A.S.P.
ActiveSummary
A.S.P. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €324,089. Equity is growing by ~68.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 1226 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 11.27 against 3.04 in 2024; short-term debt: 6.8% and cash: 33% of total assets), and 7.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
13 d early
2023
8 d early
2022
6 d early
2021
24 d early
2020
12 d early
2019
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by equity in Rijkevorsel, Administrative and support services sector#3 oldest company in Rijkevorsel, Administrative and support services sector#6 company by total assets in Rijkevorsel, Administrative and support services sector
Equity
€1.1m▲ 42.4%
2024 · €764,608
Total assets
€1.2m▼ 24.8%
2024 · €1.6m
Net result
€324,089▼ 29.5%
2024 · €459,378
Working capital
€814,556▲ 17.5%
2024 · €693,372
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€424,746▲ 4.5%€376,110▼ 11.5%€495,266▲ 31.7%€621,841▲ 25.6%€454,554▼ 26.9%
Net result€325,472above the sector's middle half▲ 3.1%€275,432above the sector's middle half▼ 15.4%€342,085above the sector's middle half▲ 24.2%€459,378above the sector's middle half▲ 34.3%€324,089above the sector's middle half▼ 29.5%
Equity€52,714below the sector's middle half=€178,146within the sector's middle half▲ 238%€305,231within the sector's middle half▲ 71.3%€764,608within the sector's middle half▲ 151%€1.1mabove the sector's middle half▲ 42.4%
Total assets€650,502within the sector's middle half▼ 1.2%€823,521within the sector's middle half▲ 26.6%€1.4mwithin the sector's middle half▲ 64.7%€1.6mwithin the sector's middle half▲ 15.0%€1.2mwithin the sector's middle half▼ 24.8%
Debt€597,789▼ 1.3%€645,375▲ 8.0%€1.1m▲ 62.8%€795,117▼ 24.3%€84,809▼ 89.3%
Working capital-€58,023below the sector's middle half▲ 1.3%€4,313within the sector's middle half€233,016within the sector's middle half▲ 5,303%€693,372above the sector's middle half▲ 198%€814,556above the sector's middle half▲ 17.5%
Solvency8.1%below the sector's middle half▲ 0.1pp21.6%within the sector's middle half▲ 13.5pp22.5%within the sector's middle half▲ 0.9pp49.0%within the sector's middle half▲ 26.5pp92.8%above the sector's middle half▲ 43.8pp
Current ratio0.88below the sector's middle half=1.01within the sector's middle half▲ 0.121.48within the sector's middle half▲ 0.473.04above the sector's middle half▲ 1.5611.27above the sector's middle half▲ 8.23
Return on assets (ROA)50.0%above the sector's middle half▲ 2.1pp33.4%above the sector's middle half▼ 16.6pp25.2%above the sector's middle half▼ 8.2pp29.5%above the sector's middle half▲ 4.2pp27.6%above the sector's middle half▼ 1.8pp
Staff (FTE)3.9within the sector's middle half▲ 30.0%5.3within the sector's middle half▲ 35.9%5.1within the sector's middle half▼ 3.8%6.4within the sector's middle half▲ 25.5%5.7within the sector's middle half▼ 10.9%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€279,647 ▼ 46.8%
Current assets
€893,860 ▼ 13.5%
Equity and liabilities €1.2m
Equity
€1.1m ▲ 42.4%
Debt
€84,809 ▼ 89.3%
Debt's share of the balance-sheet total falls from 51.0% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€536,136▼
2024 · €778,838
Cash flow
€405,670▼
2024 · €616,374
Quick ratio
10.20▲
2024 · 2.89
Debt to equity
0.08▼
2024 · 1.04
ROE
29.8%▼
2024 · 60.1%
Interest coverage
13.93▼
2024 · 26.46
Debt ≤ 1 year
€79,304▼
2024 · €340,460
Debt > 1 year
€5,430▼
2024 · €454,658
Income taxes
€111,757▼
2024 · €151,954
Staff costs
€370,657▼
2024 · €446,375
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €216,625 | €326,047 | €379,199 | €446,375 | €370,657 | ▼ 17.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €79,963 | €66,308 | €131,419 | €156,997 | €81,582 | ▼ 48.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €3,899 | -€4,985 | - | - | - | - |
| Other operating charges640/8 | €3,640 | €4,577 | €2,479 | €3,411 | €55,255 | ▲ 1,520% |
| Non-recurring operating charges66A | - | €10,559 | - | - | - | - |
| Gross operating margin9900 | €728,873 | €778,616 | €1.0m | €1.2m | €962,047 | ▼ 21.7% |
| Operating profit (loss)9901 | €424,746 | €376,110 | €495,266 | €621,841 | €454,554 | ▼ 26.9% |
| Financial income75/76B | €5,872 | €7,074 | €7,873 | €18,920 | €19,783 | ▲ 4.6% |
| Recurring financial income75 | €5,872 | €7,074 | €7,873 | €18,920 | €19,783 | ▲ 4.6% |
| Financial charges65/66B | €5,966 | €12,415 | €37,075 | €29,430 | €38,492 | ▲ 30.8% |
