A. QUATAERT
ActiveSummary
A. QUATAERT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €299k and a net result of €50k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+8
Solvency98▲+19
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 0.93 in 2024; short-term debt: 7.8% and cash: 5.5% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
45 d early
2023
21 d early
2022
53 d early
2021
26 d late
2020
60 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€299k▲ 20.0%
2024 · €249k
2018: €442k
2019: €324k
2020: €341k
2021: €363k
2022: €245k
2023: €293k
2024: €249k
2018 → 2025
Total assets
€408k▼ 11.7%
2024 · €462k
2018: €697k
2019: €573k
2020: €547k
2021: €538k
2022: €546k
2023: €578k
2024: €462k
2018 → 2025
Net result
€50k▲ 95.9%
2024 · €25k
2018: €25k
2019: €16k
2020: €38k
2021: €22k
2022: €40k
2023: €48k
2024: €25k
2018 → 2025
Working capital
€52k
2024 · €-9k
2018: €181k
2019: €56k
2020: €83k
2021: €102k
2022: €-29k
2023: €31k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€363k-€245k▼ 32.4%€293k▲ 19.5%€249k▼ 15.2%€299k▲ 20.0%
Operating result€32k-€60k▲ 86.4%€70k▲ 17.1%€39k▼ 44.8%€72k▲ 86.9%
Net result€22k-€40k▲ 83.3%€48k▲ 19.5%€25k▼ 46.9%€50k▲ 95.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 87% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €408k
Fixed assets
€324k ▼ 7.5%
Current assets
€84k ▼ 25.0%
Equity and liabilities €408k
Equity
€299k ▲ 20.0%
Provisions
€40k =
Debt
€70k ▼ 59.9%
Debt's share of the balance-sheet total falls from 37.5% to 17.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▲
2024 · €65k
Cash flow
€76k▲
2024 · €52k
Current ratio
2.62▲
2024 · 0.93
Debt to equity
0.23▼
2024 · 0.70
ROE
16.7%▲
2024 · 10.2%
ROA
12.2%▲
2024 · 5.5%
Interest coverage
39.81▲
2024 · 21.91
Debt ≤ 1 year
€32k▼
2024 · €121k
Debt > 1 year
€38k▼
2024 · €52k
Income taxes
€20k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€462k€408k▼
Fixed assets21/28€350k€324k▼
Tangible fixed assets22/27€350k€324k▼
Land and buildings22€349k€324k▼
Furniture and vehicles24€969€144▼
Other tangible fixed assets26€311€207▼
Current assets29/58€112k€84k▼
Amounts receivable within one year40/41€15k€60k▲
Trade receivables40€11k€36k▲
Other amounts receivable41€4k€23k▲
Cash at bank and in hand54/58€43k€23k▼
Deferred charges and accrued income490/1€54k€2k▼
Equity and liabilities
Total equity and liabilities10/49€462k€408k▼
Equity10/15€249k€299k▲
Contributions10/11€24k€24k=
Reserves13€215k€264k▲
Tax-exempt reserves132€13k€13k=
Distributable reserves133€202k€251k▲
Profit (loss) carried forward14€10k€11k▲
Provisions and deferred taxes16€40k€40k=
Provisions for liabilities and charges160/5€40k€40k=
Major repairs and maintenance162€40k€40k=
Amounts payable17/49€174k€70k▼
Amounts payable after more than one year17€52k€38k▼
Financial debts170/4€52k€38k▼
Amounts payable within one year42/48€121k€32k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€659€2k▲
Suppliers440/4€659€2k▲
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€7k€15k▲
Other amounts payable47/48€99k€0▼
Accrued charges and deferred income492/3€710€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€71k€106k▲
Operating profit (loss)9901€39k€72k▲
Financial income75/76B€273€0▼
Recurring financial income75€273€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€36k€70k▲
Income taxes67/77€11k€20k▲
Profit (loss) for the period9904€25k€50k▲
Profit (loss) for the period to be appropriated9905€25k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€60k▲
Profit (loss) brought forward from the previous period14P€9k€10k▲
Transfer from equity791/2€70k€0▼
Transfer to equity691/2€25k€49k▲
To other reserves6921€25k€49k▲
Profit to be distributed694/7€70k€0▼
Return on contributions (dividend)694€70k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €50k ▲95.9%
Operating result €72k, net result €50k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.62
Current ratio from 0.93 to 2.62; short-term debt falls from €121k to €32k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €16k ▼35%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Baptist Denayerstraat 191560 HoeilaartGround area
610 m²
Building footprint
152 m²
Volume, LiDAR
1,070 m³
Parcel 23033A0353/00X000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jan Baptist Denayerstraat 19, 1560 Hoeilaart
since 19972.083.830.808
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033A0353/00X000 | Flanders | 610 m² | 1 · 152 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600V905O6O8W38T87
Similar companies · same sector, comparable size
AURUM GROUP
BE 0688.681.192
Heusden-Zolder · Eq €297,238
RUBICON PARTNERS
BE 0459.433.768
Antwerpen · Eq €301,953
TACCSCO
BE 0891.009.534
Lievegem · Eq €302,023
Advocatenkantoor Dullaert
BE 0889.228.989
Waasmunster · Eq €303,137
DELVAUX CONSEILS
BE 0459.832.260
Sint-Lambrechts-Woluwe · Eq €304,092
Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-1997
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
64999Other financial services
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.