A.S.V. Technics
ActiveSummary
A.S.V. Technics has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €-2k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 84% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-65
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 17.26 in 2024; short-term debt: 15.8% and cash: 19.2% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
16 d early
2023
14 d early
2022
26 d early
2021
23 d early
2020
18 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▼ 1.5%
2024 · €157k
2018: €53k
2019: €60k
2020: €75k
2021: €90k
2022: €124k
2023: €140k
2024: €157k
2018 → 2025
Total assets
€184k▲ 10.1%
2024 · €167k
2018: €60k
2019: €65k
2020: €82k
2021: €91k
2022: €135k
2023: €155k
2024: €167k
2018 → 2025
Net result
€-2k
2024 · €17k
2018: €8k
2019: €7k
2020: €15k
2021: €16k
2022: €34k
2023: €15k
2024: €17k
2018 → 2025
Working capital
€153k▼ 1.4%
2024 · €156k
2018: €53k
2019: €60k
2020: €75k
2021: €90k
2022: €124k
2023: €139k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€124k▲ 37.5%€140k▲ 12.3%€157k▲ 12.4%€155k▼ 1.5%
Operating result€22k-€46k▲ 109%€22k▼ 52.4%€23k▲ 7.6%€-2k
Net result€16k-€34k▲ 117%€15k▼ 55.1%€17k▲ 13.9%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€1k ▼ 21.6%
Current assets
€182k ▲ 10.4%
Equity and liabilities €184k
Equity
€155k ▼ 1.5%
Debt
€29k ▲ 198%
Debt's share of the balance-sheet total rises from 5.8% to 15.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €24k
Cash flow
€-2k▼
2024 · €18k
Current ratio
6.29▼
2024 · 17.26
Debt to equity
0.19▲
2024 · 0.06
ROE
-1.5%▼
2024 · 11.1%
ROA
-1.3%▼
2024 · 10.4%
Interest coverage
-4.02▼
2024 · 101.22
Debt ≤ 1 year
€29k▲
2024 · €10k
Income taxes
€109▼
2024 · €6k
Staff costs
€52k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€184k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€165k€182k▲
Amounts receivable within one year40/41€141k€147k▲
Trade receivables40€104k€107k▲
Other amounts receivable41€37k€40k▲
Cash at bank and in hand54/58€24k€35k▲
Deferred charges and accrued income490/1€440€465▲
Equity and liabilities
Total equity and liabilities10/49€167k€184k▲
Equity10/15€157k€155k▼
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€127k€124k▼
Amounts payable17/49€10k€29k▲
Amounts payable within one year42/48€10k€29k▲
Trade debts44€5k€23k▲
Suppliers440/4€5k€23k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€3k€20▼
Remuneration and social security454/9€2k€6k▲
Accrued charges and deferred income492/3€146-
Income statement
Code20242025
Remuneration, social security and pensions62€13k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€401€342▼
Other operating charges640/8€387€400▲
Gross operating margin9900€38k€51k▲
Operating profit (loss)9901€23k€-2k▼
Financial income75/76B€120€170▲
Recurring financial income75€120€170▲
Financial charges65/66B€235€418▲
Recurring financial charges65€235€418▲
Profit (loss) for the period before taxes9903€23k€-2k▼
Income taxes67/77€6k€109▼
Profit (loss) for the period9904€17k€-2k▼
Profit (loss) for the period to be appropriated9905€17k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€127k€124k▼
Profit (loss) brought forward from the previous period14P€109k€127k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼114%
Net result drops to €-2k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €157k ▲12.4%
7 profitable years in a row build equity to €157k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €34k ▲117%
Operating result €46k, net result €34k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲37.5%
5 profitable years in a row build equity to €124k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 8current ratio 90.55
Current ratio from 11.33 to 90.55; short-term debt falls from €7k to €1k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 130A1070 AnderlechtGround area
1,155 m²
Parcel 21306D0260/00Y002, Brussels. Linked by address, not a title deed.
1 establishment unit
A.S.V. Technics
since 19902.048.877.451
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0260/00Y002 | Brussels | 1,155 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Eleksys
BE 0449.922.127
Grimbergen · Eq €155k
De Craeye Stefan
BE 0809.575.163
Ronse · Eq €153k
CLIMAWAYS
BE 0892.278.749
Wommelgem · Eq €156k
Thermo Fast Company
BE 0676.619.738
Knokke-Heist · Eq €161k
CHEMINEES DUCENE
BE 0753.403.849
Fontaine-l'Evêque · Eq €148k
Of 473 companies in sector 46842 we hold annual accounts for 346. 228 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
46842Wholesale trade
43221Plumbing work
43240Other construction installation
43320Joinery installation
43350Other building finishing work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.