A&R Ventures
ActiveThe computed 12-month bankruptcy probability of A&R Ventures is 1.7% (moderate). The annual accounts of A&R Ventures for fiscal year 2024 show a net loss of 146% of total assets and of 70% of the equity at the start of that year. The 2024 annual accounts show equity of €1k and a net result of €-3k. Equity is shrinking by ~23.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 74% of 26048 sector peers (fiscal year 2024). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency86▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-05-2025, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
65 d early
2023
50 d late
2022
64 d early
2021
27 d late
2020
81 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1k▼ 70.4%
2023 · €5k
2018: €11k
2019: €9k
2020: €8k
2021: €6k
2022: €7k
2023: €5k
2018 → 2024
Total assets
€2k▼ 60.6%
2023 · €6k
2018: €12k
2019: €11k
2020: €11k
2021: €9k
2022: €8k
2023: €6k
2018 → 2024
Net result
€-3k▼ 74.9%
2023 · €-2k
2018: €127
2019: €-2k
2020: €-2k
2021: €-1k
2022: €415
2023: €-2k
2018 → 2024
Working capital
€1k▼ 70.4%
2023 · €5k
2018: €11k
2019: €9k
2020: €7k
2021: €6k
2022: €7k
2023: €5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€6k▼ 17.2%€7k▲ 6.6%€5k▼ 28.7%€1k▼ 70.4%
Operating result€-6k-€-873▲ 84.9%€767€-499€-3k▼ 524%
Net result€-2k-€-1k▲ 28.3%€415€-2k€-3k▼ 74.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €499 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €2k
Equity
€1k▼ 70.4%
Debt
€893▼ 17.3%
The debt ratio rises from 18.3% to 38.5%. Equity and debt are lower.
Key figures and ratios
Debt
€893▼
2023 · €1k
Debt ≤ 1 year
€893▼
2023 · €1k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6k€2k▼
Current assets29/58€6k€2k▼
Stocks and contracts in progress3€3k€1k▼
Stocks30/36€3k€1k▼
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€6k€2k▼
Equity10/15€5k€1k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-16k€-19k▼
Amounts payable17/49€1k€893▼
Amounts payable within one year42/48€1k€893▼
Other amounts payable47/48€1k€893▼
Income statement
Code20232024
Gross operating margin9900€-499€-3k▼
Operating profit (loss)9901€-499€-3k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€1k€273▼
Recurring financial charges65€1k€273▼
Profit (loss) for the period before taxes9903€-2k€-3k▼
Income taxes67/77€163-
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-19k▼
Profit (loss) brought forward from the previous period14P€-14k€-16k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
28-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €415
Net result €415 after 3 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 34 days late
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloosesteenweg 13171180 UkkelGround area
203 m²
Building footprint
82 m²
Volume, LiDAR
869 m³
Parcel 21614H0002/00F005, Brussels · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SAPERLIPOPETTE
since 19872.033.458.906
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0002/00F005 | Brussels | 203 m² | 1 · 82 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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T.B.X INTERNATIONAL
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JULIJA
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Of 1,272 companies in sector 47512 we hold annual accounts for 581. 59 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1987
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.