A.PLAFONNAGE
ActiveA.PLAFONNAGE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €11k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.5 against 70.76 in 2024; short-term debt: 17.1% and cash: 40.1% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
46.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
27 d late
2022
25 d late
2021
2 d early
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 129%
2024 · €9k
2018: €-22k
2019: €-20k
2020: €-6k
2021: €7k
2022: €20k
2023: €13k
2024: €9k
2018 → 2025
Total assets
€24k▲ 172%
2024 · €9k
2018: €43k
2019: €23k
2020: €21k
2021: €29k
2022: €37k
2023: €14k
2024: €9k
2018 → 2025
Net result
€11k
2024 · €-4k
2018: €-41k
2019: €2k
2020: €13k
2021: €13k
2022: €13k
2023: €-7k
2024: €-4k
2018 → 2025
Working capital
€15k▲ 73.5%
2024 · €8k
2018: €-35k
2019: €-29k
2020: €-12k
2021: €4k
2022: €20k
2023: €12k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€20k▲ 189%€13k▼ 36.9%€9k▼ 30.4%€20k▲ 129%
Operating result€14k-€14k▼ 4.5%€-7k€-3k▲ 51.1%€12k
Net result€13k-€13k▼ 2.2%€-7k€-4k▲ 48.2%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€6k▲ 1,279%
Current assets
€19k▲ 120%
Equity and liabilities €24k
Equity
€20k▲ 129%
Debt
€4k▲ 3,354%
The debt ratio rises from 1.3% to 17.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▲
2024 · €-3k
Cash flow
€12k▲
2024 · €-3k
Solvency
82.9%▼
2024 · 98.7%
Current ratio
4.50▼
2024 · 70.76
Quick ratio
4.50▼
2024 · 70.76
Debt / equity
0.21▲
2024 · 0.01
ROE
56.3%▲
2024 · -43.6%
ROA
46.7%▲
2024 · -43.0%
Interest coverage
16.76▲
2024 · -5.67
Debt
€4k▲
2024 · €120
Debt ≤ 1 year
€4k▲
2024 · €120
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€24k▲
Fixed assets21/28€404€6k▲
Tangible fixed assets22/27€404€6k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€404€6k▲
Current assets29/58€9k€19k▲
Amounts receivable within one year40/41€5k€9k▲
Trade receivables40€4k€636▼
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€3k€10k▲
Equity and liabilities
Total equity and liabilities10/49€9k€24k▲
Equity10/15€9k€20k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-10k€2k▲
Amounts payable17/49€120€4k▲
Amounts payable within one year42/48€120€4k▲
Trade debts44€22€4k▲
Suppliers440/4€22€4k▲
Taxes, remuneration and social security45€99€0▼
Taxes450/3€99€0▼
Other amounts payable47/48€0€0=
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€1k€33k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€921▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-1k€17k▲
Operating profit (loss)9901€-3k€12k▲
Financial income75/76B€52€226▲
Recurring financial income75€52€226▲
Financial charges65/66B€523€764▲
Recurring financial charges65€523€764▲
Profit (loss) for the period before taxes9903€-4k€11k▲
Profit (loss) for the period9904€-4k€11k▲
Profit (loss) for the period to be appropriated9905€-4k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€2k▲
Profit (loss) brought forward from the previous period14P€-6k€-10k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 5current ratio 70.76
Current ratio from 14.27 to 70.76; short-term debt falls from €892 to €120.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Liquidity times 7current ratio 14.27
Current ratio from 2.15 to 14.27; short-term debt falls from €17k to €892.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €13k ▲0.1%
Operating result €14k, net result €13k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.19
Current ratio from 0.44 to 1.19; short-term debt falls from €22k to €22k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025
NN55091229578: Resigned as Director
16-06-2020
ZORA Angelo: Resigned as Manager
Location & real-estate footprint
Registered office, Seraing · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin 174100 SeraingGround area
1,398 m²
Building footprint
137 m²
Volume, LiDAR
887 m³
2 parcels, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PASTICERIA PALERMO
since 20172.264.705.124
Cimo PLAT
since 20192.293.227.973
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62019A0347/00R000 | Wallonia | 1,010 m² | 1 · 52 m² | 7.0 m · 2 fl. |
| 62355B0209/00P002 | Wallonia | 388 m² | 1 · 85 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2017
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.