Financials
- Fiscal year
- 2025
- Total assets
- €173,751
- Profit
- €1,372
- Solvency
- 19.2%
Total assets▲ 49.7%
Net result
20182025
A PRESENT 4 U
ActiveSummary
A PRESENT 4 U has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,431 and a net result of €1,372. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
Retail sale of souvenirs and religious articles
NACE 47784NACE 47786
2 sites
How big
€173,751total assets 2025
- Equity
- €33,431
- Profit
- €1,372
Turnover not published (abridged schema)
Who decides
Accounts filed 61 d late0 of 3 deeds read
Why 68- Latest accounts 61 days late; 1 of the last 3 late- Sector Retail trade (NACE 47)+ Founded in 2013+ Liquidity: current ratio 1.10, cash €63,876Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 43% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
44-9
equity 19.2% of total assets
Liquidity
52+18
short-term debt 80.8% · cash 36.8%
Profitability
41-59
return on assets 0.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Latest accounts 61 days late; 1 of the last 3 late raises the probability
- Founded in 2013 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
- Liquidity: current ratio 1.10, cash €63,876 lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.12 in 2024; short-term debt: 80.8% and cash: 36.8% of total assets), and 80.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 35%, liquidity 56%, profitability 30%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €33,431
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
61 d late
2024
30 d late
2023
30 d late
2022
2 d early
2021
6 d early
2020
15 d early
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €39,662 ▲219%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-09-2026Annual accounts filed
- 30-08-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of souvenirs and religious articlesNACE 47784
- Founded
- 02-10-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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