 2023founded 11-09-2023 3 years View

By topic

Financials

Financial year
2025
Turnover
€186,877
Loss
-€425
Solvency
38.5%
Turnover▲ 18.6%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2023
Next accounts
by 31-07-2027
  1. 13-09-2023Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
11-09-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Annual meeting
Last Friday of June at 18:00
Purpose
“Alle verrichtingen van installatie van elektriciteitswerken, alarmen, domotica…” (deed in Dutch)
Go to Articles of association

Key facts about A&T

What is the company number of A&T?
0805.698.331. In Belgium the VAT number is the company number with BE in front: BE 0805.698.331.
Where is A&T based?
The registered office is at Willem Van Laarstraat 50, 2600 Antwerpen.Company details
What does A&T do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of A&T?
Private limited company (BV).
When was A&T founded?
On 11-09-2023.
Is A&T still active?
Yes, A&T is an active enterprise in the KBO register.
What is the turnover of A&T?
€186,877 in financial year 2025, according to the filed annual accounts.Financials
Is A&T profitable?
In financial year 2025, A&T made a loss of €425.
Where can I find the annual accounts of A&T?
A&T filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A&T due?
By 31-07-2027, for financial year 2026.Timeline

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