A Reno
ActiveThe computed 12-month bankruptcy probability of A Reno is 4.9% (elevated). The 2024 annual accounts show equity of €2k and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 36376 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-47
Solvency74▲+31
Growth32=
Track record92
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-09-2025, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
52 d late
2023
322 d late
2022
63 d late
2021
61 d late
2020
89 d late
2019
91 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2024, micro schema
Equity
€2k▼ 40.1%
2023 · €3k
2018: €34k
2019: €9k
2020: €-8k
2021: €3k
2022: €2k
2023: €3k
2018 → 2024
Total assets
€3k▼ 78.5%
2023 · €16k
2018: €68k
2019: €31k
2020: €13k
2021: €43k
2022: €23k
2023: €16k
2018 → 2024
Net result
€-1k
2023 · €587
2018: €17k
2019: €-26k
2020: €-17k
2021: €11k
2022: €-851
2023: €587
2018 → 2024
Working capital
€2k▼ 40.1%
2023 · €3k
2018: €23k
2019: €3k
2020: €-10k
2021: €1k
2022: €2k
2023: €3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-8k-€3k€2k▼ 27.8%€3k▲ 26.5%€2k▼ 40.1%
Operating result€-17k-€12k€-495€764€-849
Net result€-17k-€11k€-851€587€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €849 after €764 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €3k
Equity
€2k▼ 40.1%
Debt
€2k▼ 86.7%
The debt ratio falls from 82.4% to 51.0%. Equity and debt are lower.
Key figures and ratios
Debt
€2k▼
2023 · €13k
Debt ≤ 1 year
€2k▼
2023 · €13k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€16k€3k▼
Current assets29/58€16k€3k▼
Amounts receivable within one year40/41€12k€3k▼
Trade receivables40€12k-
Other amounts receivable41-€3k
Cash at bank and in hand54/58€3k€687▼
Equity and liabilities
Total equity and liabilities10/49€16k€3k▼
Equity10/15€3k€2k▼
Contributions10/11€13k€12k▼
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-12k€-13k▼
Amounts payable17/49€13k€2k▼
Amounts payable within one year42/48€13k€2k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€807-
Taxes450/3€807-
Other amounts payable47/48€10k-
Income statement
Code20232024
Non-recurring operating income76A€12k-
Other operating charges640/8€2k€160▼
Gross operating margin9900€2k€-688▼
Operating profit (loss)9901€764€-849▼
Financial income75/76B€0€64▲
Recurring financial income75€0€64▲
Financial charges65/66B€177€239▲
Recurring financial charges65€177€239▲
Profit (loss) for the period before taxes9903€587€-1k▼
Profit (loss) for the period9904€587€-1k▼
Profit (loss) for the period to be appropriated9905€587€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-13k▼
Profit (loss) brought forward from the previous period14P€-12k€-12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-12
KBO administration
Address struck
Industrieweg 2 2845 Die Sitzadresse Industrieweg 2 2845 Niel · event 01-11-2025
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 322 days late
2023
31-12
Financial
Back to profitnet €587
Net result €587 after one loss-making year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-26k ▼246%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 42845 NielGround area
1,991 m²
Building footprint
752 m²
Volume, LiDAR
3,759 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A Reno
since 20152.244.262.967
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030C0314/00R000 | Flanders | 1,560 m² | 1 · 613 m² | 8.3 m · 2 fl. |
| 11056B0413/00S002 | Flanders | 431 m² | 1 · 139 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43240Other construction installation
43299Specialised construction activities
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.