| Recurring financial charges65 | €5,966 | €12,415 | €37,075 | €29,430 | €38,492 | ▲ 30.8% |
| Profit (loss) for the period before taxes9903 | €424,651 | €370,769 | €466,064 | €611,331 | €435,845 | ▼ 28.7% |
| Income taxes67/77 | €99,180 | €95,337 | €123,979 | €151,954 | €111,757 | ▼ 26.5% |
| Profit (loss) for the period9904 | €325,472 | €275,432 | €342,085 | €459,378 | €324,089 | ▼ 29.5% |
| Profit (loss) for the period to be appropriated9905 | €325,472 | €275,432 | €342,085 | €459,378 | €324,089 | ▼ 29.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €650,502 | €823,521 | €1.4m | €1.6m | €1.2m | ▼ 24.8% |
| Fixed assets21/28 | €207,834 | €263,366 | €635,686 | €525,894 | €279,647 | ▼ 46.8% |
| Tangible fixed assets22/27 | €201,654 | €257,186 | €621,716 | €511,924 | €265,677 | ▼ 48.1% |
| Plant, machinery and equipment23 | €24,073 | €37,314 | €36,210 | €19,532 | €14,266 | ▼ 27.0% |
| Furniture and vehicles24 | €71,363 | €87,503 | €339,849 | €254,863 | €60,877 | ▼ 76.1% |
| Other tangible fixed assets26 | €106,217 | €132,368 | €245,656 | €237,529 | €190,534 | ▼ 19.8% |
| Financial fixed assets28 | €6,180 | €6,180 | €13,970 | €13,970 | €13,970 | = |
| Current assets29/58 | €442,669 | €560,155 | €720,319 | €1.0m | €893,860 | ▼ 13.5% |
| Stocks and contracts in progress3 | €23,299 | €10,788 | €17,138 | €48,793 | €85,223 | ▲ 74.7% |
| Stocks30/36 | €18,385 | €10,788 | €17,138 | €48,793 | €66,560 | ▲ 36.4% |
| Contracts in progress37 | €4,914 | - | - | - | €18,662 | - |
| Amounts receivable within one year40/41 | €292,529 | €322,344 | €444,856 | €370,224 | €412,241 | ▲ 11.3% |
| Trade receivables40 | €189,104 | €228,378 | €214,309 | €172,930 | €235,212 | ▲ 36.0% |
| Other amounts receivable41 | €103,425 | €93,967 | €230,546 | €197,294 | €177,029 | ▼ 10.3% |
| Current investments50/53 | - | - | - | €253,541 | - | - |
| Cash at bank and in hand54/58 | €125,317 | €225,813 | €253,120 | €359,988 | €386,832 | ▲ 7.5% |
| Deferred charges and accrued income490/1 | €1,523 | €1,210 | €5,205 | €1,286 | €9,564 | ▲ 644% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €650,502 | €823,521 | €1.4m | €1.6m | €1.2m | ▼ 24.8% |
| Equity10/15 | €52,714 | €178,146 | €305,231 | €764,608 | €1.1m | ▲ 42.4% |
| Contributions10/11 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Reserves13 | €33,192 | €158,624 | €285,709 | €285,709 | €285,709 | = |
| Tax-exempt reserves132 | €5,271 | €5,271 | €5,271 | €5,271 | €5,271 | = |
| Distributable reserves133 | €27,921 | €153,353 | €280,438 | €280,438 | €280,438 | = |
| Profit (loss) carried forward14 | €772 | €772 | €772 | €460,150 | €784,238 | ▲ 70.4% |
| Amounts payable17/49 | €597,789 | €645,375 | €1.1m | €795,117 | €84,809 | ▼ 89.3% |
| Amounts payable after more than one year17 | €97,097 | €87,580 | €563,471 | €454,658 | €5,430 | ▼ 98.8% |
| Financial debts170/4 | €92,697 | €83,180 | €558,041 | €449,228 | - | - |
| Other amounts payable178/9 | €4,400 | €4,400 | €5,430 | €5,430 | €5,430 | = |
| Amounts payable within one year42/48 | €500,692 | €555,842 | €487,303 | €340,460 | €79,304 | ▼ 76.7% |
| Current portion of amounts payable after more than one year42 | €14,868 | €15,029 | €108,909 | €108,814 | - | - |
| Trade debts44 | €122,054 | €207,087 | €55,821 | €120,786 | €47,317 | ▼ 60.8% |
| Suppliers440/4 | €122,054 | €207,087 | €55,821 | €120,786 | €47,317 | ▼ 60.8% |
| Advances received on contracts in progress46 | - | €43,750 | - | - | - | - |
| Taxes, remuneration and social security45 | €37,820 | €44,085 | €72,724 | €107,044 | €31,987 | ▼ 70.1% |
| Taxes450/3 | €6,793 | €16,900 | €39,327 | €61,211 | €20,161 | ▼ 67.1% |
| Remuneration and social security454/9 | €31,028 | €27,186 | €33,397 | €45,833 | €11,826 | ▼ 74.2% |
| Other amounts payable47/48 | €325,949 | €245,891 | €249,849 | €3,816 | - | - |
| Accrued charges and deferred income492/3 | - | €1,953 | - | - | €76 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €325,472 | €275,432 | €342,085 | €459,378 | €324,089 | ▼ 29.5% |
| + Depreciation and write-downs630 | €79,963 | €66,308 | €131,419 | €156,997 | €81,582 | ▼ 48.0% |
| Operating cash flow (approximation) | €405,434 | €341,740 | €473,504 | €616,374 | €405,670 | ▼ 34.2% |
| Investment in fixed assets (approximation) | - | -€121,840 | -€503,739 | -€47,205 | €164,666 | ▲ 449% |
| Change in cash | - | €100,495 | €27,307 | €106,868 | €26,844 | ▼ 74.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
