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A.S.LO PUZZO

Active
Private limited companyfounded 2006active for 20 yearsRue Campinaire(PL) 192, 6250 Aiseau-Presles, BelgiumKBO/BCE: BE 0882.586.667
Summary

A.S.LO PUZZO has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,987 and a net result of €22,802. Equity has been growing by about 7.6% per year since 2018. Its solvency ranks better than 26% of 2,797 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 17-07-2006 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2024
Establishment unit
2.155.237.357 6250 Aiseau-Presles, since 25-07-2006
Financial year end
31 December
Peppol
Reachable since 10-04-2025

Board and ownership

Board

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€429,989
▼ 2.0%
Turnover
≈ €920,000
estimated
Profit
€22,802
Equity
€107,987
▲ 26.8%
Total assets
€606,365
▼ 7.0%
  • 2025 accounts filed 61 days after the deadline
Staff (FTE) -100%: other schema
Score breakdownraises riskLast filed accounts filed 61 days late; 2 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)lowers riskSize: total assets €606,365Founded in 2006Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 43+5
equity 17.8% of total assets
Liquidity 13-11
short-term debt 78.8% · cash 4.7%
Profitability 63+26
return on assets 3.8%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.4%▲ +0.1 percentage points vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.7%▲ +0.3 percentage points vs 04-2025 06-2025: 1.8%▲ +0.1 percentage points vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.5 percentage points vs 07-2025 09-2025: 2.3%▼ -0.1 percentage points vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 1.5%▼ -0.8 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.7 percentage points vs 07-2026 09-2026: 2.6%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.2%▼ -1.4 percentage points vs 09-2026lowest value 11-2026: 1.2%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (1.25 in 2024), below the usual 1.5. Short-term debt is 78.8% and cash 4.7% of total assets. 82.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 25% of them on solvency, 11% on liquidity, 35% on profitability and 69% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €606,365
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
4 days late
2023
31 days late
2022
27 days early
2021
34 days early
2020
19 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 August (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Fewer staff in 2025different schema filed ▼ 100% View
  • Positive: 6th largest company by total assets in Aiseau-Presles, Construction sectorin the Checked rankings No. 6 View

Recent changes

  1. · Gazette deed Registered office moved within Pont-de-LoupNew seat: 6250 Pont-de-Loup, rue du Campinaire, numéro 192 · Previous seat: 6250 Pont-de-Loup, rue de la Limite, numéro 5/1 · Change of role: Antonio LO PUZZO, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as A.S.LO PUZZO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €485,000 and €1m, founded between 1999 and 2013.

CompanyTotal assetsGross margin
A.S.LO PUZZO Aiseau-Presles€0.6m€0.4m
Bouwonderneming De Ketele-Verhaeghe Harelbeke€0.6m€0.3m
INTER MUROS BELGIUM Anderlecht€0.6m€0.3m
AQUADRAAT Ranst€1.0m€0.3m
BULL RENOV Aalst€1.0m€0.2m
TIBOR CONSTRUCT Genk€1.0m€0.3m
BBA-BORGHS BOUW & ADVIES Herentals€0.5m€0.3m
Full comparison

Key facts about A.S.LO PUZZO

What is the company number of A.S.LO PUZZO?
The company number of A.S.LO PUZZO is 0882.586.667. The VAT number is the same number with BE in front: BE 0882.586.667.
Where is A.S.LO PUZZO based?
The registered office is at Rue Campinaire(PL) 192, 6250 Aiseau-Presles.Company details
What does A.S.LO PUZZO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of A.S.LO PUZZO?
The legal form of A.S.LO PUZZO is Private limited company (BV).
When was A.S.LO PUZZO founded?
A.S.LO PUZZO was founded on 17-07-2006.
Is A.S.LO PUZZO still active?
Yes, A.S.LO PUZZO is an active enterprise in the KBO register.
How many employees does A.S.LO PUZZO have?
A.S.LO PUZZO had an average of 15.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does A.S.LO PUZZO fall under?
In its 2024 annual accounts, A.S.LO PUZZO states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of A.S.LO PUZZO?
The turnover in financial year 2025 is ≈ €920,000. This figure is estimated from the gross margin of €429,989 and 30 comparable companies (NACE 41001). It probably lies between €740,000 and €1.4m. In financial year 2021 turnover was €1.9m.
Is A.S.LO PUZZO profitable?
In financial year 2025, A.S.LO PUZZO made a profit of €22,802.
Where can I find the annual accounts of A.S.LO PUZZO?
A.S.LO PUZZO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A.S.LO PUZZO due?
A.S.LO PUZZO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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