A.N.S. TRADING
ActiveSummary
A.N.S. TRADING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €98k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-5
Solvency62▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.81 in 2024; short-term debt: 42.3% and cash: 39.3% of total assets), but 63.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
61 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€359k▲ 37.7%
2024 · €261k
2018: €64k
2019: €91k
2020: €96k
2021: €133k
2022: €164k
2023: €241k
2024: €261k
2018 → 2025
Total assets
€976k▲ 69.5%
2024 · €576k
2018: €881k
2019: €849k
2020: €817k
2021: €999k
2022: €1.00M
2023: €1.11M
2024: €576k
2018 → 2025
Net result
€98k▲ 23.0%
2024 · €80k
2018: €3k
2019: €26k
2020: €6k
2021: €117k
2022: €31k
2023: €149k
2024: €80k
2018 → 2025
Working capital
€301k▲ 17.6%
2024 · €256k
2018: €291k
2019: €323k
2020: €251k
2021: €279k
2022: €305k
2023: €388k
2024: €256k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€164k▲ 22.9%€241k▲ 46.9%€261k▲ 8.3%€359k▲ 37.7%
Operating result€114k-€37k▼ 67.7%€169k▲ 360%€87k▼ 48.4%€130k▲ 48.9%
Net result€117k-€31k▼ 73.9%€149k▲ 388%€80k▼ 46.3%€98k▲ 23.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €976k
Fixed assets
€263k ▲ 5,327%
Current assets
€713k ▲ 24.9%
Equity and liabilities €976k
Equity
€359k ▲ 37.7%
Debt
€617k ▲ 95.7%
Debt's share of the balance-sheet total rises from 54.7% to 63.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€171k▲
2024 · €88k
Cash flow
€139k▲
2024 · €81k
Current ratio
1.73▼
2024 · 1.81
Quick ratio
1.24▼
2024 · 1.33
Debt to equity
1.72▲
2024 · 1.21
ROE
27.4%▼
2024 · 30.7%
ROA
10.1%▼
2024 · 13.9%
Interest coverage
141.28▲
2024 · 63.89
Debt ≤ 1 year
€413k▲
2024 · €315k
Debt > 1 year
€205k
Income taxes
€30k▲
2024 · €6k
Staff costs
€50k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€576k€976k▲
Fixed assets21/28€5k€263k▲
Tangible fixed assets22/27€4k€262k▲
Plant, machinery and equipment23€643€25▼
Furniture and vehicles24€4k€2k▼
Leasing and similar rights25-€260k
Financial fixed assets28€556€556=
Current assets29/58€571k€713k▲
Stocks and contracts in progress3€150k€202k▲
Stocks30/36€150k€202k▲
Amounts receivable within one year40/41€180k€125k▼
Trade receivables40€173k€118k▼
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€240k€384k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€576k€976k▲
Equity10/15€261k€359k▲
Contributions10/11€38k€38k=
Reserves13€13k€13k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€210k€308k▲
Amounts payable17/49€315k€617k▲
Amounts payable after more than one year17-€205k
Financial debts170/4-€205k
Amounts payable within one year42/48€315k€413k▲
Current portion of amounts payable after more than one year42-€34k
Trade debts44€10k€52k▲
Suppliers440/4€10k€52k▲
Advances received on contracts in progress46€24k€80k▲
Taxes, remuneration and social security45€19k€46k▲
Taxes450/3€6k€37k▲
Remuneration and social security454/9€13k€9k▼
Other amounts payable47/48€262k€200k▼
Accrued charges and deferred income492/3€11-
Income statement
Code20242025
Remuneration, social security and pensions62€67k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€41k▲
Other operating charges640/8€385€1k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€157k€222k▲
Operating profit (loss)9901€87k€130k▲
Financial income75/76B€572-
Recurring financial income75€572-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€86k€128k▲
Income taxes67/77€6k€30k▲
Profit (loss) for the period9904€80k€98k▲
Profit (loss) for the period to be appropriated9905€80k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€270k€308k▲
Profit (loss) brought forward from the previous period14P€190k€210k▲
Profit to be distributed694/7€60k-
Directors or managers695€60k-
Social balance
Average headcount (FTE)90872.4-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €149k ▲388%
Operating result €169k, net result €149k, both a record.
31-12
Financial
Equity above €200kEq €241k ▲46.9%
6 profitable years in a row build equity to €241k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Equity above €150kEq €164k ▲22.9%
5 profitable years in a row build equity to €164k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €133k ▲38.3%
4 profitable years in a row build equity to €133k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gebroeders Naudtslaan 589185 LochristiGround area
6.1 ha
Building footprint
1.0 ha
Volume, LiDAR
85,800 m³
Parcel 44073A0507/00C000, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gebroeders Naudtslaan 58, 9185 Wachtebeke
since 20012.100.243.604
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44073A0507/00C000 | Flanders | 6.1 ha | 1 · 1.0 ha | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0740.834.431
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BROCANTE DU NOYER
BE 0452.733.048
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Tacotex
BE 0418.957.252
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Timeless 04
BE 0839.571.523
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Of 949 companies in sector 47792 we hold annual accounts for 184. 118 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46872Wholesale trade
47792Retail sale of second-hand clothing
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.