A-PLAN
ActiveSummary
A-PLAN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€85,451) and a net result of -€134,167. Equity is shrinking by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-76
Solvency0▼-68
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 1.72 in 2023; short-term debt: 119.4% and cash: 35.6% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-126.6%
Return on assets
-198.8%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€85,451
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
44 d early
2022
81 d early
2021
48 d early
2020
39 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€85,451
2023 · €48,717
Total assets
€67,487▼ 40.9%
2023 · €114,105
Net result
-€134,167
2023 · €6,791
Working capital
-€13,461
2023 · €47,043
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,490▼ 89.3%-€53,765€1,791€6,946▲ 288%-€124,753
Net result€609▼ 95.7%-€52,615€2,784€6,791▲ 144%-€134,167
Equity€131,757▲ 0.5%€79,142▼ 39.9%€41,926▼ 47.0%€48,717▲ 16.2%-€85,451
Total assets€170,467▼ 0.8%€112,924▼ 33.8%€125,935▲ 11.5%€114,105▼ 9.4%€67,487▼ 40.9%
Debt€38,710▼ 5.0%€33,782▼ 12.7%€84,010▲ 149%€65,388▼ 22.2%€152,937▲ 134%
Working capital€130,731▲ 2.4%€76,503▼ 41.5%€38,754▼ 49.3%€47,043▲ 21.4%-€13,461
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €124,753 after €6,946 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67,487
Fixed assets
€379 ▼ 77.4%
Current assets
€67,108 ▼ 40.3%
Key figures and ratios
EBITDA
-€123,476▼
2023 · €8,444
Cash flow
-€132,890▼
2023 · €8,289
Solvency
-126.6%▼
2023 · 42.7%
Current ratio
0.83▼
2023 · 1.72
Debt to equity
-1.79▼
2023 · 1.34
ROA
-198.8%▼
2023 · 6.0%
Interest coverage
-13.61▼
2023 · 19.48
Debt ≤ 1 year
€80,569▲
2023 · €65,388
Debt > 1 year
€70,000
Income taxes
€356▼
2023 · €369
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,423 | €612 | €1,119 | €1,498 | €1,277 | ▼ 14.7% |
| Other operating charges640/8 | - | €1,447 | €1,137 | €1,204 | €1,978 | ▲ 64.3% |
| Non-recurring operating charges66A | - | - | - | - | €118,847 | - |
| Gross operating margin9900 | €6,499 | -€51,707 | €4,047 | €9,648 | -€2,651 | ▼ 127% |
| Operating profit (loss)9901 | €1,490 | -€53,765 | €1,791 | €6,946 | -€124,753 | ▼ 1,896% |
| Financial income75/76B | - | €1,731 | €1,833 | €648 | €13 | ▼ 98.0% |
| Recurring financial income75 | €3,525 | €1,731 | €1,833 | €648 | €13 | ▼ 98.0% |
| Financial charges65/66B | - | €211 | €471 | €433 | €9,071 | ▲ 1,993% |
| Recurring financial charges65 | €310 | €211 | €471 | €433 | €9,071 | ▲ 1,993% |
| Profit (loss) for the period before taxes9903 | €4,705 | -€52,245 | €3,153 | €7,160 | -€133,811 | ▼ 1,969% |
| Income taxes67/77 | €4,096 | €370 | €369 | €369 | €356 | ▼ 3.6% |
| Profit (loss) for the period9904 | €609 | -€52,615 | €2,784 | €6,791 | -€134,167 | ▼ 2,076% |
| Profit (loss) for the period to be appropriated9905 | €609 | -€52,615 | €2,784 | €6,791 | -€134,167 | ▼ 2,076% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €170,467 | €112,924 | €125,935 | €114,105 | €67,487 | ▼ 40.9% |
| Fixed assets21/28 | €1,026 | €2,639 | €3,171 | €1,674 | €379 | ▼ 77.4% |
| Tangible fixed assets22/27 | €1,008 | €2,620 | €3,153 | €1,656 | €379 | ▼ 77.1% |
| Furniture and vehicles24 | - | €2,620 | €3,153 | €1,656 | €379 | ▼ 77.1% |
| Financial fixed assets28 | €18 | €18 | €18 | €18 | €0 | ▼ 100% |
| Current assets29/58 | €169,441 | €110,285 | €122,764 | €112,431 | €67,108 | ▼ 40.3% |
| Stocks and contracts in progress3 | €69,300 | - | €42,775 | €49,000 | €0 | ▼ 100% |
