Equity
A.P.S.S. paid out €38,917 in dividends. That is 102% of the 2025 profit.
A.P.S.S. paid out €38,917 in dividends. That is 102% of the 2025 profit.
The last five annual accounts were filed 40 to 55 days before the end of the period.
Higher solvency than 87% of companies in architecture and engineering. Sector median 54.0% · 12,247 companies.
In July 2024, 31,356 companies had the same profile as A.P.S.S. has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,356 companies, not a prediction for A.P.S.S.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| A.P.S.S. Mol | €328,337 | €66,207 | 87.0% | - |
| STUDIEBUREEL BERT WITTEVRONGEL Bornem | €294,134 | €70,702 | 28.2% | - |
| C.B.C. Retie | €345,842 | €64,467 | 98.5% | - |
| KJELD DE WIT Schoten | €376,911 | €69,915 | 33.1% | - |
| PIDERA Antwerp | €338,773 | €78,267 | 74.5% | - |
| FOSFOR Laarne | €316,442 | €60,479 | 5.6% | - |
| DHR Consulting Eeklo | €323,987 | €59,154 | 59.9% | - |
These companies have the same main activity as A.P.S.S.: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €294,000 and €377,000, founded between 2006 and 2009.
A.P.S.S. files the micro format. That format states no turnover. The gross margin rose from €48,697 in 2007 to €66,207 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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