23-06
State Gazette act
RestructuringPermanent representatives: Donkers Kevin and Donkers Tom · Merger · Shareholding34 facts ▸
State Gazette act
Restructuring
Permanent representatives: Donkers Kevin and Donkers Tom · Merger · Shareholding34 facts ▸
- Merger, vereenvoudigde zusterfusie zonder uitgifte van nieuwe aandelen, artikel 12:7,2° juncto artikel 12:50 e.v. WVV
- Merger, vereenvoudigde zusterfusie zonder uitgifte van nieuwe aandelen, artikel 12:7,2° juncto artikel 12:50 e.v. WVV
- Other statement, aandeelhoudersstructuur toepasselijkheid artikel 12:7,2° WVV, rechtstreeks of onrechtstreeks aangehouden door dezelfde aandeelhouders, in exact dezelfde verhoud…
- Shareholding, 750, 100
- Shareholding, 200, 100
- Shareholding, 100, 100
- Other statement, voldaan aan voorwaarden artikel 12:7,2° WVV, fusie zonder ruilverhouding en zonder uitgifte nieuwe aandelen, artikel 12:7,2° WVV
- Director in office, Becker (director)
- Director in office, Do Invest BV (director)
- Permanent representative, Donkers Kevin (permanent representative)
- Director in office, JESTO Management CommV (director)
- Permanent representative, Donkers Tom (permanent representative)
- +22 further facts in this act
2025
31-12
Financial
Liquidity quadruplescurrent ratio 11.27
Current ratio from 3.04 to 11.27; short-term debt falls from €340,460 to €79,304.
31-12
Financial
Equity above €1mEq €1.1m ▲42.4%
8 profitable years in a row build equity to €1.1m.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €459,378 ▲34.3%
Operating result €621,841, net result €459,378, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.04
Current ratio from 1.48 to 3.04; short-term debt falls from €487,303 to €340,460.
31-12
Financial
Equity above €500,000Eq €764,608 ▲151%
7 profitable years in a row build equity to €764,608.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200,000Eq €305,231 ▲71.3%
6 profitable years in a row build equity to €305,231.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150,000Eq €178,146 ▲238%
5 profitable years in a row build equity to €178,146.
Show earlier events
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2002
Ground area
9,697 m²
Building footprint
5,144 m²
Volume, LiDAR
40,798 m³
Parcel 13037A0142/00H000, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
ASP
since 20022.074.620.162
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13037A0142/00H000 | Flanders | 9,697 m² | 1 · 5,144 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Alle industriële en niet-industriële schilderwerken: versierings- en renovatietechnieken, onder alle vormen en met alle technieken; egalisatiewerken; gevelrestauraties; dichtingen…
Full purpose (10 activities)
- Alle industriële en niet-industriële schilderwerken: versierings- en renovatietechnieken, onder alle vormen en met alle technieken; egalisatiewerken; gevelrestauraties; dichtingen; schoonmaak; onderhoud; modernisering; inrichting van goederen zowel van roerende als onroerende, van handelseigendommen of nijverheidseigendommen, zowel van private of openbare besturen
- Schoonmaak van spiegels, ruiten, vensters, alle hoegenaamde versieringen of kunstwerken zowel binnen- als buitenshuis
- Groot- en kleinhandel in onderhoudsproducten
- Verhuring onderhoudsmateriaal, onder andere stellingen, steigers en onderhoudsmachines
- Opstapelen van alle soorten goederen
- Stellingbouw
- Preventieadviseur
- Verkoop (klein- en groothandel) verf en reinigingsproducten
- Dakwerken, projectontwikkeling
- Plaatsen van spanplafonds
Structure & network
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
2 transactionsTook over:BV ASP GEVELS
Took over:GROEP GEVELS
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 23-06-2026 ↗
- BV ASP Holding 750 shares · 100%
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 588 EUR awarded · 588 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 201 EUR | 201 EUR |
| 2022 | 1 | 387 EUR | 387 EUR |
Recognitions · licences · registrations
Recognised contractor
3 categoriesA.S.P. BV41983
Dual-learning approval
2 endedVoeger (so)
Stukadoor (so)
Legal Entity Identifier
984500E5CD4E0682BA93
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Of 6,996 companies in sector 81220 we hold annual accounts for 2,415. 864 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456764981
Also
9925:BE0456764981
Registered
20-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.