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A PRESENT 4 U

Active
Private limited companyfounded 201312 yrs activeBruul 10, 2800 Mechelen, BelgiumKBO/BCE: BE 0539.967.227
Summary

A PRESENT 4 U has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,431 and a net result of €1,372. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
A PRESENT 4 UActiveChecked score 55/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of souvenirs and religious articles
NACE 47784NACE 47786
2 sites
How big
€173,751total assets 2025
Equity
€33,431
Profit
€1,372
Turnover not published (abridged schema)
Financially healthy?
55 Fair Checked score 2025
Bankruptcy chance 12 m
1.0%
Who decides
Accounts filed 61 d late0 of 3 deeds read
Why 55- Higher-failure-rate sector- Multiple establishment units+ Long track record+ Annual accounts: healthy financial profile+ Growing equityFiled after the deadlineShow the evidence

Checked score

Score 2025
55 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-59
Solvency44▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.12 in 2024; short-term debt: 80.8% and cash: 36.8% of total assets), and 80.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19.2%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €33,431
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 d late
2024
30 d late
2023
30 d late
2022
2 d early
2021
6 d early
2020
15 d early
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €39,662 ▲219%

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Positive: 5 profitable years in a rowprofit 2025: €1,372 5 years View
  • Total assets 20256 fiscal years filed €173,751 View

By topic

Financials

Fiscal year
2025
Total assets
€173,751
Profit
€1,372
Solvency
19.2%
Total assets▲ 49.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 30-08-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of souvenirs and religious articlesNACE 47784
Founded
02-10-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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