| Contracts in progress37 | - | - | €42,775 | €49,000 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €66,213 | €66,030 | €44,076 | €42,469 | €42,482 | = |
| Trade receivables40 | - | €38,684 | €15,626 | €40,326 | €41,824 | ▲ 3.7% |
| Other amounts receivable41 | - | €27,346 | €28,450 | €2,143 | €658 | ▼ 69.3% |
| Cash at bank and in hand54/58 | €24,517 | €34,557 | €27,333 | €12,313 | €24,018 | ▲ 95.1% |
| Deferred charges and accrued income490/1 | - | €9,698 | €8,580 | €8,649 | €609 | ▼ 93.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €170,467 | €112,924 | €125,935 | €114,105 | €67,487 | ▼ 40.9% |
| Equity10/15 | €131,757 | €79,142 | €41,926 | €48,717 | -€85,451 | ▼ 275% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €3,848 | €3,848 | €3,848 | €3,848 | €3,848 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | - | - | - |
| Distributable reserves133 | - | €1,989 | €1,989 | €3,848 | €3,848 | = |
| Profit (loss) carried forward14 | €121,709 | €69,094 | €31,878 | €38,669 | -€95,498 | ▼ 347% |
| Amounts payable17/49 | €38,710 | €33,782 | €84,010 | €65,388 | €152,937 | ▲ 134% |
| Amounts payable after more than one year17 | - | - | - | - | €70,000 | - |
| Financial debts170/4 | - | - | - | - | €70,000 | - |
| Amounts payable within one year42/48 | €38,710 | €33,782 | €84,010 | €65,388 | €80,569 | ▲ 23.2% |
| Trade debts44 | €33,546 | €24,198 | €36,768 | €39,974 | €22,582 | ▼ 43.5% |
| Suppliers440/4 | - | €24,198 | €36,768 | €39,974 | €22,582 | ▼ 43.5% |
| Taxes, remuneration and social security45 | - | €6,075 | €5,056 | €17,495 | €13,585 | ▼ 22.3% |
| Taxes450/3 | - | €6,075 | €5,056 | €17,495 | €13,585 | ▼ 22.3% |
| Other amounts payable47/48 | - | €3,509 | €42,185 | €7,918 | €44,402 | ▲ 461% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,368 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €609 | -€52,615 | €2,784 | €6,791 | -€134,167 | ▼ 2,076% |
| + Depreciation and write-downs630 | €2,423 | €612 | €1,119 | €1,498 | €1,277 | ▼ 14.7% |
| Operating cash flow (approximation) | €3,033 | -€52,004 | €3,903 | €8,289 | -€132,890 | ▼ 1,703% |
| Investment in fixed assets (approximation) | - | -€2,224 | -€1,652 | €0 | €18 | - |
| Change in cash | - | €10,041 | -€7,225 | -€15,020 | €11,705 | ▲ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€134,167
Net result drops to -€134,167, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2,784
Net result €2,784 after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €14,072 ▲242%
Operating result €13,935, net result €14,072, both a record.
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
02-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 1989
Ground area
262 m²
Building footprint
243 m²
Volume, LiDAR
5,639 m³
Parcel 38402D0045/00A000, Flanders · tallest building 30.0 m, ±9 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Zeedijk 8, 8620 Nieuwpoort
since 19892.229.425.333
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0045/00A000 | Flanders | 262 m² | 1 · 243 m² | 30.0 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRANCOIS LADURON,ARCHITECTE
BE 0831.445.297
Gembloux · Eq €48,721
INTERPROFESSIONELE ARCHITECTENVENNOOTSCHAP DESIGN EN ENGINEERING
BE 0420.087.501
Aarschot · Eq €48,725
CHARLES COSSEMENT ARCHITECTE
BE 0760.511.078
Tournai · Eq €48,749
Architect Borja Martínez
BE 1005.522.586
Antwerpen · Eq €48,673
Atelier de l'Architecte Goffard
BE 0896.814.191
Liège · Eq €48,666
Of 18,252 companies in sector 71111 we hold annual accounts for 6,320. 5,328 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-1989
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.