A'Mare Mio
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Bruges division
- Declared bankrupt
- 3 April 2026
- Supervising judge
- Veronique Vyt
- Official Gazette
- 10-04-2026 (pdf) ↗search the document for 2026/115846
Deadlines
- Provisional date payments stopped
- 3 April 2026A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 25 April 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 3 May 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 13 May 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 3 April 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Bram WalschapWiedauwbos 68, 8310 Bruggebram@advocaatwalschap.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
11 d early
2022
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the Full-service restaurants sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€13,903▼ 45.0%
2024 · €25,256
Total assets
€73,792▼ 4.2%
2024 · €77,037
Net result
-€11,353
2024 · €14,096
Working capital
€2,545
2024 · -€1,003
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€2,388-€4,560▲ 90.9%€17,868▲ 292%-€6,269
Net result€363within the sector's middle half-€797within the sector's middle half▲ 119%€14,096within the sector's middle half▲ 1,669%-€11,353below the sector's middle half
Equity€10,363within the sector's middle half-€11,160within the sector's middle half▲ 7.7%€25,256within the sector's middle half▲ 126%€13,903within the sector's middle half▼ 45.0%
Total assets€67,347within the sector's middle half-€62,508within the sector's middle half▼ 7.2%€77,037within the sector's middle half▲ 23.2%€73,792within the sector's middle half▼ 4.2%
Debt€56,984-€51,348▼ 9.9%€51,781▲ 0.8%€59,889▲ 15.7%
Working capital-€6,772within the sector's middle half--€15,356within the sector's middle half▼ 127%-€1,003within the sector's middle half▲ 93.5%€2,545within the sector's middle half
Solvency15.4%within the sector's middle half-17.9%within the sector's middle half▲ 2.5pp32.8%within the sector's middle half▲ 14.9pp18.8%within the sector's middle half▼ 13.9pp
Current ratio0.85within the sector's middle half-0.65within the sector's middle half▼ 0.200.98within the sector's middle half▲ 0.331.06within the sector's middle half▲ 0.08
Return on assets (ROA)0.5%within the sector's middle half-1.3%within the sector's middle half▲ 0.7pp18.3%above the sector's middle half▲ 17.0pp-15.4%below the sector's middle half▼ 33.7pp
Staff (FTE)0.8-0.7▼ 12.5%1.4▲ 100%1.2▼ 14.3%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6,269 after €17,868 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,792
Fixed assets
€25,785 ▼ 14.5%
Current assets
€48,007 ▲ 2.4%
Equity and liabilities €73,792
Equity
€13,903 ▼ 45.0%
Debt
€59,889 ▲ 15.7%
Debt's share of the balance-sheet total rises from 67.2% to 81.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2,460▼
2024 · €25,268
Cash flow
-€2,623▼
2024 · €21,496
Quick ratio
1.03▲
2024 · 0.95
Debt to equity
4.31▲
2024 · 2.05
ROE
-81.7%▼
2024 · 55.8%
Interest coverage
0.89▼
2024 · 7.67
Debt ≤ 1 year
€45,462▼
2024 · €47,898
Debt > 1 year
€14,427▲
2024 · €3,883
Income taxes
€3,742▲
2024 · €693
Staff costs
€47,199▼
2024 · €48,238
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €31,195 | €29,519 | €48,238 | €47,199 | ▼ 2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,625 | €5,681 | €7,400 | €8,729 | ▲ 18.0% |
| Other operating charges640/8 | €713 | €2,414 | €2,960 | €2,664 | ▼ 10.0% |
| Gross operating margin9900 | €37,922 | €42,174 | €76,466 | €52,323 | ▼ 31.6% |
| Operating profit (loss)9901 | €2,388 | €4,560 | €17,868 | -€6,269 | ▼ 135% |
| Financial income75/76B | €33 | €11 | €214 | €1,426 | ▲ 566% |
| Recurring financial income75 | €33 | €11 | €214 | €1,426 | ▲ 566% |
| Financial charges65/66B | €2,058 | €3,754 | €3,293 | €2,767 | ▼ 16.0% |
| Recurring financial charges65 | €2,058 | €3,754 | €3,293 | €2,767 | ▼ 16.0% |
| Profit (loss) for the period before taxes9903 | €363 | €817 | €14,789 | -€7,611 | ▼ 151% |
| Income taxes67/77 | - | €21 | €693 | €3,742 | ▲ 440% |
