A.S.G. CONSTRUCTIONS
ActiveSummary
A.S.G. CONSTRUCTIONS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €288. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▼-70
Solvency73▲+4
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.71 in 2023; short-term debt: 51.7% and cash: 0% of total assets), but 51.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.3%
Return on assets
0.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
41 d early
2022
38 d late
2021
34 d early
2020
19 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€7k▼ 12.5%
2023 · €8k
2020: €155k
2021: €23k
2022: €21k
2023: €8k
2020 → 2024
EBIT margin
-70.5%▼ 105.9pp
2023 · 35.4%
2020: 5.4%
2021: 23.4%
2022: -22.1%
2023: 35.4%
2020 → 2024
Net result
€288▼ 89.4%
2023 · €3k
2018: €723
2019: €2k
2020: €7k
2021: €2k
2022: €-5k
2023: €3k
2018 → 2024
Working capital
€27k▲ 11.7%
2023 · €24k
2018: €18k
2019: €6k
2020: €16k
2021: €21k
2022: €18k
2023: €24k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€155k-€23k▼ 84.9%€21k▼ 11.5%€8k▼ 61.4%€7k▼ 12.5%
Equity€27k-€29k▲ 7.8%€24k▼ 17.9%€27k▲ 11.4%€27k▲ 1.1%
Operating result€8k-€5k▼ 34.3%€-5k€3k€-5k
Net result€7k-€2k▼ 70.5%€-5k€3k€288▼ 89.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €3k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €56k
Equity
€27k ▲ 1.1%
Debt
€29k ▼ 14.8%
Debt's share of the balance-sheet total falls from 56.0% to 51.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-2k▼
2023 · €6k
Cash flow
€3k▼
2023 · €6k
Current ratio
1.93▲
2023 · 1.71
Debt to equity
1.07▼
2023 · 1.27
ROE
1.1%▼
2023 · 10.2%
ROA
0.5%▼
2023 · 4.5%
Interest coverage
-19.67▼
2023 · 48.17
Debt ≤ 1 year
€29k▼
2023 · €34k
Staff costs
€175▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€60k€56k▼
Fixed assets21/28€3k-
Tangible fixed assets22/27€3k€0▼
Plant, machinery and equipment23€3k-
Current assets29/58€58k€56k▼
Amounts receivable within one year40/41€55k€56k▲
Trade receivables40€51k€51k=
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€3k€27▼
Equity and liabilities
Total equity and liabilities10/49€60k€56k▼
Equity10/15€27k€27k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€34k€29k▼
Amounts payable within one year42/48€34k€29k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Other amounts payable47/48€27k€27k=
Income statement
Code20232024
Turnover70€8k€7k▼
Goods, raw materials, services and sundry goods60/61€3k€9k▲
Remuneration, social security and pensions62€0€175▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€732-
Gross operating margin9900€6k€-2k▼
Operating profit (loss)9901€3k€-5k▼
Financial income75/76B€1€5k▲
Recurring financial income75€1€5k▲
Financial charges65/66B€119€122▲
Recurring financial charges65€119€122▲
Profit (loss) for the period before taxes9903€3k€288▼
Profit (loss) for the period9904€3k€288▼
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€3k€288▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€6k▲
Profit (loss) brought forward from the previous period14P€3k€6k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 38 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼346%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €7k ▲326%
Operating result €8k, net result €7k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aiseau-Presles · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Campinaire(PL) 1926250 Aiseau-PreslesGround area
2,832 m²
Building footprint
933 m²
Volume, LiDAR
9,313 m³
Parcel 52056C0077/00B008, Wallonia · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Campinaire(PL) 192, 6250 Aiseau-Presles
since 20162.248.489.395
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52056C0077/00B008 | Wallonia | 2,832 m² | 1 · 933 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEMAGEX
BE 0698.633.887
La Louvière · Eq €26,872
EGS PROJECTS
BE 0501.960.548
Oudsbergen · Eq €26,877
HOECKSTEEN
BE 0647.698.791
Boutersem · Eq €26,889
BLUE HEAVEN POOLS
BE 0753.837.577
Brunehaut · Eq €26,889
DIAS INNOVATIONS
BE 0734.403.133
Opwijk · Eq €26,898
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,563 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43910Bricklaying and masonry work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.