A&S T
ActiveA&S T has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.80M and a net result of €254k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-9
Solvency60▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.72 in 2024; short-term debt: 23.5% and cash: 19.3% of total assets), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
61 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.80M▼ 6.4%
2024 · €1.92M
2018: €462k
2019: €568k
2021: €1.06M
2022: €1.35M
2023: €1.56M
2024: €1.92M
2018 → 2025
Total assets
€5.20M▲ 1.8%
2024 · €5.11M
2018: €552k
2019: €766k
2021: €1.75M
2022: €1.68M
2023: €2.38M
2024: €5.11M
2018 → 2025
Net result
€254k▼ 29.3%
2024 · €359k
2018: €132k
2019: €106k
2021: €370k
2022: €319k
2023: €335k
2024: €359k
2018 → 2025
Working capital
€209k▼ 61.6%
2024 · €544k
2018: €382k
2019: €422k
2021: €815k
2022: €1.11M
2023: €1.34M
2024: €544k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.06M-€1.35M▲ 27.5%€1.56M▲ 15.1%€1.92M▲ 23.0%€1.80M▼ 6.4%
Operating result€480k-€456k▼ 5.0%€442k▼ 2.9%€577k▲ 30.4%€451k▼ 21.9%
Net result€370k-€319k▼ 13.7%€335k▲ 5.0%€359k▲ 7.2%€254k▼ 29.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.20M
Fixed assets
€3.76M▼ 1.0%
Current assets
€1.43M▲ 9.9%
Equity and liabilities €5.20M
Equity
€1.80M▼ 6.4%
Debt
€3.40M▲ 6.7%
The debt ratio rises from 62.4% to 65.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€510k▼
2024 · €629k
Cash flow
€313k▼
2024 · €411k
Solvency
34.6%▼
2024 · 37.6%
Current ratio
1.17▼
2024 · 1.72
Quick ratio
1.06▼
2024 · 1.59
Debt / equity
1.89▲
2024 · 1.66
ROE
14.1%▼
2024 · 18.7%
ROA
4.9%▼
2024 · 7.0%
Interest coverage
5.33▼
2024 · 9.65
Debt
€3.40M▲
2024 · €3.19M
Debt ≤ 1 year
€1.22M▲
2024 · €758k
Debt > 1 year
€2.18M▼
2024 · €2.43M
Income taxes
€130k▼
2024 · €179k
Staff costs
€1.12M▲
2024 · €995k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.11M€5.20M▲
Fixed assets21/28€3.80M€3.76M▼
Tangible fixed assets22/27€203k€165k▼
Land and buildings22€127k€110k▼
Plant, machinery and equipment23€19k€12k▼
Furniture and vehicles24€57k€42k▼
Financial fixed assets28€3.60M€3.60M=
Current assets29/58€1.30M€1.43M▲
Stocks and contracts in progress3€99k€133k▲
Stocks30/36€99k€133k▲
Amounts receivable within one year40/41€346k€296k▼
Trade receivables40€295k€230k▼
Other amounts receivable41€50k€66k▲
Current investments50/53€68k€0▼
Cash at bank and in hand54/58€754k€1.00M▲
Deferred charges and accrued income490/1€35k€1k▼
Equity and liabilities
Total equity and liabilities10/49€5.11M€5.20M▲
Equity10/15€1.92M€1.80M▼
Contributions10/11€19k€19k=
Reserves13€1.90M€1.78M▼
Tax-exempt reserves132-€62k
Distributable reserves133€1.90M€1.72M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3.19M€3.40M▲
Amounts payable after more than one year17€2.43M€2.18M▼
Financial debts170/4€2.43M€2.18M▼
Amounts payable within one year42/48€758k€1.22M▲
Current portion of amounts payable after more than one year42€281k€277k▼
Trade debts44€402k€563k▲
Suppliers440/4€402k€563k▲
Taxes, remuneration and social security45€58k€90k▲
Taxes450/3€58k€35k▼
Remuneration and social security454/9-€56k
Other amounts payable47/48€16k€292k▲
Income statement
Code20242025
Non-recurring operating income76A€500€0▼
Remuneration, social security and pensions62€995k€1.12M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€59k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€6k€9k▲
Non-recurring operating charges66A-€512
Gross operating margin9900€1.63M€1.64M▲
Operating profit (loss)9901€577k€451k▼
Financial income75/76B€26k€28k▲
Recurring financial income75€26k€28k▲
Financial charges65/66B€65k€96k▲
Recurring financial charges65€65k€96k▲
Profit (loss) for the period before taxes9903€538k€383k▼
Income taxes67/77€179k€130k▼
Profit (loss) for the period9904€359k€254k▼
Transfer to tax-exempt reserves689-€62k
Profit (loss) for the period to be appropriated9905€359k€192k▼
Appropriation of the result
Profit (loss) to be appropriated9906€359k€192k▼
Transfer from equity791/2€0€376k▲
Transfer to equity691/2€359k€192k▼
To other reserves6921€359k€192k▼
Profit to be distributed694/7€0€376k▲
Return on contributions (dividend)694€0€376k▲
Social balance
Average headcount (FTE)908717.415.8▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €370k ▲248%
Net result €370k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.06M ▲87%
3 profitable years in a row build equity to €1.06M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €106k ▼19.4%
Net result drops to €106k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €568k ▲23%
2 profitable years in a row build equity to €568k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt-Winge · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 2413390 Tielt-WingeGround area
1.2 ha
Building footprint
2,707 m²
Volume, LiDAR
15,383 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Leuvensesteenweg 241, 3390 Tielt-Winge
since 20142.234.590.087
Ter Heidelaan 52, 3200 Aarschot
since 20242.363.472.997
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662F0022/00W003 | Flanders | 7,111 m² | 1 · 2,239 m² | 8.1 m · 2 fl. |
| 24101D0134/00A002 | Flanders | 4,866 m² | 1 · 468 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,804 EUR awarded · 5,804 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 1,335 EUR |
| 2024 | 1 | 1,485 EUR | 150 EUR |
| 2023 | 1 | 1,050 EUR | 2,187 EUR |
| 2022 | 1 | 3,269 EUR | 2,132 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2014
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.