| Profit (loss) for the period9904 | €363 | €797 | €14,096 | -€11,353 | ▼ 181% |
| Profit (loss) for the period to be appropriated9905 | €363 | €797 | €14,096 | -€11,353 | ▼ 181% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €67,347 | €62,508 | €77,037 | €73,792 | ▼ 4.2% |
| Fixed assets21/28 | €27,734 | €33,621 | €30,141 | €25,785 | ▼ 14.5% |
| Tangible fixed assets22/27 | €20,234 | €26,121 | €22,641 | €18,285 | ▼ 19.2% |
| Plant, machinery and equipment23 | €14,492 | €14,083 | €13,567 | €12,174 | ▼ 10.3% |
| Furniture and vehicles24 | €5,741 | €12,038 | €9,074 | €6,110 | ▼ 32.7% |
| Financial fixed assets28 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Current assets29/58 | €39,613 | €28,887 | €46,895 | €48,007 | ▲ 2.4% |
| Stocks and contracts in progress3 | €5,120 | €5,120 | €1,426 | €1,214 | ▼ 14.9% |
| Stocks30/36 | €5,120 | €5,120 | €1,426 | €1,214 | ▼ 14.9% |
| Amounts receivable within one year40/41 | €10,157 | €1,465 | €19,378 | €27,354 | ▲ 41.2% |
| Trade receivables40 | €7,950 | - | - | - | - |
| Other amounts receivable41 | €2,207 | €1,465 | €19,378 | €27,354 | ▲ 41.2% |
| Cash at bank and in hand54/58 | €24,336 | €22,301 | €26,091 | €19,439 | ▼ 25.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €67,347 | €62,508 | €77,037 | €73,792 | ▼ 4.2% |
| Equity10/15 | €10,363 | €11,160 | €25,256 | €13,903 | ▼ 45.0% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €363 | €1,160 | €15,256 | €3,903 | ▼ 74.4% |
| Amounts payable17/49 | €56,984 | €51,348 | €51,781 | €59,889 | ▲ 15.7% |
| Amounts payable after more than one year17 | €10,234 | €7,105 | €3,883 | €14,427 | ▲ 272% |
| Financial debts170/4 | €10,234 | €7,105 | €3,883 | €14,427 | ▲ 272% |
| Amounts payable within one year42/48 | €46,385 | €44,243 | €47,898 | €45,462 | ▼ 5.1% |
| Current portion of amounts payable after more than one year42 | €3,036 | €3,128 | €3,223 | €8,876 | ▲ 175% |
| Trade debts44 | €17,900 | €24,226 | €25,517 | €21,970 | ▼ 13.9% |
| Suppliers440/4 | €17,900 | €24,226 | €25,517 | €21,970 | ▼ 13.9% |
| Taxes, remuneration and social security45 | €3,711 | €2,977 | €11,091 | €14,617 | ▲ 31.8% |
| Taxes450/3 | €2,123 | €1,800 | - | €734 | - |
| Remuneration and social security454/9 | €1,589 | €1,177 | €11,091 | €13,883 | ▲ 25.2% |
| Other amounts payable47/48 | €21,738 | €13,911 | €8,067 | - | - |
| Accrued charges and deferred income492/3 | €365 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €363 | €797 | €14,096 | -€11,353 | ▼ 181% |
| + Depreciation and write-downs630 | €3,625 | €5,681 | €7,400 | €8,729 | ▲ 18.0% |
| Operating cash flow (approximation) | €3,988 | €6,478 | €21,496 | -€2,623 | ▼ 112% |
| Investment in fixed assets (approximation) | - | -€11,569 | -€3,920 | -€4,373 | ▼ 11.5% |
| Change in cash | - | -€2,034 | €3,790 | -€6,652 | ▼ 276% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
10-04
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Brugge · event 03-04-2026
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet -€11,353
Net result drops to -€11,353, the lowest in the series.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2022net €14,096 ▲1,669%
Operating result €17,868, net result €14,096, both a record.
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2021
Ground area
179 m²
Building footprint
216 m²
Volume, LiDAR
2,717 m³
Parcel 31334B0019/00_000, Flanders · tallest building 27.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
A'Mare Mio
since 20212.315.812.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0019/00_000 | Flanders | 179 m² | 1 · 216 m² | 27.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BRAM WALSCHAP Wiedauwbos 68, 8310 Brugge |
03-04-2026 → present |
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Of 20,500 companies in this sector we hold annual accounts for 11,468. 7,982 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded14-04-2021
Fiscal year end31-03
Activities, NACEBEL 2025
56111Full-service restaurants
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0766696017
Registered
16-10-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.