A.R.S.

Active

Private limited companyfounded 20241 yr activeNationalestraat 45, 2000 Antwerpen, BelgiumKBO/BCE: BE 1016.790.127

A.R.S. has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €40k. Its solvency ranks better than 88% of 1538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Watch Print / PDF

Checked score

Score 2025

77 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100

Solvency100=

Growth75

Track record82

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 4.67; short-term debt: 21.4% and cash: 4% of total assets), and 21.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 10

Relative position

BE, all sectors

reference

Sector 10

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

78.6%

Return on assets

74.8%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

21 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€42k▲ 1,987%

2024 · €2k

2024: €2k

2024 → 2025

Total assets

€53k▲ 2,556%

2024 · €2k

2024: €2k

2024 → 2025

Net result

€40k

Working capital

€42k

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€2k-€42k▲ 1,987%

Operating result€50k

Net result€40k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

2025 is the only fiscal year with figures: the operating result is €50k.

Balance-sheet composition

Equity and liabilities €53k

78.6%

21.4%

Equity €42k

Debt €11k

Debt finances 21.4% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

Solvency

78.6%

Current ratio

4.67

Quick ratio

4.67

Debt / equity

0.27

ROE

95.2%

ROA

74.8%

Debt

€11k

Debt ≤ 1 year

€11k

Income taxes

€10k

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€2k€53k▲

Current assets29/58€2k€53k▲

Amounts receivable within one year40/41-€51k

Trade receivables40-€512

Other amounts receivable41-€50k

Cash at bank and in hand54/58€2k€2k▲

Deferred charges and accrued income490/1-€63

Equity and liabilities

Total equity and liabilities10/49€2k€53k▲

Equity10/15€2k€42k▲

Contributions10/11€2k€2k=

Reserves13-€40k

Distributable reserves133-€40k

Amounts payable17/49-€11k

Amounts payable within one year42/48-€11k

Trade debts44-€808

Suppliers440/4-€808

Taxes, remuneration and social security45-€11k

Taxes450/3-€11k

Income statement Code20242025

Other operating charges640/8-€19

Gross operating margin9900-€50k

Operating profit (loss)9901-€50k

Financial income75/76B-€236

Recurring financial income75-€236

Financial charges65/66B-€107

Recurring financial charges65-€107

Profit (loss) for the period before taxes9903-€50k

Income taxes67/77-€10k

Profit (loss) for the period9904-€40k

Profit (loss) for the period to be appropriated9905-€40k

Appropriation of the result

Profit (loss) to be appropriated9906-€40k

Transfer to equity691/2-€40k

To other reserves6921-€40k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

21-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 21 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nationalestraat 452000 Antwerpen

Ground area

97 m²

Building footprint

86 m²

Volume, LiDAR

1,562 m³

Parcel 11804D1023/00F000, Flanders · tallest building 20.4 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

A.R.S.

Nationalestraat 45, 2000 AntwerpenFood and beverage service activities

since 20242.368.098.513

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11804D1023/00F000	Flanders	97 m²	1 · 86 m²	20.4 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Antwerpen2.368.098.513

1 permission

Toelating · Eetgelegenheid · since 03-07-2025

Similar companies · same sector, comparable size

CREMAI

BE 0597.762.302

Sint-Jans-Molenbeek · Eq €42k

COUSSENS - MASY ET FILS

Of 4,227 companies in sector 10712 we hold annual accounts for 1,870. 1,495 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded29-11-2024

Fiscal year end31-12

Activities, NACEBEL

10712Artisanal bread and fresh pastry making

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.