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A&N SERVICES

Active
Private limited company (pre-2019)founded 2009active for 17 yearsGallaitstraat 190, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0808.978.911
Summary

The computed 12-month bankruptcy probability of A&N SERVICES is 3.0% (moderate). The 2024 annual accounts show equity of €15,872 and a net result of €552. Equity is growing by about 5.4% per year across the filed financial years. Its solvency ranks better than 59% of 15,474 sector peers (NACE 46, financial year 2024). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Wholesale of information and communication equipment
NACE 46500Retail sale of information and communication equipment NACE 47400
1 site
Size
€133,109turnover 2024
Equity
€15,872
Profit
€552
Financial health
51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.0%
Structure
Accounts 78 days overdue0 of 2 deeds read
Why 51raises riskFigures for financial year 2024 (filed 27-09-2025)Ex-officio strike-off in the KBO1 financial year not filed after the legal deadline; latest accounts 52 days late; 2 of the last 3 latelowers riskFounded in 2009Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 48% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Average
Solvency 76+27
equity 50.7% of total assets
Liquidity 33+23
short-term debt 49.3% · cash 5.9%
Profitability 42+2
return on assets 1.8%
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,872 companies, NACE 46, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.1%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.0%▼ -0.1 percentage points vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 2.3%▲ +1.3 percentage points vs 06-2025 08-2025: 3.3%▲ +1.0 percentage point vs 07-2025 09-2025: 3.8%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 1.1%▼ -2.7 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.2%▲ +0.1 percentage points vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 2.1%▲ +0.3 percentage points vs 08-2026 10-2026: 3.0%▲ +0.9 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.02, compared with 1.32 in 2023, above the usual 1.5; short-term debt: 49.3% and cash: 5.9% of total assets), and 49.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 58% on solvency, 30% on liquidity, 33% on profitability and 70% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 27-09-2025)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · 1 financial year not filed after the legal deadline; latest accounts 52 days late; 2 of the last 3 late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-09-2025, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
52 days late
2023
31 days late
2022
11 days early
2021
62 days late
2020
59 days late
2019
124 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 53 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
  1. Annual accounts filedfinancial year 2024 · micro…
  2. UBO non-complianceevent 15-06-2025
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Positive: 3 years of growth in a rowturnover 2024: €133,109 3 years View
  • Turnover 20244 financial years filed €133,109 View

By topic

Financials

Financial year
2024
Turnover
€133,109
Profit
€552
Solvency
50.7%
Turnover▲ 43.3%
Net result
20212024
Go to Financials

Timeline

Events
16
Since
2010
  1. 20-07-2023Annual accounts filed
  2. 01-10-2022Annual accounts filed
  3. 31-12-2021Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale of information and communication equipmentNACE 46500
Founded
09-01-2009
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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